Equity
€25,534 from €74,666 in 2022
Equity fell by 66% in 4 years.
HEM Consult
Lifetime
8 annual accounts with figures on one time axispeak €49,382 (2020)
€12,570▼ 15.6%
lowest -€23,594 (2026)
-€23,594▼ €23,912
peak €74,666 (2022)
€25,534▼ 48.0%
€128,237▲ 9.2%
Board2 names since 2022
1 directorVAELEN Herman
Documentsfilings and deeds
27-10-20264 days before the deadline
2026micro format
Gross margin from €14,895 to €12,570Loss of €23,594Equity from €49,129 to €25,534Cash from €16,902 to €4,223
Key points
from the 2026 annual accountsTurnover
≈ €73,000 estimated
The micro format states no turnover.
Debts
€128,237 83% of the balance sheet
Financial debts 0%Suppliers 4%Taxes and wages 11%Other 85%
Of this, €28,237 falls due within a year.
Liquidity
2.23 was 1.75 in 2025
Short-term debts fell from €37,470 to €28,237.
Filings
8 annual accounts 3 late
The 2020 accounts came latest: 26 days after the end of the period.
Position in the sector
-€23,594
Lower net result than 94% of companies in office administrative support. Sector median €19,788 · 347 companies.
Checked score
78
Excellent
Financially stronger than 19% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025lowest value
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.2%▲ +0.1 percentage points vs 09-2025
11-2025: 0.3%▲ +0.1 percentage points vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.2%▼ -0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.5%▲ +0.2 percentage points vs 09-2026highest value
11-2026: 0.5%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €23,594 (financial year 2026)
Liquidity: current ratio 2.23, cash €4,223, halved
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Size: total assets €153,771
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 25% of them on solvency, 33% on liquidity, 5% on profitability and 13% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,133 companies had the same profile as HEM Consult has now. Each dot stands for 3 companies, two years later.
86.4%
were still trading
6.6%
stopped another way
6.4%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of HEM Consult itself is lower: 0.5% within 12 months. It rests on far more data about HEM Consult than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,133 companies, not a prediction for HEM Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.23 (1.75 in 2025), above the usual 1.5. Short-term debt is 18.4% and cash 2.7% of total assets. However, 83.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 347 sector peers (2026).
NBB · sector comparisonPosition among 347 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 27-10-2026, 4 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2026
4 days early
2025
14 days early
2024
2 days early
2023
29 days early
2022
18 days late
2021
18 days late
2020
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 27 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0699680992
Appointments: VAELEN Herman (statutory director) and KINDERS Martina Martha Leander (director)
General meeting of 13-06-2024 · Gazette deed
Registered office moved from Rotselaar to Rotseiaar
New registered office: Pastorijstraat 3, 3110 Rotseiaar · Previous registered office: Pastorijstraat 1, 3110 Rotselaar · General meeting of 14-07-2021 · Gazette deed
Incorporation
published on 10-07-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HEM Consult Rotselaar | €153,771 | €12,570 | 16.6% | - |
| JWM Heusden-Zolder | €130,690 | €11,799 | 88.7% | - |
| FAIRE 9 Villers-la-Ville | €145,750 | €15,227 | 82.7% | - |
| JPN Holding Essen | €123,473 | €11,023 | 56.7% | - |
| Be-youtiful Merchtem | €182,320 | €14,629 | 68.3% | - |
| ADAAM Vilvoorde | €120,514 | €16,331 | 11.1% | - |
| Bakkerij BRUT Landen | €166,170 | €10,688 | 28.6% | - |
These companies have the same main activity as HEM Consult: other business support services (NACE 82990). They are comparable in size and age: total assets between €121,000 and €182,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 06-07-2018Normal situation
- Activity
- Other business support servicesNACE 82990and 2 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 31-03-2026
- Establishment unit
- 2.277.569.1063110 Rotselaar, since 06-07-2018
- Financial year end
- 31 March
- Peppol
- Reachable since 22-11-2025
Annual accounts to 31-03-2026
- €153,771▼ 7.7%
- Employeeson 31-03-2026
- 1
- Filing
- Filed on 27-10-2026, 4 days before the end of the filing period
Insights on HEM Consult
HEM Consult files the micro format. That format states no turnover. The gross margin rose from €4,323 in 2019 to €12,570 in 2026.
The balance sheet grew most in 2023 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HEM Consult
- What is the company number of HEM Consult?
- The company number of HEM Consult is 0699.680.992. The VAT number is the same number with BE in front: BE 0699.680.992.
- Where is HEM Consult based?
- The registered office is at Pastorijstraat 3, 3110 Rotselaar.Company details
- What does HEM Consult do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of HEM Consult?
- HEM Consult is a private limited company (BV).
- When was HEM Consult founded?
- HEM Consult was founded on 06-07-2018.
- Is HEM Consult still active?
- Yes, HEM Consult is an active enterprise in the KBO register.
- How many employees does HEM Consult have?
- HEM Consult had an average of 0.6 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does HEM Consult fall under?
- In its 31-03-2026 annual accounts, HEM Consult states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of HEM Consult?
- The turnover in financial year 2026 is ≈ €73,000. This figure is estimated from the gross margin of €12,570 and 44 comparable companies (NACE 82990). It probably lies between €38,000 and €140,000. It is a rough estimate.
- Is HEM Consult profitable?
- In financial year 2026, HEM Consult made a loss of €23,594.
- Where can I find the annual accounts of HEM Consult?
- HEM Consult filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of HEM Consult due?
- HEM Consult must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
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