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HELSEN ARCHITECTEN

Active
Private limited companyfounded 198145 yrs activeIn 't Eegdeken(wijk) 9, 2440 Geel, BelgiumKBO/BCE: BE 0421.873.685
Summary

HELSEN ARCHITECTEN has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 4603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.15 against 4.09 in 2024; short-term debt: 21.4% and cash: 12.2% of total assets), and 23% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 45 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77%
Return on assets
11.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €182k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
271 d late
2023
56 d late
2022
63 d late
2021
66 d late
2020
32 d late
2019
298 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€182k▲ 16.9%
2024 · €156k
2018: €17k 2019: €-42k 2020: €-69k 2021: €-96k 2022: €-42k 2023: €56k 2024: €156k
2018 → 2025
Total assets
€237k▲ 21.3%
2024 · €195k
2018: €21k 2019: €12k 2020: €10k 2021: €58k 2022: €77k 2023: €173k 2024: €195k
2018 → 2025
Net result
€26k▼ 73.6%
2024 · €100k
2018: €4k 2019: €-60k 2020: €-27k 2021: €-27k 2022: €53k 2023: €99k 2024: €100k
2018 → 2025
Working capital
€160k▲ 31.6%
2024 · €121k
2018: €6k 2019: €-48k 2020: €-45k 2021: €-54k 2022: €-5k 2023: €115k 2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-96k-€-42k▲ 55.8%€56k€156k▲ 177%€182k▲ 16.9%
Operating result€-26k-€55k€118k▲ 113%€129k▲ 9.3%€38k▼ 70.3%
Net result€-27k-€53k€99k▲ 84.5%€100k▲ 1.0%€26k▼ 73.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2021: €-26k€-26kNet result 2021: €-27k€-27kOperating result 2022: €55k€55kNet result 2022: €53k€53kOperating result 2023: €118k€118kNet result 2023: €99k€99kOperating result 2024: €129k€129kNet result 2024: €100k€100kOperating result 2025: €38k€38kNet result 2025: €26k€26k20212022202320242025€0€50k€100k€150kOperating result 2023: €118k€118kNet result 2023: €99k€99kOperating result 2024: €129k€129kNet result 2024: €100k€100kOperating result 2025: €38k€38kNet result 2025: €26k€26k202320242025
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237k
Fixed assets €26k ▼ 24.2%
Current assets €211k ▲ 30.9%
Equity and liabilities €237k
Equity €182k ▲ 16.9%
Debt €54k ▲ 38.5%
Debt's share of the balance-sheet total rises from 20.2% to 23.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€47k
2024 · €136k
Cash flow
€35k
2024 · €107k
Current ratio
4.15
2024 · 4.09
Debt to equity
0.30
2024 · 0.25
ROE
14.5%
2024 · 63.9%
ROA
11.1%
2024 · 51.0%
Interest coverage
56.03
2024 · 125.72
Debt ≤ 1 year
€51k
2024 · €39k
Income taxes
€11k
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€195k€237k
Fixed assets21/28€34k€26k
Tangible fixed assets22/27€34k€26k
Furniture and vehicles24€34k€26k
Current assets29/58€161k€211k
Amounts receivable within one year40/41€108k€182k
Trade receivables40€90k€152k
Other amounts receivable41€18k€30k
Cash at bank and in hand54/58€52k€29k
Deferred charges and accrued income490/1€667€0
Equity and liabilities
Total equity and liabilities10/49€195k€237k
Equity10/15€156k€182k
Contributions10/11€19k€19k=
Reserves13€137k€163k
Distributable reserves133€137k€163k
Amounts payable17/49€39k€54k
Amounts payable within one year42/48€39k€51k
Trade debts44€2k€4k
Suppliers440/4€2k€4k
Taxes, remuneration and social security45€9k€20k
Taxes450/3€9k€20k
Other amounts payable47/48€29k€26k
Accrued charges and deferred income492/3-€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k
Other operating charges640/8€3k€3k
Gross operating margin9900€139k€50k
Operating profit (loss)9901€129k€38k
Financial charges65/66B€1k€831
Recurring financial charges65€1k€831
Profit (loss) for the period before taxes9903€128k€37k
Income taxes67/77€28k€11k
Profit (loss) for the period9904€100k€26k
Profit (loss) for the period to be appropriated9905€100k€26k
Appropriation of the result
Profit (loss) to be appropriated9906€100k€26k
Transfer to equity691/2€100k€26k
To other reserves6921€100k€26k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
28-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 271 days late
2024
31-12
Financial Highest result since 2018net €100k ▲1%
Operating result €129k, net result €100k, both a record.
31-12
Financial Equity above €150kEq €156k ▲177%
3 profitable years in a row build equity to €156k.
25-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial Liquidity triplescurrent ratio 2.95
Current ratio from 0.93 to 2.95; short-term debt falls from €82k to €59k.
02-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
31-12
Financial Back to profitnet €53k
Net result €53k after 3 loss-making years.
05-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 66 days late
2021
01-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
25-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 298 days late
2019
31-12
Financial Weakest financial yearnet €-60k ▼1694%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
Show earlier events
05-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2016
19-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1981
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

In 't Eegdeken(wijk) 92440 Geel
Ground area
349 m²
Building footprint
96 m²
Volume, LiDAR
510 m³
Parcel 13008H0927/00G004, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Helsen Architecten
In 't Eegdeken(wijk) 9, 2440 GeelActivities of building architects
since 19812.019.624.330
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13008H0927/00G004 Flanders 349 m² 1 · 96 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 6,276 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-09-1981
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.