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HEMA CONCEPT

Active
Private limited companyfounded 2009active for 17 yearsMechelsesteenweg 1, 2018 Antwerpen, BelgiumKBO/BCE: BE 0810.690.564
Summary

The computed 12-month bankruptcy probability of HEMA CONCEPT is 3.4% (moderate). The 2024 annual accounts show equity of €728,189 and a net result of €3,256. Equity has been growing by about 24% per year since 2018. Its solvency ranks better than 52% of 2,936 sector peers (NACE 56, financial year 2024). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 25-03-2009 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112and 4 others
Joint committees
200 Aanvullend Paritair Comité voor de bedienden
149.01 Paritair Subcomité voor de elektriciens: installatie en distributie
124 Paritair Comité voor het bouwbedrijf · annual accounts 2024
Establishment unit
2.179.392.931 2018 Antwerpen, since 22-06-2009
Financial year end
31 December
Peppol
Reachable since 26-12-2025

Board and ownership

Board

Financial position

49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.4%
Annual accounts 2024
Gross margin
€691,699
▼ 24.4%
Turnover
≈ €2.0m
estimated
Profit
€3,256
▼ 96.9%
Equity
€728,189
▲ 0.4%
Total assets
€2.1m
▲ 8.9%
Employees on 31-12-2024
8
▼ 75.8%
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 27-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 88 days late; 3 of the last 3 accounts lateSector: Food and beverage service activities (NACE 56)lowers riskFounded in 2009Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 33% of small companies in food and beverage service (NACE 56)
Financial strength · tick: 2023
Weak
Solvency 59-3
equity 34.3% of total assets
Liquidity 25-8
short-term debt 54.2% · cash 2.0%
Profitability 35+3
return on assets 0.2%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (1,616 companies, NACE 56, small)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.9%▲ +0.1 percentage points vs 01-2025 03-2025: 0.8%▼ -0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025lowest value 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.6 percentage points vs 07-2025 09-2025: 1.8%▲ +0.2 percentage points vs 08-2025 10-2025: 2.3%▲ +0.5 percentage points vs 09-2025 11-2025: 1.5%▼ -0.8 percentage points vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.7%▲ +0.2 percentage points vs 06-2026 08-2026: 2.5%▲ +0.8 percentage points vs 07-2026 09-2026: 2.8%▲ +0.3 percentage points vs 08-2026 10-2026: 3.4%▲ +0.6 percentage points vs 09-2026highest value 11-2026: 3.4%● unchanged vs 10-2026highest value
Credit of up to €35,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is tight, with a current ratio of 1.35 (1.4 in 2023), below the usual 1.5. Short-term debt is 54.2% and cash 2% of total assets. 65.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, small). It does better than 57% of them on solvency, 15% on liquidity, 20% on profitability and 41% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 27-10-2025)
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 88 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
raises risk · 2024 accounts filed 88 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
88 days late
2023
58 days late
2022
122 days late
2021
92 days late
2020
121 days late
2019
139 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 103 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2024, abbreviated format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 4 November 2026.

