Skip to content
Private limited companyfounded 20205 yrs activeHandzamestraat 93, 8610 Kortemark, BelgiumKBO/BCE: BE 0757.542.383
Summary

HENLY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €201,304 and a net result of €198,304. Equity is growing by ~29% per year across the filed fiscal years. Its solvency ranks better than 31% of 8094 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
29 d early
2024
56 d early
2023
71 d early
2022
77 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 58 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 November (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 October 2020, HENLY was incorporated as a Private limited company.1 Total assets went from EUR 645,025 in 2022 to EUR 726,220 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€201,304▼ 52.7%
2024 · €425,536
Net result
€198,304▲ 31.9%
2024 · €150,341
Total assets
€726,220▼ 4.0%
2024 · €756,335
Solvency
27.7%▼ 28.5pp
2024 · 56.3%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€213,053-€178,207▼ 16.4%€215,246▲ 20.8%€278,844▲ 29.5%
Net result€149,918above the sector's middle half-€122,277above the sector's middle half▼ 18.4%€150,341above the sector's middle half▲ 23.0%€198,304above the sector's middle half▲ 31.9%
Equity€152,918within the sector's middle half-€275,194within the sector's middle half▲ 80.0%€425,536above the sector's middle half▲ 54.6%€201,304within the sector's middle half▼ 52.7%
Total assets€645,025within the sector's middle half-€715,040within the sector's middle half▲ 10.9%€756,335within the sector's middle half▲ 5.8%€726,220within the sector's middle half▼ 4.0%
Debt€492,107-€439,846▼ 10.6%€330,799▼ 24.8%€524,916▲ 58.7%
Working capital-€91,481below the sector's middle half--€12,914within the sector's middle half▲ 85.9%€93,338within the sector's middle half-€178,160below the sector's middle half
Solvency23.7%within the sector's middle half-38.5%within the sector's middle half▲ 14.8pp56.3%within the sector's middle half▲ 17.8pp27.7%within the sector's middle half▼ 28.5pp
Current ratio0.67below the sector's middle half-0.95within the sector's middle half▲ 0.281.47within the sector's middle half▲ 0.510.60below the sector's middle half▼ 0.87
Return on assets (ROA)23.2%within the sector's middle half-17.1%within the sector's middle half▼ 6.1pp19.9%within the sector's middle half▲ 2.8pp27.3%above the sector's middle half▲ 7.4pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2022: €213,053€213,053Net result 2022: €149,918€149,918Operating result 2023: €178,207€178,207Net result 2023: €122,277€122,277Operating result 2024: €215,246€215,246Net result 2024: €150,341€150,341Operating result 2025: €278,844€278,844Net result 2025: €198,304€198,3042022202320242025€0€100,000€200,000€300,000Operating result 2023: €178,207€178,000Net result 2023: €122,277€122,000Operating result 2024: €215,246€215,000Net result 2024: €150,341€150,000Operating result 2025: €278,844€279,000Net result 2025: €198,304€198,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €726,220
Fixed assets €462,223 ▼ 0.1%
Current assets €263,996 ▼ 10.2%
Equity and liabilities €726,220
Equity €201,304 ▼ 52.7%
Debt €524,916 ▲ 58.7%
Debt's share of the balance-sheet total rises from 43.7% to 72.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
98.5%▲
2024 · 35.3%
Debt ≤ 1 year
€442,157▲
2024 · €200,514
Debt > 1 year
€76,222▼
2024 · €119,408
Income taxes
€67,265▲
2024 · €50,252
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€756,335€726,220▼
Fixed assets21/28€462,482€462,223▼
Tangible fixed assets22/27€12,482€12,223▼
Furniture and vehicles24€2,609€1,725▼
Other tangible fixed assets26€9,873€10,499▲
Financial fixed assets28€450,000€450,000=
Current assets29/58€293,852€263,996▼
Amounts receivable within one year40/41€20,490€21,854▲
Trade receivables40€20,490€21,854▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€271,658€238,342▼
Deferred charges and accrued income490/1€1,704€3,800▲
Equity and liabilities
Total equity and liabilities10/49€756,335€726,220▼
Equity10/15€425,536€201,304▼
Contributions10/11€3,000€3,000=
Reserves13€422,536€198,304▼
Distributable reserves133€422,536€198,304▼
Profit (loss) carried forward14-€0
Amounts payable17/49€330,799€524,916▲
Amounts payable after more than one year17€119,408€76,222▼
Financial debts170/4€119,408€76,222▼
Amounts payable within one year42/48€200,514€442,157▲
Current portion of amounts payable after more than one year42€42,920€43,186▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€2,026€2,050▲
Suppliers440/4€2,026€2,050▲
Taxes, remuneration and social security45€10,969€15,457▲
Taxes450/3€10,969€15,457▲
Other amounts payable47/48€144,599€381,463▲
Accrued charges and deferred income492/3€10,877€6,538▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,757€2,410▲
Other operating charges640/8€579€761▲
Gross operating margin9900€217,583€282,015▲
Operating profit (loss)9901€215,246€278,844▲
Financial charges65/66B€14,653€13,275▼
Recurring financial charges65€14,653€13,275▼
Profit (loss) for the period before taxes9903€200,594€265,569▲
Income taxes67/77€50,252€67,265▲
Profit (loss) for the period9904€150,341€198,304▲
Profit (loss) for the period to be appropriated9905€150,341€198,304▲
Appropriation of the result
Profit (loss) to be appropriated9906€150,341€198,304▲
Transfer from equity791/2-€422,536
Transfer to equity691/2€150,341€198,304▲
To other reserves6921€150,341€198,304▲
Profit to be distributed694/7-€422,536
Return on contributions (dividend)694-€422,536

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137€915€1,757€2,410▲ 37.2%
Other operating charges640/8€1,141€460€579€761▲ 31.4%
Gross operating margin9900€214,331€179,583€217,583€282,015▲ 29.6%
Operating profit (loss)9901€213,053€178,207€215,246€278,844▲ 29.5%
Financial income75/76B€1€0---
Recurring financial income75€1€0---
Financial charges65/66B€13,036€10,818€14,653€13,275▼ 9.4%
Recurring financial charges65€13,036€10,818€14,653€13,275▼ 9.4%
Profit (loss) for the period before taxes9903€200,018€167,390€200,594€265,569▲ 32.4%
Income taxes67/77€50,100€45,113€50,252€67,265▲ 33.9%
Profit (loss) for the period9904€149,918€122,277€150,341€198,304▲ 31.9%
Profit (loss) for the period to be appropriated9905€149,918€122,277€150,341€198,304▲ 31.9%
Line2022202320242025Change
Assets
Total assets20/58€645,025€715,040€756,335€726,220▼ 4.0%
Fixed assets21/28€459,019€458,103€462,482€462,223▼ 0.1%
Tangible fixed assets22/27€9,019€8,103€12,482€12,223▼ 2.1%
Furniture and vehicles24--€2,609€1,725▼ 33.9%
Other tangible fixed assets26€9,019€8,103€9,873€10,499▲ 6.3%
Financial fixed assets28€450,000€450,000€450,000€450,000=
Current assets29/58€186,006€256,937€293,852€263,996▼ 10.2%
Amounts receivable within one year40/41€15,067€25,977€20,490€21,854▲ 6.7%
Trade receivables40€15,067€18,777€20,490€21,854▲ 6.7%
Other amounts receivable41-€7,200€0--
Cash at bank and in hand54/58€170,845€229,283€271,658€238,342▼ 12.3%
Deferred charges and accrued income490/1€94€1,677€1,704€3,800▲ 123%
Equity and liabilities
Total equity and liabilities10/49€645,025€715,040€756,335€726,220▼ 4.0%
Equity10/15€152,918€275,194€425,536€201,304▼ 52.7%
Contributions10/11€3,000€3,000€3,000€3,000=
Reserves13€149,918€272,194€422,536€198,304▼ 53.1%
Distributable reserves133€149,918€272,194€422,536€198,304▼ 53.1%
Profit (loss) carried forward14---€0-
Amounts payable17/49€492,107€439,846€330,799€524,916▲ 58.7%
Amounts payable after more than one year17€204,984€162,328€119,408€76,222▼ 36.2%
Financial debts170/4€204,984€162,328€119,408€76,222▼ 36.2%
Amounts payable within one year42/48€277,487€269,851€200,514€442,157▲ 121%
Current portion of amounts payable after more than one year42€42,393€42,656€42,920€43,186▲ 0.6%
Financial debts43-€60,170€0--
Credit institutions430/8-€60,170€0--
Trade debts44€2,051€2,549€2,026€2,050▲ 1.2%
Suppliers440/4€2,051€2,549€2,026€2,050▲ 1.2%
Taxes, remuneration and social security45€85,362€10,083€10,969€15,457▲ 40.9%
Taxes450/3€85,362€10,083€10,969€15,457▲ 40.9%
Other amounts payable47/48€147,681€154,393€144,599€381,463▲ 164%
Accrued charges and deferred income492/3€9,637€7,667€10,877€6,538▼ 39.9%
Line2022202320242025Change
Profit (loss) for the period9904€149,918€122,277€150,341€198,304▲ 31.9%
+ Depreciation and write-downs630€137€915€1,757€2,410▲ 37.2%
Operating cash flow (approximation)€150,055€123,192€152,099€200,714▲ 32.0%
Investment in fixed assets (approximation)-€0-€6,136-€2,151▲ 64.9%
Change in cash-€58,438€42,375-€33,316▼ 179%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Highest result since 2022net €198,304 ▲31.9%
Operating result €278,844, net result €198,304, both a record.
2024
06-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
21-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Weakest financial yearnet €122,277 ▼18.4%
Net result drops to €122,277, the lowest in the series; recovery starts the following year.
30-06
Financial Equity above €200,000Eq €275,194 ▲80%
2 profitable years in a row build equity to €275,194.
2022
15-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 2020
seat establishment approximate The establishment unit on the map
Ground area
5,917 m²
Building footprint
151 m²
Volume, LiDAR
837 m³
Parcel 32011C0280/00G000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Handzamestraat 93, 8610 Kortemark
Financial service activities, except insurance and pension funding
since 20202.309.561.387
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32011C0280/00G000 Flanders 5,917 m² 1 · 151 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-06-2025 of HENLY and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,542 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-10-2020
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0757542383
Registered 17-07-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.