Equity
€1.5m ▼ 0.1%
HENRO paid out €242,142 in dividends. That is 101% of the 2025 profit.
HENRO
Lifetime
16 annual accounts with figures on one time axispeak €499,139 (2025)
€499,139▲ 14.7%
peak €244,512 (2023)
€240,694▲ 38.2%
peak €1.5m (2024)
€1.5m▼ 0.1%
€390,756▲ 261%
peak 1 FTE (2016)
-not published
Board1 name since 2009
1 directorHENDERIX Roel
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €435,354 to €499,139Result from €174,128 to €240,694Dividend €242,142Debts from €108,144 to €390,756Investments €532,000Cash from €268,355 to €107,642
Key points
from the 2025 annual accountsDebts
€390,756 ▲ 261%
Debts rose by €282,612 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€532,000 3.9 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 35.0% higher than in 2024.
Liquidity
0.61 was 3.27 in 2024
Short-term debts rose from €108,144 to €390,756.
Filings
16 annual accounts since 2010
The last five annual accounts were filed 24 to 44 days before the end of the period.
Position in the sector
€240,694
Higher net result than 95% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
Checked score
94
Excellent
Financially stronger than 59% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: 0.1%▲ +0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Size: total assets €1.9m
Founded in 2009
Figures for financial year 2025 (filed on 30-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 44% on liquidity, 68% on profitability and 34% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as HENRO has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of HENRO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for HENRO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.61 (3.27 in 2024), below 1. Short-term debt is 21% and cash 5.8% of total assets. 21% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
38 days early
2023
44 days early
2022
40 days early
2021
24 days early
2020
47 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0820891895
Appointment: HENDERIX Roel (statutory director)
General meeting of 29-10-2020 · Gazette deed
Capital decrease of €133,370.34 to €18,600
Capital from €151,970.34 to €18,600 · General meeting of 19-01-2018 · Gazette deed
Incorporation
published on 27-11-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HENRO Oudsbergen | €1.9m | €499,139 | 79.0% | - |
| ALL SERVICES Anderlecht | €1.8m | €532,279 | 82.0% | - |
| FOCKE JEAN PIERRE Kaprijke | €2.0m | €511,838 | 69.9% | 2.4 |
| JB Technics Lanaken | €1.7m | €491,827 | 1.4% | 8.9 |
| Danny Willemsen Lille | €1.6m | €584,556 | 25.0% | 5.3 |
| MERMANS DANNY Oud-Turnhout | €1.5m | €526,238 | 90.4% | 3.9 |
| Dakwerken Edwin Smets Overijse | €1.9m | €464,979 | 41.9% | - |
These companies have the same main activity as HENRO: plumbing work (NACE 43221). They are comparable in size and age: total assets between €1.5m and €2m, founded between 2008 and 2014.
Official details
Source: KBO- Status
- Active since 25-11-2009Normal situation
- Activity
- Plumbing workNACE 43221and 2 others
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.183.463.9613670 Oudsbergen, since 25-11-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 18-05-2025
Annual accounts 2025
- ≈ €1.2mestimated
- €1.9m▲ 17.8%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on HENRO
HENRO files the micro format. That format states no turnover. The gross margin rose from €110,986 in 2010 to €499,139 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HENRO
- What is the company number of HENRO?
- The company number of HENRO is 0820.891.895. The VAT number is the same number with BE in front: BE 0820.891.895.
- Where is HENRO based?
- The registered office is at Stienersweg 8, 3670 Oudsbergen.Company details
- What does HENRO do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of HENRO?
- HENRO is a private limited company (BV).
- When was HENRO founded?
- HENRO was founded on 25-11-2009.
- Is HENRO still active?
- Yes, HENRO is an active enterprise in the KBO register.
- How many employees does HENRO have?
- HENRO had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does HENRO fall under?
- In its 2025 annual accounts, HENRO states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of HENRO?
- The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €499,139 and 32 comparable companies (NACE 432). It probably lies between €940,000 and €1.6m.
- Is HENRO profitable?
- In financial year 2025, HENRO made a profit of €240,694.
- Where can I find the annual accounts of HENRO?
- HENRO filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HENRO due?
- HENRO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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