Annual accounts 2024 filed on 27-10-2025 PDF all 15 filings

Turnover
≈ €2.0m
Estimated: probably between €1.6m and €2.2m
Total assets
€2.1m▲ 8.9%
2023 · €2.0m
Net result
€3,256▼ 96.9%
2023 · €105,051
Working capital
€399,622▲ 3.2%
2023 · €387,337
Multi-year overview
2018 to 2024, 7 financial years
Operating result
€61,261
▲ 398% 2024
20182024
Net result
€3,256
▼ 96.9% 2024
middle half of the sector
20182024
Equity
€728,189
▲ 0.4% 2024
highest quarter of the sector
20182024
Total assets
€2.1m
▲ 8.9% 2024
highest quarter of the sector
20182024
Debt
€1.4m
▲ 13.9% 2024
20182024
Working capital
€399,622
▲ 3.2% 2024
highest quarter of the sector
20182024
Solvency
34.3%
▼ 2.9pp 2024
middle half of the sector
20182024
Current ratio
1.35
▼ 0.05 2024
middle half of the sector
20182024
Return on assets (ROA)
0.2%
▼ 5.2pp 2024
middle half of the sector
20182024
Staff (FTE)
10.1
▼ 47.4% 2024
middle half of the sector
20182024
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line2018201920202021202220232024
Operating result€0.04m-€0.2m▲ 426%€0.1m▼ 34.8%€0.2m▲ 67.7%€0.2m▲ 6.5%€0.01m▼ 94.9%€0.06m▲ 398%
Net result€0.02m-€0.1m▲ 470%€0.08mabove the sector's middle half▼ 34.6%€0.1mabove the sector's middle half▲ 65.0%€0.1mabove the sector's middle half▲ 2.4%€0.1mabove the sector's middle half▼ 26.3%€0.003mwithin the sector's middle half▼ 96.9%
Equity€0.1m-€0.3m▲ 85.2%€0.3mabove the sector's middle half▲ 33.2%€0.5mabove the sector's middle half▲ 41.1%€0.6mabove the sector's middle half▲ 29.8%€0.7mabove the sector's middle half▲ 16.9%€0.7mabove the sector's middle half▲ 0.4%
Total assets€0.6m-€1.0m▲ 54.2%€1.3mabove the sector's middle half▲ 28.0%€1.4mabove the sector's middle half▲ 8.3%€1.7mabove the sector's middle half▲ 22.3%€2.0mabove the sector's middle half▲ 17.3%€2.1mabove the sector's middle half▲ 8.9%
Debt€0.5m-€0.7m▲ 45.6%€0.9m▲ 26.1%€0.9m▼ 3.8%€1.0m▲ 18.2%€1.2m▲ 17.5%€1.4m▲ 13.9%
Working capital€0.09m--€0.08m-€0.01mwithin the sector's middle half▲ 82.9%€0.1mwithin the sector's middle half€0.2mabove the sector's middle half▲ 149%€0.4mabove the sector's middle half▲ 57.5%€0.4mabove the sector's middle half▲ 3.2%
Solvency21.5%-25.9%▲ 4.3pp26.9%within the sector's middle half▲ 1.1pp35.1%within the sector's middle half▲ 8.2pp37.3%within the sector's middle half▲ 2.2pp37.2%within the sector's middle half▼ 0.1pp34.3%within the sector's middle half▼ 2.9pp
Current ratio1.19-0.84▼ 0.350.98within the sector's middle half▲ 0.141.15within the sector's middle half▲ 0.161.30within the sector's middle half▲ 0.151.40within the sector's middle half▲ 0.101.35within the sector's middle half▼ 0.05
Return on assets (ROA)3.5%-13.1%▲ 9.6pp6.7%within the sector's middle half▼ 6.4pp10.2%within the sector's middle half▲ 3.5pp8.6%within the sector's middle half▼ 1.7pp5.4%within the sector's middle half▼ 3.2pp0.2%within the sector's middle half▼ 5.2pp
Staff (FTE)7.2-8.6▲ 19.4%10.2within the sector's middle half▲ 18.6%16.3above the sector's middle half▲ 59.8%22.3above the sector's middle half▲ 36.8%19.2above the sector's middle half▼ 13.9%10.1within the sector's middle half▼ 47.4%
above within below The sector band is the middle half of the companies in Food and beverage service activities (NACE 56). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2024 is 5 times that of 2023. It is a recovery after the fall in 2023.

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.1m
Fixed assets €572,854 ▼ 1.9%
Current assets €1.6m ▲ 13.5%
Equity and liabilities €2.1m
Equity €728,189 ▲ 0.4%
Debt €1.4m ▲ 13.9%
Debt's share of the balance-sheet total rises from 62.8% to 65.7%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€75,720▲
2023 · €27,399
Cash flow
€17,715▼
2023 · €120,155
Quick ratio
0.94▼
2023 · 1.07
Debt to equity
1.92▲
2023 · 1.69
ROE
0.4%▼
2023 · 14.5%
Interest coverage
1.98▲
2023 · 0.76
Debt ≤ 1 year
€1.2m▲
2023 · €979,296
Debt > 1 year
€238,788▼
2023 · €246,545
Income taxes
€15,933▼
2023 · €52,255
Staff costs
€608,556▼
2023 · €883,596
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202131-12-202231-12-202331-12-2024
Employees at the balance-sheet date2530338
full-time78108
part-time1822230
in full-time equivalents14.917.418.60
Average over the year, in full-time equivalents13.917.619.210.1
On a permanent contract151715-
Joined24518228673
Left2371772830

