HELOISE
ActiveHELOISE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-36k) and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency52▲+9
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.35 against 0.96 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4%
Return on assets
-1.1%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€36k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
on the day
2023
on the day
2022
15 d early
2021
4 d early
2020
5 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-36k▼ 38.2%
2024 · €-26k
2019: €120k
2020: €110k
2021: €-31k
2022: €9k
2023: €-4k
2024: €-26k
2019 → 2025
Total assets
€904k▼ 0.7%
2024 · €910k
2019: €160k
2020: €1.18M
2021: €971k
2022: €934k
2023: €922k
2024: €910k
2019 → 2025
Net result
€-10k▲ 54.0%
2024 · €-21k
2019: €-59k
2020: €-10k
2021: €-141k
2022: €40k
2023: €-14k
2024: €-21k
2019 → 2025
Working capital
€2k
2024 · €-237
2019: €132k
2020: €273k
2021: €36k
2022: €17k
2023: €9k
2024: €-237
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-31k-€9k€-4k€-26k▼ 487%€-36k▼ 38.2%
Operating result€-168k-€41k€1k▼ 96.5%€-14k€-2k▲ 83.2%
Net result€-141k-€40k€-14k€-21k▼ 54.9%€-10k▲ 54.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €904k
Fixed assets
€896k▼ 0.9%
Current assets
€7k▲ 46.1%
Key figures and ratios
EBITDA
€6k▲
2024 · €-6k
Cash flow
€-1k▲
2024 · €-13k
Solvency
-4.0%▼
2024 · -2.8%
Current ratio
1.35▲
2024 · 0.96
Quick ratio
1.35▲
2024 · 0.96
Debt / equity
-26.29▲
2024 · -36.19
ROE
27.6%▼
2024 · 83.0%
ROA
-1.1%▲
2024 · -2.4%
Interest coverage
0.82▲
2024 · -0.74
Debt
€939k▲
2024 · €936k
Debt ≤ 1 year
€6k▲
2024 · €5k
Debt > 1 year
€934k▲
2024 · €930k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€910k€904k▼
Fixed assets21/28€905k€896k▼
Tangible fixed assets22/27€905k€896k▼
Land and buildings22€111k€107k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€23k€20k▼
Other tangible fixed assets26€763k€763k=
Current assets29/58€5k€7k▲
Amounts receivable within one year40/41€953€3k▲
Trade receivables40€660€3k▲
Other amounts receivable41€294€0▼
Cash at bank and in hand54/58€4k€4k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€910k€904k▼
Equity10/15€-26k€-36k▼
Contributions10/11€12k€12k=
Reserves13€192k€192k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€190k€192k▲
Profit (loss) carried forward14€-230k€-240k▼
Amounts payable17/49€936k€939k▲
Amounts payable after more than one year17€930k€934k▲
Other amounts payable178/9€930k€934k▲
Amounts payable within one year42/48€5k€6k▲
Trade debts44€2k€851▼
Suppliers440/4€2k€851▼
Taxes, remuneration and social security45€41€821▲
Taxes450/3€41€821▲
Other amounts payable47/48€4k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€734€9k▲
Operating profit (loss)9901€-14k€-2k▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€-21k€-10k▲
Profit (loss) for the period9904€-21k€-10k▲
Profit (loss) for the period to be appropriated9905€-21k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-230k€-240k▼
Profit (loss) brought forward from the previous period14P€-209k€-230k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €40k
Net result €40k after 3 loss-making years.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-141k
Net result drops to €-141k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langeveldstraat 1501180 UkkelGround area
806 m²
Building footprint
218 m²
Volume, LiDAR
2,269 m³
2 parcels, Brussels · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Gachardstraat 17, 1050 Elsene
since 20072.200.852.794
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0161/00E004 | Brussels | 663 m² | 1 · 121 m² | 10.9 m · 2 fl. |
| 21444B0198/00Y009 | Brussels | 143 m² | 1 · 97 m² | 19.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DEGAUQUIER IMMO
BE 0677.472.843
Soignies · Eq €10k
The Housing Experts
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L’intermédiaire Immo
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Of 3,753 companies in sector 68321 we hold annual accounts for 1,381. 519 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2007
Fiscal year end30-06
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.