Henderickx Bart
ActiveHenderickx Bart has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €386k and a net result of €117k. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+8
Solvency67▲+5
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.2 in 2024; short-term debt: 41.4% and cash: 83% of total assets), but 58.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.9%
Return on assets
12.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
16 d late
2022
2 d early
2021
31 d late
2020
11 d late
2018
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€386k▲ 26.5%
2024 · €305k
2018: €665k
2020: €559k
2021: €433k
2022: €418k
2023: €390k
2024: €305k
2018 → 2025
Total assets
€920k▲ 11.8%
2024 · €823k
2018: €866k
2020: €977k
2021: €774k
2022: €709k
2023: €809k
2024: €823k
2018 → 2025
Net result
€117k▲ 105%
2024 · €57k
2018: €107k
2020: €57k
2021: €47k
2022: €45k
2023: €42k
2024: €57k
2018 → 2025
Working capital
€515k▲ 19.8%
2024 · €430k
2018: €698k
2020: €586k
2021: €532k
2022: €596k
2023: €677k
2024: €430k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€433k-€418k▼ 3.3%€390k▼ 6.8%€305k▼ 21.8%€386k▲ 26.5%
Operating result€57k-€52k▼ 8.8%€50k▼ 3.2%€60k▲ 19.8%€158k▲ 163%
Net result€47k-€45k▼ 4.7%€42k▼ 4.8%€57k▲ 34.8%€117k▲ 105%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 163% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €920k
Fixed assets
€24k▼ 31.4%
Current assets
€896k▲ 13.7%
Equity and liabilities €920k
Equity
€386k▲ 26.5%
Debt
€534k▲ 3.1%
The debt ratio falls from 63.0% to 58.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€165k▲
2024 · €67k
Cash flow
€124k▲
2024 · €64k
Solvency
41.9%▲
2024 · 37.0%
Current ratio
2.35▲
2024 · 2.20
Quick ratio
2.34▲
2024 · 2.19
Debt / equity
1.38▼
2024 · 1.70
ROE
30.3%▲
2024 · 18.7%
ROA
12.7%▲
2024 · 6.9%
Interest coverage
180.62▲
2024 · 15.21
Debt
€534k▲
2024 · €518k
Debt ≤ 1 year
€381k▲
2024 · €359k
Income taxes
€47k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€823k€920k▲
Fixed assets21/28€35k€24k▼
Tangible fixed assets22/27€35k€24k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€33k€23k▼
Current assets29/58€788k€896k▲
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€19k€16k▼
Trade receivables40€10k€12k▲
Other amounts receivable41€8k€4k▼
Current investments50/53€128k€113k▼
Cash at bank and in hand54/58€639k€763k▲
Deferred charges and accrued income490/1€398€1k▲
Equity and liabilities
Total equity and liabilities10/49€823k€920k▲
Equity10/15€305k€386k▲
Contributions10/11€25k€25k=
Reserves13€280k€361k▲
Distributable reserves133€280k€361k▲
Amounts payable17/49€518k€534k▲
Amounts payable within one year42/48€359k€381k▲
Trade debts44€11k€11k▼
Suppliers440/4€11k€11k▼
Taxes, remuneration and social security45€26k€18k▼
Taxes450/3€14k€15k▲
Remuneration and social security454/9€12k€3k▼
Other amounts payable47/48€322k€353k▲
Accrued charges and deferred income492/3€159k€153k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€12k€1k▼
Non-recurring operating charges66A-€35
Gross operating margin9900€79k€166k▲
Operating profit (loss)9901€60k€158k▲
Financial income75/76B€19k€6k▼
Recurring financial income75€19k€6k▼
Financial charges65/66B€4k€914▼
Recurring financial charges65€4k€914▼
Profit (loss) for the period before taxes9903€75k€164k▲
Income taxes67/77€18k€47k▲
Profit (loss) for the period9904€57k€117k▲
Profit (loss) for the period to be appropriated9905€57k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€117k▲
Transfer from equity791/2€132k€33k▼
Transfer to equity691/2€47k€114k▲
To other reserves6921€47k€114k▲
Profit to be distributed694/7€142k€36k▼
Return on contributions (dividend)694€132k€33k▼
Directors or managers695€10k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €117k ▲105%
Operating result €158k, net result €117k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
30-09
Financial
Weakest financial yearnet €42k ▼4.8%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 7.30
Current ratio from 3.54 to 7.30; short-term debt falls from €209k to €95k.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hemelshoek 1662590 BerlaarGround area
1,973 m²
Building footprint
202 m²
Parcel 12002D0685/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
Henderickx Bart
since 20062.155.430.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002D0685/00T000 | Flanders | 1,973 m² | 1 · 201 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500LRN93Z66DOJC52
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Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 5,001 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2006
Fiscal year end30-09
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
43320Joinery installation
43350Other building finishing work
45421
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.