Source: social balance sheet in the 2021 to 2024 annual accounts

Investments

fixed assets acquired
Item2021202220232024
Tangible fixed assets€9,522€43,034€11,165€3,173
Depreciation and write-downs of the year€13,709€17,235€15,104€14,459

Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 61 lines
Balance sheet Code20232024
Assets
Total assets20/58€2.0m€2.1m▲
Fixed assets21/28€0.6m€0.6m▼
Intangible fixed assets21€0.02m€0.02m=
Tangible fixed assets22/27€0.05m€0.04m▼
Plant, machinery and equipment23€0.02m€0.01m▼
Furniture and vehicles24€0.005m€0.004m▼
Other tangible fixed assets26€0.03m€0.02m▼
Financial fixed assets28€0.5m€0.5m=
Current assets29/58€1.4m€1.6m▲
Stocks and contracts in progress3€0.3m€0.5m▲
Stocks30/36€0.3m€0.4m▲
Contracts in progress37€0.02m€0.02m▲
Amounts receivable within one year40/41€0.9m€1.0m▲
Trade receivables40€0.9m€0.9m▲
Other amounts receivable41€0.07m€0.2m▲
Cash at bank and in hand54/58€0.1m€0.04m▼
Deferred charges and accrued income490/1€0.003m€0▼
Equity and liabilities
Total equity and liabilities10/49€2.0m€2.1m▲
Equity10/15€0.7m€0.7m▲
Contributions10/11€0.02m€0.02m=
Reserves13€0.7m€0.7m▲
Non-distributable reserves130/1€0.5m€0.5m=
Reserves not available under the articles1311€0.5m€0.5m=
Distributable reserves133€0.2m€0.2m▲
Profit (loss) carried forward14€0.001m€0▼
Amounts payable17/49€1.2m€1.4m▲
Amounts payable after more than one year17€0.2m€0.2m▼
Financial debts170/4€0.2m€0.2m▼
Amounts payable within one year42/48€1.0m€1.2m▲
Current portion of amounts payable after more than one year42€0.04m€0.02m▼
Financial debts43€0.2m€0.3m▲
Credit institutions430/8€0.2m€0.3m▲
Trade debts44€0.5m€0.4m▼
Suppliers440/4€0.5m€0.4m▼
Advances received on contracts in progress46€0.001m€0▼
Taxes, remuneration and social security45€0.06m€0.04m▼
Taxes450/3€0.04m€0.009m▼
Remuneration and social security454/9€0.02m€0.03m▲
Other amounts payable47/48€0.2m€0.3m▲
Accrued charges and deferred income492/3-€0.006m
Income statement Code20232024
Non-recurring operating income76A€0€0.001m▲
Remuneration, social security and pensions62€0.9m€0.6m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.01m▼
Other operating charges640/8€0.004m€0.007m▲
Non-recurring operating charges66A€0-
Gross operating margin9900€0.9m€0.7m▼
Operating profit (loss)9901€0.01m€0.06m▲
Financial income75/76B€0.2m€236▼
Recurring financial income75€0.2m€236▼
Financial charges65/66B€0.04m€0.04m▲
Recurring financial charges65€0.04m€0.04m▲
Non-recurring financial charges66B-€0.004m
Profit (loss) for the period before taxes9903€0.2m€0.02m▼
Income taxes67/77€0.05m€0.02m▼
Profit (loss) for the period9904€0.1m€0.003m▼
Profit (loss) for the period to be appropriated9905€0.1m€0.003m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.1m€0.004m▼
Profit (loss) brought forward from the previous period14P€0.001m€0.001m▲
Transfer to equity691/2€0.1m€0.004m▼
To other reserves6921€0.1m€0.004m▼
Social balance sheet
Average headcount (FTE)908719.210.1▼

The notes to these accounts have 21 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2024 (PDF), filed on 27-10-2025.

