Financials
- Fiscal year
- 2025
- Total assets
- €337,748
- Profit
- €8,532
- Solvency
- 34.2%
Total assets▼ 9.6%
Net result
20182025
HENRY CONCEPT
ActiveSummary
HENRY CONCEPT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115,480 and a net result of €8,532. Equity is growing by ~28.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Joinery installation
NACE 43320NACE 45421
#3 company by total assets in Comblain-au-Pont, Construction sector1 site
Size
€337,748total assets 2025
- Equity
- €115,480
- Profit
- €8,532
Turnover not published (abridged schema)
Structure
Accounts 30 d early0 of 3 deeds read
Why 82- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 1.59, cash €1,618+ Founded in 2005+ Size: total assets €337,748Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 37% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
59+5
equity 34.2% of total assets
Liquidity
30+3
short-term debt 42.8% · cash 0.5%
Profitability
72+35
return on assets 2.5%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 8 months
03-2026: 0.7%
04-2026: 0.7%▲ +5.9% vs 03-2026highest value
05-2026: 0.7%▼ -3.2% vs 04-2026
06-2026: 0.7%▼ -4.1% vs 05-2026
07-2026: 0.7%▲ +2.9% vs 06-2026
08-2026: 0.4%▼ -44.8% vs 07-2026lowest value
09-2026: 0.4%● 0.0% vs 08-2026lowest value
10-2026: 0.4%● 0.0% vs 09-2026lowest value
- Sector Specialised construction activities (NACE 43) raises the probability
- Founded in 2005 lowers the probability for this profile
- Liquidity: current ratio 1.59, cash €1,618 raises the probability
- Size: total assets €337,748 lowers the probability for this profile
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.46 in 2024; short-term debt: 42.8% and cash: 0.5% of total assets), but 65.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 36%, liquidity 18%, profitability 42%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
21 d early
2023
42 d early
2022
40 d early
2021
11 d early
2020
37 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €8,532
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 01-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 10-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 04-07-2005
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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