HENRI'S CLASSICS
ActiveHENRI'S CLASSICS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368k and a net result of €70k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 24% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+6
Solvency39▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.14 in 2024; short-term debt: 68.9% and cash: 2.2% of total assets), and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
2.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 10252 sector peers (2025).
NBB · sector comparisonPosition among 10252 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
4 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€368k▲ 6.4%
2024 · €346k
2019: €55k
2020: €100k
2021: €156k
2022: €229k
2023: €267k
2024: €346k
2019 → 2025
Total assets
€2.65M▲ 17.6%
2024 · €2.25M
2019: €992k
2020: €1.32M
2021: €2.11M
2022: €2.15M
2023: €2.38M
2024: €2.25M
2019 → 2025
Net result
€70k▼ 10.8%
2024 · €79k
2019: €27k
2020: €45k
2021: €55k
2022: €74k
2023: €38k
2024: €79k
2019 → 2025
Working capital
€170k▼ 15.2%
2024 · €201k
2019: €157k
2020: €160k
2021: €181k
2022: €88k
2023: €147k
2024: €201k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€156k-€229k▲ 47.4%€267k▲ 16.6%€346k▲ 29.4%€368k▲ 6.4%
Operating result€94k-€148k▲ 57.6%€97k▼ 34.4%€178k▲ 82.5%€173k▼ 2.6%
Net result€55k-€74k▲ 33.8%€38k▼ 48.2%€79k▲ 106%€70k▼ 10.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.65M
Fixed assets
€653k▲ 14.8%
Current assets
€1.99M▲ 18.5%
Equity and liabilities €2.65M
Equity
€368k▲ 6.4%
Debt
€2.28M▲ 19.6%
The debt ratio rises from 84.6% to 86.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€229k▼
2024 · €234k
Cash flow
€126k▼
2024 · €134k
Solvency
13.9%▼
2024 · 15.4%
Current ratio
1.09▼
2024 · 1.14
Quick ratio
0.50▲
2024 · 0.43
Debt / equity
6.20▲
2024 · 5.51
ROE
19.1%▼
2024 · 22.7%
ROA
2.6%▼
2024 · 3.5%
Interest coverage
4.60▲
2024 · 3.76
Debt
€2.28M▲
2024 · €1.91M
Debt ≤ 1 year
€1.82M▲
2024 · €1.48M
Debt > 1 year
€455k▲
2024 · €423k
Income taxes
€75k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.25M€2.65M▲
Fixed assets21/28€569k€653k▲
Tangible fixed assets22/27€568k€652k▲
Land and buildings22€495k€528k▲
Plant, machinery and equipment23€49k€69k▲
Furniture and vehicles24€10k€7k▼
Leasing and similar rights25€13k€48k▲
Financial fixed assets28€1k€1k=
Current assets29/58€1.68M€1.99M▲
Amounts receivable after more than one year29€40k€0▼
Other amounts receivable291€40k€0▼
Stocks and contracts in progress3€1.05M€1.08M▲
Stocks30/36€1.05M€1.08M▲
Amounts receivable within one year40/41€518k€847k▲
Trade receivables40€508k€846k▲
Other amounts receivable41€10k€2k▼
Cash at bank and in hand54/58€65k€58k▼
Deferred charges and accrued income490/1€12k€9k▼
Equity and liabilities
Total equity and liabilities10/49€2.25M€2.65M▲
Equity10/15€346k€368k▲
Contributions10/11€6k€6k=
Reserves13€340k€362k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€340k€362k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€1.91M€2.28M▲
Amounts payable after more than one year17€423k€455k▲
Financial debts170/4€423k€455k▲
Amounts payable within one year42/48€1.48M€1.82M▲
Current portion of amounts payable after more than one year42€202k€189k▼
Trade debts44€1.01M€1.28M▲
Suppliers440/4€1.01M€1.28M▲
Advances received on contracts in progress46€11k€0▼
Taxes, remuneration and social security45€153k€156k▲
Taxes450/3€153k€156k▲
Other amounts payable47/48€107k€195k▲
Accrued charges and deferred income492/3€675€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€56k▲
Other operating charges640/8€9k€26k▲
Gross operating margin9900€243k€255k▲
Operating profit (loss)9901€178k€173k▼
Financial income75/76B€12k€22k▲
Recurring financial income75€12k€22k▲
Financial charges65/66B€62k€50k▼
Recurring financial charges65€62k€50k▼
Profit (loss) for the period before taxes9903€128k€145k▲
Income taxes67/77€49k€75k▲
Profit (loss) for the period9904€79k€70k▼
Profit (loss) for the period to be appropriated9905€79k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€70k▼
Transfer from equity791/2-€48k
Transfer to equity691/2€79k€70k▼
To other reserves6921€79k€70k▼
Profit to be distributed694/7-€48k
Return on contributions (dividend)694-€48k
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €79k ▲106%
Operating result €178k, net result €79k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €200kEq €229k ▲47.4%
4 profitable years in a row build equity to €229k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Equity above €150kEq €156k ▲54.9%
3 profitable years in a row build equity to €156k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €100kEq €100k ▲82.8%
2 profitable years in a row build equity to €100k.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerestraat 228600 DiksmuideGround area
6,012 m²
Building footprint
1,925 m²
Volume, LiDAR
11,027 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
HENRI'S CLASSICS
since 20142.239.257.173
HENRI'S CLASSICS
since 20172.273.570.528
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35005D0781/00M000 | Flanders | 4,647 m² | 1 · 1,754 m² | 8.2 m · 2 fl. |
| 32013C0838/00A000 | Flanders | 1,364 m² | 1 · 171 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 5,449 EUR awarded · 5,449 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 5,449 EUR | 5,449 EUR |
Schemes
Vlaams Beschermingsmechanisme 6 (stopgezet)
Similar companies · same sector, comparable size
Kojaparts
BE 0849.992.984
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A.G.K. SERVICE
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Gent · Eq €368k
BSG Sport Auto
BE 0541.443.409
Ferrières · Eq €369k
STEVEN PLOVIE
BE 0699.932.796
Jabbeke · Eq €367k
BH MOTORS
BE 0478.768.145
Mouscron · Eq €370k
Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 3,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2008
Fiscal year end30-06
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.