Line2018201920202021202220232024Change
Non-recurring operating income76A-----€0€500-
Remuneration, social security and pensions62---€531,308€677,056€883,596€608,556▼ 31.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,914€10,945€11,503€13,709€17,235€15,104€14,459▼ 4.3%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€26,078€0---
Provisions for liabilities and charges: additions (uses and reversals)635/8----€2,997---
Other operating charges640/8---€8,485€6,830€4,115€7,423▲ 80.4%
Non-recurring operating charges66A-----€0--
Gross operating margin9900€314,563€548,479€545,927€804,960€944,216€915,111€691,699▼ 24.4%
Operating profit (loss)9901€39,155€205,969€134,362€225,381€240,098€12,295€61,261▲ 398%
Financial income75/76B---€75€812€181,183€236▼ 99.9%
Recurring financial income75€29€604€954€75€812€181,183€236▼ 99.9%
Financial charges65/66B---€19,679€27,820€36,172€42,308▲ 17.0%
Recurring financial charges65€2,031€13,605€8,716€19,679€27,820€36,172€38,258▲ 5.8%
Non-recurring financial charges66B----€0-€4,050-
Profit (loss) for the period before taxes9903€37,152€192,968€126,426€205,776€213,090€157,307€19,189▼ 87.8%
Income taxes67/77€14,543€64,137€42,121€66,635€70,620€52,255€15,933▼ 69.5%
Profit (loss) for the period9904€22,609€128,831€84,305€139,141€142,470€105,051€3,256▼ 96.9%
Profit (loss) for the period to be appropriated9905€22,609€128,831€84,305€139,141€142,470€105,051€3,256▼ 96.9%
Line2018201920202021202220232024Change
Assets
Total assets20/58€0.6m€1.0m€1.3m€1.4m€1.7m€2.0m€2.1m▲ 8.9%
Fixed assets21/28€0.09m€0.6m€0.6m€0.6m€0.6m€0.6m€0.6m▼ 1.9%
Intangible fixed assets21€0.02m€0.02m€0.02m€0.02m€0.02m€0.02m€0.02m=
Tangible fixed assets22/27€0.06m€0.05m€0.05m€0.05m€0.05m€0.05m€0.04m▼ 24.3%
Plant, machinery and equipment23---€0.009m€0.02m€0.02m€0.01m▼ 26.7%
Furniture and vehicles24---€0.007m€0.003m€0.005m€0.004m▼ 16.5%
Other tangible fixed assets26---€0.03m€0.03m€0.03m€0.02m▼ 24.5%
Financial fixed assets28€0.009m€0.5m€0.5m€0.5m€0.5m€0.5m€0.5m=
Current assets29/58€0.6m€0.4m€0.7m€0.8m€1.1m€1.4m€1.6m▲ 13.5%
Stocks and contracts in progress3€0.4m€0.1m€0.3m€0.4m€0.2m€0.3m€0.5m▲ 47.8%
Stocks30/36---€0.4m€0.2m€0.3m€0.4m▲ 48.9%
Contracts in progress37---€0.02m€0.02m€0.02m€0.02m▲ 28.7%
Amounts receivable within one year40/41€0.07m€0.2m€0.3m€0.3m€0.7m€0.9m€1.0m▲ 12.5%
Trade receivables40---€0.3m€0.7m€0.9m€0.9m▲ 0.9%
Other amounts receivable41---€0.01m€0.04m€0.07m€0.2m▲ 164%
Cash at bank and in hand54/58€0.04m€0.05m€0.07m€0.07m€0.1m€0.1m€0.04m▼ 64.7%
Deferred charges and accrued income490/1---€0.01m€0.03m€0.003m€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€0.6m€1.0m€1.3m€1.4m€1.7m€2.0m€2.1m▲ 8.9%
Equity10/15€0.1m€0.3m€0.3m€0.5m€0.6m€0.7m€0.7m▲ 0.4%
Contributions10/11€0.02m€0.02m-€0.02m€0.02m€0.02m€0.02m=
Reserves13€0.1m€0.2m€0.3m€0.5m€0.6m€0.7m€0.7m▲ 0.6%
Non-distributable reserves130/1---€0.3m€0.4m€0.5m€0.5m=
Reserves not available under the articles1311---€0.3m€0.4m€0.5m€0.5m=
Distributable reserves133---€0.2m€0.2m€0.2m€0.2m▲ 2.5%
Profit (loss) carried forward14€0.001m€0.001m€0.001m€452€0.001m€0.001m€0▼ 100%
Amounts payable17/49€0.5m€0.7m€0.9m€0.9m€1.0m€1.2m€1.4m▲ 13.9%
Amounts payable after more than one year17€0.04m€0.3m€0.2m€0.2m€0.2m€0.2m€0.2m▼ 3.1%
Financial debts170/4---€0.2m€0.2m€0.2m€0.2m▼ 3.1%
Amounts payable within one year42/48€0.5m€0.5m€0.7m€0.7m€0.8m€1.0m€1.2m▲ 17.6%
Current portion of amounts payable after more than one year42---€0.02m€0.04m€0.04m€0.02m▼ 42.5%
Financial debts43---€0.1m€0.2m€0.2m€0.3m▲ 66.6%
Credit institutions430/8---€0.1m€0.2m€0.2m€0.3m▲ 66.6%
Trade debts44€0.1m€0.2m€0.3m€0.3m€0.4m€0.5m€0.4m▼ 17.7%
Suppliers440/4---€0.3m€0.4m€0.5m€0.4m▼ 17.7%
Advances received on contracts in progress46---€0-€0.001m€0▼ 100%
Taxes, remuneration and social security45---€0.07m€0.08m€0.06m€0.04m▼ 32.0%
Taxes450/3---€0.05m€0.04m€0.04m€0.009m▼ 79.3%
Remuneration and social security454/9---€0.02m€0.03m€0.02m€0.03m▲ 82.9%
Other amounts payable47/48---€0.1m€0.1m€0.2m€0.3m▲ 98.7%
Accrued charges and deferred income492/3------€0.006m-
Line2018201920202021202220232024Change
Profit (loss) for the period9904€22,609€128,831€84,305€139,141€142,470€105,051€3,256▼ 96.9%
+ Depreciation and write-downs630€13,914€10,945€11,503€13,709€17,235€15,104€14,459▼ 4.3%
Operating cash flow (approximation)€36,524€139,776€95,808€152,850€159,705€120,155€17,715▼ 85.3%
Investment in fixed assets (approximation)--€510,510-€13,465-€9,522-€22,014-€11,165-€3,173▲ 71.6%
Change in cash-€6,386€26,210-€3,234€30,037€21,502-€78,180-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 6,049 companies had the same profile as HEMA CONCEPT has now. Two years later, 95.9% were still going and 0.4% had gone bankrupt.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
95.9% was still going
3.6% stopped otherwise
0.4% went bankrupt

