HENRY JL
ActiveHENRY JL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €439k and a net result of €-4k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 89% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▲+11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 27.65 against 27.07 in 2023; short-term debt: 2.4% and cash: 1.9% of total assets), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91%
Return on assets
-0.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d late
2023
29 d early
2022
30 d late
2021
31 d late
2020
48 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€439k▼ 1.6%
2023 · €445k
2018: €414k
2019: €447k
2020: €424k
2021: €422k
2022: €430k
2023: €445k
2018 → 2024
Total assets
€482k▼ 3.5%
2023 · €500k
2018: €425k
2019: €453k
2020: €441k
2021: €448k
2022: €449k
2023: €500k
2018 → 2024
Net result
€-4k
2023 · €13k
2018: €-35k
2019: €34k
2020: €8k
2021: €10k
2022: €621
2023: €13k
2018 → 2024
Working capital
€310k▲ 3.6%
2023 · €299k
2018: €277k
2019: €314k
2020: €298k
2021: €314k
2022: €286k
2023: €299k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€424k-€422k▼ 0.5%€430k▲ 2.0%€445k▲ 3.5%€439k▼ 1.6%
Operating result€19k-€11k▼ 40.6%€-3k€15k€-20k
Net result€8k-€10k▲ 27.8%€621▼ 94.0%€13k▲ 1,993%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €20k after €15k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €482k
Fixed assets
€161k▼ 15.2%
Current assets
€321k▲ 3.5%
Equity and liabilities €482k
Equity
€439k▼ 1.6%
Provisions
€2k▼ 32.1%
Debt
€41k▼ 19.1%
The debt ratio falls from 10.2% to 8.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2023 · €35k
Cash flow
€26k▼
2023 · €33k
Solvency
91.0%▲
2023 · 89.2%
Current ratio
27.65▲
2023 · 27.07
Quick ratio
27.65▲
2023 · 27.07
Debt / equity
0.09▼
2023 · 0.11
ROE
-0.9%▼
2023 · 2.9%
ROA
-0.8%▼
2023 · 2.6%
Interest coverage
4.53▲
2023 · -12.22
Debt
€41k▼
2023 · €51k
Debt ≤ 1 year
€12k▲
2023 · €11k
Debt > 1 year
€29k▼
2023 · €39k
Income taxes
€200▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€500k€482k▼
Fixed assets21/28€189k€161k▼
Intangible fixed assets21€29k€21k▼
Tangible fixed assets22/27€160k€140k▼
Land and buildings22€95k€87k▼
Furniture and vehicles24€56k€44k▼
Other tangible fixed assets26€9k€9k▲
Current assets29/58€310k€321k▲
Amounts receivable within one year40/41€22k€17k▼
Trade receivables40€3k€3k▲
Other amounts receivable41€19k€14k▼
Current investments50/53€282k€292k▲
Cash at bank and in hand54/58€3k€9k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€500k€482k▼
Equity10/15€445k€439k▼
Contributions10/11€19k€19k=
Reserves13€416k€413k▼
Distributable reserves133€416k€413k▼
Profit (loss) carried forward14€725-
Investment grants15€10k€7k▼
Provisions and deferred taxes16€3k€2k▼
Deferred taxes168€3k€2k▼
Amounts payable17/49€51k€41k▼
Amounts payable after more than one year17€39k€29k▼
Financial debts170/4€39k€29k▼
Amounts payable within one year42/48€11k€12k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Financial debts43€76-
Other loans439€76-
Trade debts44€641€463▼
Suppliers440/4€641€463▼
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Accrued charges and deferred income492/3-€0
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€29k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k-
Other operating charges640/8€4k€3k▼
Gross operating margin9900€41k€12k▼
Operating profit (loss)9901€15k€-20k▼
Financial income75/76B€3k€18k▲
Recurring financial income75€3k€18k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€-3k€2k▲
Non-recurring financial charges66B€5k-
Profit (loss) for the period before taxes9903€16k€-5k▼
Transfer from deferred taxes780€979€1k▲
Income taxes67/77€4k€200▼
Profit (loss) for the period9904€13k€-4k▼
Profit (loss) for the period to be appropriated9905€13k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-3k▼
Profit (loss) brought forward from the previous period14P€621€725▲
Transfer from equity791/2-€3k
Transfer to equity691/2€13k-
To other reserves6921€13k-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 48 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 61.61
Current ratio from 28.16 to 61.61; short-term debt falls from €10k to €5k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gesves · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert Morin 125340 GesvesGround area
2,582 m²
Building footprint
82 m²
Parcel 92042E0186/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HENRY JL scs
since 20082.169.818.437
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92042E0186/00K000 | Wallonia | 2,582 m² | 1 · 82 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ATHOS BEHEER
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CLACAR
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HERMANAS
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APOCOR
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 35,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68121Development of residential building projects
68122Development of non-residential building projects
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:henryjl528@gmail.com
Phone:0477/20.15.83