HEMAR
ActiveHEMAR has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 61% of 13009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency82▼-18
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 5.67 in 2024), but 56.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.5%
Return on assets
-7.2%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€7k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
21 d early
2023
6 d early
2022
40 d early
2021
40 d early
2020
52 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▼ 51.7%
2024 · €91k
2019: €50k
2020: €73k
2021: €103k
2022: €123k
2023: €98k
2024: €91k
2019 → 2025
Total assets
€101k▼ 7.6%
2024 · €109k
2019: €144k
2020: €149k
2021: €159k
2022: €159k
2023: €120k
2024: €109k
2019 → 2025
Net result
€-7k▼ 10.2%
2024 · €-7k
2019: €-8k
2020: €23k
2021: €30k
2022: €20k
2023: €-25k
2024: €-7k
2019 → 2025
Working capital
€42k▼ 51.5%
2024 · €86k
2019: €36k
2020: €60k
2021: €85k
2022: €101k
2023: €88k
2024: €86k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€103k-€123k▲ 19.5%€98k▼ 20.5%€91k▼ 6.8%€44k▼ 51.7%
Operating result€37k-€29k▼ 23.1%€-23k€-3k▲ 88.6%€-6k▼ 114%
Net result€30k-€20k▼ 32.5%€-25k€-7k▲ 73.7%€-7k▼ 10.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€2k▼ 54.6%
Current assets
€99k▼ 5.3%
Equity and liabilities €101k
Equity
€44k▼ 51.7%
Debt
€57k▲ 211%
The debt ratio rises from 16.8% to 56.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €2k
Cash flow
€-5k▼
2024 · €-2k
Solvency
43.5%▼
2024 · 83.2%
Current ratio
1.73▼
2024 · 5.67
Quick ratio
1.55▼
2024 · 4.99
Debt / equity
1.30▲
2024 · 0.20
ROE
-16.6%▼
2024 · -7.3%
ROA
-7.2%▼
2024 · -6.0%
Interest coverage
-1.78▼
2024 · 0.52
Debt
€57k▲
2024 · €18k
Debt ≤ 1 year
€57k▲
2024 · €18k
Income taxes
€229▲
2024 · €108
Staff costs
€62k▲
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€101k▼
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Land and buildings22€1k€802▼
Plant, machinery and equipment23€737€217▼
Furniture and vehicles24€3k€946▼
Financial fixed assets28€293€293=
Current assets29/58€104k€99k▼
Amounts receivable after more than one year29€15k€15k=
Other amounts receivable291€15k€15k=
Stocks and contracts in progress3€12k€10k▼
Stocks30/36€12k€10k▼
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€390€977▲
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€62k€59k▼
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€109k€101k▼
Equity10/15€91k€44k▼
Contributions10/11€19k€19k=
Reserves13€72k€25k▼
Tax-exempt reserves132€201€201=
Distributable reserves133€72k€25k▼
Amounts payable17/49€18k€57k▲
Amounts payable within one year42/48€18k€57k▲
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48-€40k
Income statement
Code20242025
Remuneration, social security and pensions62€59k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€64k€62k▼
Operating profit (loss)9901€-3k€-6k▼
Financial income75/76B€725€262▼
Recurring financial income75€725€262▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€-7k€-7k▼
Income taxes67/77€108€229▲
Profit (loss) for the period9904€-7k€-7k▼
Profit (loss) for the period to be appropriated9905€-7k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-7k▼
Transfer from equity791/2€7k€47k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-25k ▼225%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €30k ▲31.3%
Operating result €37k, net result €30k, both a record.
30-06
Financial
Equity above €100kEq €103k ▲40.8%
2 profitable years in a row build equity to €103k.
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
08-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2020
ROBBRECHT Herbert
CurrentDirector · since 01-01-2020
VERSPECHT Martine
CurrentDirector · since 01-01-2020
01-01-2020
ROBBRECHT Herbert: Resigned as Director
01-01-2020
ROBBRECHT Herbert: Appointed as Director
01-01-2020
VERSPECHT Martine: Resigned as Director
01-01-2020
VERSPECHT Martine: Appointed as Director
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogenakker(VRA) 19120 Beveren-Kruibeke-ZwijndrechtGround area
1,255 m²
Building footprint
354 m²
Volume, LiDAR
1,739 m³
Parcel 46028B0427/00Z000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VILLA DE BERGEYCK
since 19942.065.565.114
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46028B0427/00Z000 | Flanders | 1,255 m² | 1 · 354 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEIJING
BE 0881.700.207
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GIULIANO CUCINA TRADIZIONALE ITALIANA
BE 0544.616.693
Maasmechelen · Eq €44k
Landmark Food
BE 0527.944.175
Durbuy · Eq €44k
PITAMBAR
BE 1017.633.136
Edegem · Eq €44k
APANAGE
BE 1013.191.130
Assesse · Eq €44k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,309. 9,656 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-1993
Fiscal year end30-06
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.