The bankruptcy probability of HEMA CONCEPT itself is higher: 3.4% within 12 months. It rests on far more data about HEMA CONCEPT than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,049 companies, not a prediction for HEMA CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 15 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2024 abbreviated format 27-10-2025 2025-00550082 PDF
31-12-2023 abbreviated format 27-09-2024 2024-00477978 PDF
31-12-2022 abbreviated format 30-11-2023 2023-00519080 PDF
31-12-2021 abbreviated format 31-10-2022 2022-20516922 PDF
31-12-2020 abbreviated format 29-11-2021 2021-78600024 PDF
31-12-2019 micro format 17-12-2020 2020-75900378 PDF
31-12-2018 micro format 30-09-2019 2019-68600198 PDF
31-12-2017 micro format 26-09-2018 2018-66500048 PDF
31-12-2016 micro format 31-08-2017 2017-57000413 PDF
31-12-2015 abbreviated format 28-07-2016 2016-35900439 PDF

Show all 15 filings

Board & ownership

Directors

Directors
1 director, last change in 2025
Semir YARAMIS
Director (not named in the articles) · appointed in the act of 26-06-2025 · earlier manager, until 26-06-2025 · term without a fixed end · listed in the 2024 annual accounts, filed on 27-10-2025
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 13. Bevoegdheden van het bestuursorgaan Eén bestuurder Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de…”
deed of 26-06-2025

Owners and capital

Mandate history

1 person, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Semir YARAMIS
  • Manager, until 26-06-2025
  • Director (not named in the articles), appointed in the act of 26-06-2025, still in office
See the board, name and registered office on a given date →

Articles of association

Board and representation

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Bestuursorgaan, 1”

Capital, shares and profit

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Helft overdrager helft koper(s) naar evenredigheid verworven aantal bij meerdere kopers, onder levenden zonder goedkeuring,overgang door…”
Share issue ruleThe articles set how and by whom new shares are issued.
“Per e-mail of per gewone post op zelfde dag als e-mailcommunicaties zo geen e-mailadres gekend, ten minste vijftien dagen te rekenen van dag…”

Articles of association, deed of 26-06-2025 (in Dutch)

Network & group

HEMA CONCEPT shares no director with another company.

Companies at the same address

5 other companies

Connections & network

1 current director
Depth

The network starts from the directors of HEMA CONCEPT. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2025
27-10
NBB filing Annual accounts 2024 filedPDF
abbreviated format · 88 days late
26-06
Gazette deed Change of role: Semir YARAMIS, from manager to director
Director discharge · Registered office clause · Capital conversion10 points ▸
  • Director resignation, Semir YARAMIS (manager)
  • Director appointment, Semir YARAMIS (director (not named in the articles))
  • Director discharge, Semir YARAMIS
  • Registered office clause, “Mechelsesteenweg 1,2018 Antwerpen” (deed in Dutch)
  • General meeting, “alle voorgaande besluiten met eenparigheid van stemmen” (deed in Dutch)
  • General meeting, “eenparigheid van stemmen, algemene vergadering van aandeelhouders” (deed in Dutch)
  • Other provision, “aanpassing statuten aan WVV met behoud rechtsvorm BV, statuten aanpassen aan WVV” (deed in Dutch)
  • Capital conversion, “statutair onbeschikbare eigen vermogensrekening, eigen vermogensrekening “niet-opgevraagde inbrengen”” (deed in Dutch)
  • Other provision, “opheffing statutair onbeschikbare eigen vermogensrekening, opheffen en middelen beschikbaar maken voor uitkering” (deed in Dutch)
  • Amendment of the articles

Open the act in the Belgian Official Gazette

2024
31-12
Financial Weakest financial yearnet €3,256 ▼96.9%
The net result drops to €3,256, the lowest from 2018 to 2024.
27-09
NBB filing Annual accounts 2023 filedPDF
abbreviated format · 58 days late
2023
30-11
NBB filing Annual accounts 2022 filedPDF
abbreviated format · 122 days late
2022
31-12
Financial Highest result from 2018 to 2024net €142,470 ▲2.4%
The operating result of €240,098 and the net result of €142,470 are both a record.
31-12
Financial Equity above €500,000equity €619,882 ▲29.8%
With a profit in every financial year since 2018, equity grows to €619,882.
31-10
NBB filing Annual accounts 2021 filedPDF
abbreviated format · 92 days late
2021
29-11
NBB filing Annual accounts 2020 filedPDF
abbreviated format · 121 days late
2020
17-12
NBB filing Annual accounts 2019 filedPDF
micro format · 139 days late
2019
31-12
Financial Equity above €200,000equity €253,965 ▲85.2%
With a profit in every financial year since 2018, equity grows to €253,965.
30-09
NBB filing Annual accounts 2018 filedPDF
micro format · 61 days late
Show earlier events
2018
26-09
NBB filing Annual accounts 2017 filedPDF
micro format · 57 days late
2017
31-08
NBB filing Annual accounts 2016 filedPDF
micro format · 31 days late
2016
28-07
NBB filing Annual accounts 2015 filedPDF
abbreviated format · 3 days before the deadline
2009
02-04
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

HEMA CONCEPT was incorporated on 25 March 2009.1 Total assets rose from €637,017 in 2018 to €2.1m in 2024 and headcount from 7.2 to 10.1 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2024

Company details

Register details

Identity

KBO record
Name HEMA CONCEPT in Dutch
Enterprise number 0810.690.564
Legal form Private limited company
Status Active, normale toestand
Founded 25-03-2009
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 26-06-2025 (in Dutch)

Registered office and establishments

Registered office Mechelsesteenweg 1, 2018 Antwerpen, Belgium
Establishment unit HEMA CONCEPT, Mechelsesteenweg 1, 2018 Antwerpen since 22-06-2009 · unit number 2.179.392.931

