HENVER

Active

Private limited companyfounded 197749 yrs activeRue Nestor Royer 2, 4367 Crisnée, BelgiumKBO/BCE: BE 0416.902.535

Summary

HENVER has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,481 and a net result of €2,133. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

HENVERActiveChecked score 88/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€794,990total assets 2025

Equity: €6,481
Profit: €2,133

Turnover not published (abridged schema)

Financial health

88 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts filed 28 d late0 of 3 deeds read

Why 88- Liquidity: current ratio 0.00, cash €1,215+ Size: total assets €794,990+ Founded in 1977+ No main activity registeredShow the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Better than 41% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 26=

equity 0.8% of total assets

Liquidity 19=

short-term debt 59.6% · cash 0.2%

Profitability 69-1

return on assets 0.3%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%▲ +1.3% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%● 0.0% vs 03-2025 05-2025: 0.3%▲ +3.2% vs 04-2025 06-2025: 0.3%▲ +1.6% vs 05-2025 07-2025: 0.5%▲ +56.3% vs 06-2025 08-2025: 0.3%▼ -47.6% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%● 0.0% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.3%● 0.0% vs 03-2026 05-2026: 0.3%● 0.0% vs 04-2026 06-2026: 0.3%▲ +2.6% vs 05-2026 07-2026: 0.3%▲ +7.6% vs 06-2026 08-2026: 0.8%▲ +176% vs 07-2026highest value 09-2026: 0.2%▼ -79.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value

Size: total assets €794,990 lowers the probability for this profile
Founded in 1977 lowers the probability for this profile
Liquidity: current ratio 0.00, cash €1,215 raises the probability
No main activity registered lowers the probability

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 59.6% and cash: 0.2% of total assets), and 99.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 16%, liquidity 12%, profitability 48%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €794,990

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 1977

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Liquidity: current ratio 0.00, cash €1,215

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor lowers the probability.

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

28 d late

2024

7 d early

2023

6 d early

2022

23 d late

2021

58 d early

2020

51 d early

2019

11 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (4 of the last 5 filed years within 33 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage