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HENIN DAMES

Active
Public limited companyfounded 200224 yrs activeRue du Centre 46, 5590 Ciney, BelgiumKBO/BCE: BE 0476.578.915
Summary

HENIN DAMES has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235,918 and a net result of -€4,717. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 77% of 12331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
HENIN DAMESActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of women's outerwear
NACE 47711NACE 52423
1 site
Size
€362,449total assets 2025
Staff
1 FTE
Equity
€235,918
Loss
-€4,717
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 28 d early0 of 1 deed read
Why 90- Sector Retail trade (NACE 47)+ Founded in 2002+ Equity €235,918 (65.1% of total assets)+ Figures for FY 2025 (filed 03-07-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 90-1
equity 65.1% of total assets
Liquidity 45+1
short-term debt 34.7% · cash 8.5%
Profitability 67-4
return on assets -1.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -1.2% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%▲ +14.8% vs 03-2025 05-2025: 0.2%▼ -1.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.3%▲ +63.0% vs 06-2025highest value 08-2025: 0.2%▼ -46.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.6% vs 12-2025lowest value 02-2026: 0.2%● 0.0% vs 01-2026lowest value 03-2026: 0.2%● 0.0% vs 02-2026lowest value 04-2026: 0.2%▲ +14.9% vs 03-2026 05-2026: 0.2%▼ -1.0% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%▲ +9.4% vs 06-2026 08-2026: 0.2%▼ -18.7% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Founded in 2002 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Equity €235,918 (65.1% of total assets) lowers the probability
  • Figures for FY 2025 (filed 03-07-2026) lowers the probability
Credit up to €21,000 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.0 in 2024; short-term debt: 34.7% and cash: 8.5% of total assets), and 34.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 77%, liquidity 44%, profitability 47%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2002
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €235,918 (65.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 03-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
23 d early
2023
12 d early
2022
5 d early
2021
5 d late
2020
30 d late
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€4,717
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20256 fiscal years filed €362,449 View
  • Active since 2002founded 06-02-2002 24 years View

By topic

Financials

Fiscal year
2025
Total assets
€362,449
Loss
-€4,717
Solvency
65.1%
Total assets▼ 4.2%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 03-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 08-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of women's outerwearNACE 47711
Founded
06-02-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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