Activities

NACEBEL 2025
VAT activities
56112 Limited-service restaurants, excluding mobile food services main activity
41001 General construction of residential buildings
41003 General construction of other non-residential buildings
43990 Other specialised construction activities
68110 Buying and selling of own real estate
Social security (RSZ) activities
41001 General construction of residential buildings main activity
Codes under NACEBEL 2008
VAT activities
56102 Limited-service restaurants main activity
41201 General construction of buildings
41203 Construction of residential and non-residential buildings
43995 Specialised construction activities
68100 Real estate activities
Social security (RSZ) activities
41201 General construction of buildings main activity
Joint committees 200 Aanvullend Paritair Comité voor de bedienden
149.01 Paritair Subcomité voor de elektriciens: installatie en distributie
124 Paritair Comité voor het bouwbedrijf annual accounts 2024
PurposeThe purpose describes the activities the company may carry out under its articles.
“Verhuur van eigen onroerend goed; Bemiddeling in en beheer van onroerend goed voor rekening van derden; Groot-en kleinhandel,import en…”
69 activities
  1. Verhuur van eigen onroerend goed
  2. Bemiddeling in en beheer van onroerend goed voor rekening van derden
  3. Groot-en kleinhandel,import en export,handelsbemiddeling in machines,meubelen,geschenkartikelen,bouwmaterialen,voeding,parfums,cosmetica,enz.
  4. Restaurants van het traditionele type,Fastfood-zaken,snackbars,frituren en dergelijke,Drankgelegenheden,Hotels
  5. Industriële reiniging,Schoonmaakbedrijf,car-wash
  6. Schilderwerken
  7. Administratiekantoor,vertaaldiensten en tolken,overige adviesbureaus op het gebied van bedrijfsvoering en beheer - Overige activiteiten i.v.m. administratie,n.e.g - Overige zakelijke dienstverlening,n.e.g.
  8. Verhuur van overige roerende goederen
  9. Verhuur van videocassettes en —banden (videotheek)
  10. Telefoonwinkel + internetcafé + verkoop van prepaid kaarten
  11. Kleinhandel in elektrische huishoudapparaten en audio-en videoapparatuur
  12. De groot en kleinhandel in elektronische apparaten zoals : hi-fi installaties,gsm's,T.V's,koelkasten…
  13. De uitbating van een algemene supermarkt alsook de handel,de verkoop in groothandel of in kleinhandel,de vertegenwoordiging,de distributie,de dienst,de verpakking,de import,de export,de makelarij,de vervaardiging van alle voedingswaren of levensmiddelen alsook alles wat betrekking heeft op de algemene voeding,waaronder ondermeer producten van suikergoed,tabakswaren,koffie,thee,dranken,groenten en fruit,zuivelproducten,wild en gevogelte
  14. De uitbating van een benzinestation
  15. Nachtwinkel,Krantenwinkel,Schoenenwinkel
  16. Kapsalon
  17. Vervoersbemiddeling
  18. Logistiek management,expeditie,distributie en transport,Nationaal en internationaal goederenvervoer over de weg,het opslaan en verhandelen van handelsgoederen + verpakkingsdiensten - het vervullen van alle administratieve formaliteiten inzake goederenvervoer — Koerierdiensten -Verhuur van vrachtwagens met chauffeur
  19. Bakkerij
  20. Slagerij,halal slachting,uitbeenden,slachten,inpakken
  21. Alle Renovatiewerken,Alle elektriciteitswerken
  22. Onderneming voor het leggen van tegelvloeren en mozaïek
  23. Onderneming voor het plaatsen van alle wand- en vloerbekledingen
  24. Onderneming voor het uitvoeren van voegwerken
  25. Onderneming voor het aanbrengen van chape
  26. Onderneming voor geluids- en warmte-isolering
  27. Onderneming voor het plaatsen van ventilatie en verluchting,van verwarming met warme lucht,van luchtmengeling van industriële pijpleidingen
  28. Onderneming voor het plaatsen van verlichting,drijfkracht,telefoon,centrale verwarming met water en stoom,scheidingswanden en valse plafonds uitgezonderd deze in hout
  29. Onderneming voor het optrekken van gebouwen (ruwbouw en onderdak zetten)
  30. Groothandel in ijzerwaren
  31. De aanleg van telecommunicatielijnen en -netten
