Henrik
ActiveThe computed 12-month bankruptcy probability of Henrik is 1.6% (moderate). The 2025 annual accounts show equity of €129k and a net result of €-37k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 3644 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-19
Solvency38▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.18 against 0.25 in 2024; short-term debt: 14% and cash: 1.5% of total assets), and 86.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
37 d early
2022
32 d early
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€129k▼ 22.3%
2024 · €166k
2018: €34k
2019: €66k
2020: €49k
2021: €123k
2022: €129k
2023: €165k
2024: €166k
2018 → 2025
Total assets
€963k▼ 4.9%
2024 · €1.01M
2018: €309k
2019: €289k
2020: €373k
2021: €601k
2022: €785k
2023: €881k
2024: €1.01M
2018 → 2025
Net result
€-37k
2024 · €995
2018: €-10k
2019: €33k
2020: €-17k
2021: €74k
2022: €7k
2023: €41k
2024: €995
2018 → 2025
Working capital
€-111k▼ 56.6%
2024 · €-71k
2018: €-40k
2019: €-11k
2020: €-29k
2021: €23k
2022: €-10k
2023: €-12k
2024: €-71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€129k▲ 5.0%€165k▲ 27.1%€166k▲ 0.6%€129k▼ 22.3%
Operating result€97k-€29k▼ 69.7%€69k▲ 134%€23k▼ 67.1%€-15k
Net result€74k-€7k▼ 90.6%€41k▲ 486%€995▼ 97.6%€-37k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €963k
Fixed assets
€939k▼ 5.1%
Current assets
€24k▲ 2.0%
Equity and liabilities €963k
Equity
€129k▼ 22.3%
Debt
€835k▼ 1.5%
The debt ratio rises from 83.7% to 86.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€44k▼
2024 · €79k
Cash flow
€22k▼
2024 · €57k
Solvency
13.3%▼
2024 · 16.3%
Current ratio
0.18▼
2024 · 0.25
Quick ratio
0.18▼
2024 · 0.25
Debt / equity
6.49▲
2024 · 5.12
ROE
-28.7%▼
2024 · 0.6%
ROA
-3.8%▼
2024 · 0.1%
Interest coverage
1.96▼
2024 · 3.63
Debt
€835k▼
2024 · €848k
Debt ≤ 1 year
€135k▲
2024 · €94k
Debt > 1 year
€700k▼
2024 · €752k
Income taxes
€252▼
2024 · €326
Staff costs
€24k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€963k▼
Fixed assets21/28€990k€939k▼
Tangible fixed assets22/27€990k€939k▼
Land and buildings22€907k€878k▼
Plant, machinery and equipment23€76k€46k▼
Furniture and vehicles24€7k€15k▲
Current assets29/58€24k€24k▲
Amounts receivable after more than one year29€13k€0▼
Other amounts receivable291€13k€0▼
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40-€2k
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€6k€14k▲
Deferred charges and accrued income490/1€0€791▲
Equity and liabilities
Total equity and liabilities10/49€1.01M€963k▼
Equity10/15€166k€129k▼
Contributions10/11€19k€19k=
Reserves13€147k€110k▼
Tax-exempt reserves132€96€96=
Distributable reserves133€147k€110k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€848k€835k▼
Amounts payable after more than one year17€752k€700k▼
Financial debts170/4€752k€700k▼
Amounts payable within one year42/48€94k€135k▲
Current portion of amounts payable after more than one year42€70k€78k▲
Financial debts43€0€2k▲
Credit institutions430/8€0€2k▲
Trade debts44€18k€31k▲
Suppliers440/4€18k€31k▲
Taxes, remuneration and social security45€7k€14k▲
Taxes450/3€5k€9k▲
Remuneration and social security454/9€2k€5k▲
Other amounts payable47/48€0€10k▲
Accrued charges and deferred income492/3€900€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€23k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€59k▲
Other operating charges640/8€9k€16k▲
Non-recurring operating charges66A-€14k
Gross operating margin9900€111k€98k▼
Operating profit (loss)9901€23k€-15k▼
Financial income75/76B€365€352▼
Recurring financial income75€365€352▼
Financial charges65/66B€22k€22k▲
Recurring financial charges65€22k€22k▲
Profit (loss) for the period before taxes9903€1k€-37k▼
Income taxes67/77€326€252▼
Profit (loss) for the period9904€995€-37k▼
Profit (loss) for the period to be appropriated9905€995€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€995€-37k▼
Transfer from equity791/2€0€37k▲
Transfer to equity691/2€995€0▼
To other reserves6921€995€0▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-37k ▼3815%
Net result drops to €-37k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €165k ▲27.1%
3 profitable years in a row build equity to €165k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €74k
Net result €74k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.31
Current ratio from 0.37 to 1.31.
31-12
Financial
Equity above €100kEq €123k ▲150%
Equity rises from €49k to €123k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cirkelstraat 178400 OostendeGround area
351 m²
Building footprint
334 m²
Volume, LiDAR
2,603 m³
2 parcels, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
De Vishoek
since 20112.200.783.906
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A0590/00C000 | Flanders | 229 m² | 1 · 173 m² | 18.6 m · 5 fl. |
| 35013A4627/00A000 | Flanders | 122 m² | 1 · 161 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.200.783.906
Similar companies · same sector, comparable size
DIAMANT GARDEN
BE 0860.886.876
Nijlen · Eq €129k
ZILITO
BE 0473.690.392
Heist-op-den-Berg · Eq €129k
MAGNIFIC
BE 0662.800.703
Lanaken · Eq €129k
ERINCK
BE 0895.380.670
Dilbeek · Eq €129k
SINT JAMES
BE 0423.854.861
Middelkerke · Eq €129k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 9,277 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
46190Agents in non-specialised wholesale trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
7 entriesWebsite:www.de-amandine.be
Website:www.vishoek.be
E-mail:de.amandine@hotmail.be
E-mail:info@devishoek.be
E-mail:info@vishoek.be
Phone:0467000001
Phone:0497708090