  32. De aanleg van leidingen voor het vervoer en de distributie van elektrische energie
  33. De aanleg van pijpleidingen voor het vervoer van gas,petroleumproducten
  34. De aanleg van waterdistributienetten en rioleringen
  35. Bouwbedrijf,Stukadoorwerken,terras,klinkers,tuinwerken,metaalconstructies
  36. Het aanbrengen van pleister- en stukadoorswerk aan de binnen- of buitenzijde van gebouwen en andere bouwwerken
  37. Het plaatsen van schermen ter bescherming van de thermische isolatie tegen vocht
  38. Geringe herstellingswerken noodzakelijk voor de uitvoering van werken die behoren tot andere beroepen
  39. Groothandel en kleinhandel in onderdelen en accessoires van auto's.Import en export van nieuwe of tweedehandsvoertuigen.Alle activiteiten m.b.t. garagehouder,hersteller
  40. De aan- en verkoop van Ieder- en textielwaren
  41. De groot- en kleinhandel in dranken
  42. Onderneming voor het aanleggen van speelpleinen,sportvelden,parken en tuinen,groothandel in bloemen en planten,tuinbouwbedrijf,aannemer tuinwerk
  43. Kweekbedrijf voor wild en gevogelte
  44. Kleinhandel in ijzerwaren,verf en bouwmaterialen met een verkoopsoppervlakte van minder dan 400m2
  45. Het beheer en de exploitatie van sportcentra
  46. Gevelreiniging door middel van zandstralen,met behulp van stoom,enz.
  47. De exploitatie van taxi’s - De verhuur van personenauto's met chauffeur
  48. Industriële wasserijen,ververijen en dergelijke - Wassen,chemisch reinigen,persen,strijken,bleken,verven van textielartikelen en kleding - Het ophalen en bezorgen van de was - Het reinigen van tapijten en gordijnen - Wasserettes
  49. Het toezien op de bouwwerkzaamheden (ruwbouw,installatie,afwerking,enz.)
  50. Slopen van gebouwen
  51. Bouwen van individuele huizen
  52. Optrekken van andere residentiële gebouwen en van kantoorgebouwen
  53. Optrekken van gebouwen voor industrieel of commercieel gebruik,voor landbouwdoeleinden,enz
  54. Bouw van autowegen en andere wegen,vliegvelden en sportfaciliteiten
  55. Onderneming voor het bouwen van funderingen,inclusief heien
  56. Onderneming voor het uitvoeren van metselwerk
  57. Isolatiewerkzaamheden
  58. Installatie van verwarming,klimaatregeling en ventilatie
  59. Metaalschrijnwerk
  60. Plaatsen van vloer- en wandtegels
  61. Het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden
  62. Handelsbemiddeling in hout en bouwmaterialen
  63. Handelsbemiddeling in meubels,huishoudelijke artikelen en ijzerwaren
  64. Groothandel in verf,vernis en bouwmaterialen,inclusief sanitair
  65. Groothandel in loodgietersmateriaal en verwarmingsinstallaties
  66. Detailhandel in ijzerwaren,verf,bouwmaterialen met een verkoopsoppervlakte van minder dan 400m2
  67. Projectontwikkeling voor woningbouw
  68. Het schoorsteenvegen en het schoonmaken van vuurplaatsen,kachels,ovens,ketels van centrale verwarming,ventilatiekanalen en uitlaatsystemen
  69. Werkzaamheden voor het aanleggen en onderhoud van daken e.d.
deed of 26-06-2025 (in Dutch)

Invoicing and payment

VAT number BE 0810.690.564
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0810690564
Other Peppol ID 9925:BE0810690564
Registered 26-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0810.690.564

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
14 June at 10:00
deed of 26-06-2025 (in Dutch)

Environmental permits

2 applications in Flanders since 2019 · 1 granted · 1 refused
Verbouwen en/of uitbreiden zonder functiewijziging en met wijzigen van aantal woongelegenheden
Granted on 23-02-2023submitted 29-08-2022authority: Provincie Antwerpenproject 2022113756
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden
Refused on 14-06-2019submitted 20-03-2019authority: Antwerpenproject 2019037182

Source: Omgevingsloket Vlaanderen.

Sites & property

Location
registered office establishment The establishment unit on the map
6 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
222 m²
Building footprint
221 m²
Building volume
4,338 m³
Cadastral parcel Region Area Buildings Height / floors
11810K2743/00Y002 Flanders 222 m² 1 · 221 m² 23.5 m · 7