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HELLO WORLD!

Active
Private limited companyfounded 2020active for 6 yearsRue de la Chapelle 32, 4650 Herve, BelgiumKBO/BCE: BE 0756.790.634

Financials · financial year 2025, micro format

2025 annual accounts filed 30 days after the deadline Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00455167.

Annual accounts 2025 filed on 30-08-2026 at the NBB all 6 filings

Turnover
≈ €130,000
Estimated: probably between €69,000 and €250,000
Total assets
€66,956▲ 19.1%
2024 · €56,237
Net result
€11,909▼ 65.0%
2024 · €34,070
Working capital
-€4,230
2024 · €11,494
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

The operating result for 2025 is 63% lower than in 2024.

Operating result€16,743 2025 Net result€11,909 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result-€943--€3,452▼ 266%€3,436€3,835▲ 11.6%€44,888▲ 12×€16,743▼ 62.7%
Net result-€950below the sector's middle half--€3,694below the sector's middle half▼ 289%€1,507below the sector's middle half€1,203below the sector's middle half▼ 20.2%€34,070within the sector's middle half▲ 28×€11,909within the sector's middle half▼ 65.0%
Equity€550below the sector's middle half--€3,145below the sector's middle half-€1,637below the sector's middle half▲ 47.9%-€435below the sector's middle half▲ 73.4%€33,635within the sector's middle half€16,132below the sector's middle half▼ 52.0%
Total assets€7,852below the sector's middle half-€11,258below the sector's middle half▲ 43.4%€12,612below the sector's middle half▲ 12.0%€19,759below the sector's middle half▲ 56.7%€56,237below the sector's middle half▲ 185%€66,956below the sector's middle half▲ 19.1%
Debt€7,303-€14,403▲ 97.2%€14,249▼ 1.1%€20,194▲ 41.7%€22,601▲ 11.9%€50,824▲ 125%
Working capital€550below the sector's middle half--€1,616below the sector's middle half-€2,176below the sector's middle half▼ 34.6%-€3,114below the sector's middle half▼ 43.2%€11,494within the sector's middle half-€4,230below the sector's middle half
Solvency7.0%below the sector's middle half--27.9%below the sector's middle half▼ 34.9pp-13.0%below the sector's middle half▲ 15.0pp-2.2%below the sector's middle half▲ 10.8pp59.8%within the sector's middle half▲ 62.0pp24.1%below the sector's middle half▼ 35.7pp
Current ratio1.08below the sector's middle half-0.86below the sector's middle half▼ 0.210.85below the sector's middle half▼ 0.020.85below the sector's middle half=1.51within the sector's middle half▲ 0.660.92below the sector's middle half▼ 0.59
Return on assets (ROA)-12.1%below the sector's middle half--32.8%below the sector's middle half▼ 20.7pp12.0%within the sector's middle half▲ 44.8pp6.1%within the sector's middle half▼ 5.9pp60.6%above the sector's middle half▲ 54.5pp17.8%within the sector's middle half▼ 42.8pp
above within below The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66,956
Fixed assets €20,593 ▼ 7.1%
Current assets €46,363 ▲ 36.1%
Equity and liabilities €66,956
Equity €16,132 ▼ 52.0%
Debt €50,824 ▲ 125%
Debt's share of the balance-sheet total rises from 40.2% to 75.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€23,583▼
2024 · €48,284
Cash flow
€18,749▼
2024 · €37,465
Debt to equity
3.15▲
2024 · 0.67
ROE
73.8%▼
2024 · 101.3%
Interest coverage
28.11▼
2024 · 43.51
Debt ≤ 1 year
€50,593▲
2024 · €22,572
Income taxes
€3,996▼
2024 · €9,709
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets€1,226-€2,863€7,358€5,263
Intangible fixed assets---€15,500-
Depreciation and write-downs of the year€252€409€721€3,395€6,840

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as HELLO WORLD!: computer programming (NACE 62100). They are comparable in size and age: total assets between €54,900 and €74,700, founded between 2020 and 2021.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
HELLO WORLD! Herve2020€66,956€16,132€23,983€11,9092025
TWITIC Herve2021€61,090€27,708€27,081€18,6392025
CreativeMind Modave2021€63,482€44,936€22,875€12,2612025
CODEKIWI Clavier2021€67,921€58,955€22,733€9922025
GDP Informatique Awans2020€54,851€20,969€24,994€10,4192025
Van Houtte Mathias Oudenaarde2020€66,024€44,679€26,612€11,5682025
Aizen Koekelberg2021€74,734€9,408€26,868€19,4232025

They were chosen from the 9,111 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 6,713 companies had the same profile as HELLO WORLD! has now. Two years later, 1.8% had gone bankrupt and 95.8% were still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.2% stopped otherwise
95.8% was still going

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of HELLO WORLD! itself is lower: 0.2% within 12 months. It rests on far more data about HELLO WORLD! than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,713 companies, not a prediction for HELLO WORLD!. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines

Source: Annual accounts 2025 at the NBB, filed on 30-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€56,237€66,956▲
Fixed assets21/28€22,170€20,593▼
Intangible fixed assets21€14,712€11,612▼
Tangible fixed assets22/27€7,458€8,981▲
Furniture and vehicles24€7,458€8,981▲
Current assets29/58€34,066€46,363▲
Amounts receivable within one year40/41€9,379€43,647▲
Trade receivables40€8,088€38,352▲
Other amounts receivable41€1,291€5,296▲
Cash at bank and in hand54/58€23,496€2,197▼
Deferred charges and accrued income490/1€1,191€519▼
Equity and liabilities
Total equity and liabilities10/49€56,237€66,956▲
Equity10/15€33,635€16,132▼
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€32,135€14,632▼
Amounts payable17/49€22,601€50,824▲
Amounts payable within one year42/48€22,572€50,593▲
Trade debts44€8,341€2,978▼
Suppliers440/4€8,341€2,978▼
Taxes, remuneration and social security45€8,854€12,881▲
Taxes450/3€8,854€10,381▲
Remuneration and social security454/9-€2,500
Other amounts payable47/48€5,378€34,734▲
Accrued charges and deferred income492/3€29€231▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,395€6,840▲
Other operating charges640/8€387€400▲
Gross operating margin9900€48,671€23,983▼
Operating profit (loss)9901€44,888€16,743▼
Financial charges65/66B€1,110€839▼
Recurring financial charges65€1,110€839▼
Profit (loss) for the period before taxes9903€43,779€15,904▼
Income taxes67/77€9,709€3,996▼
Profit (loss) for the period9904€34,070€11,909▼
Profit (loss) for the period to be appropriated9905€34,070€11,909▼
Appropriation of the result
Profit (loss) to be appropriated9906€32,135€44,044▲
Profit (loss) brought forward from the previous period14P-€1,935€32,135▲
Profit to be distributed694/7-€29,412
Return on contributions (dividend)694-€29,412

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€252€409€721€3,395€6,840▲ 101%
Other operating charges640/8--€112€384€387€400▲ 3.2%
Gross operating margin9900-€693-€3,200€3,957€4,940€48,671€23,983▼ 50.7%
Operating profit (loss)9901-€943-€3,452€3,436€3,835€44,888€16,743▼ 62.7%
Financial charges65/66B-€237€1,405€1,335€1,110€839▼ 24.4%
Recurring financial charges65€7€237€1,405€1,335€1,110€839▼ 24.4%
Profit (loss) for the period before taxes9903-€950-€3,689€2,031€2,500€43,779€15,904▼ 63.7%
Income taxes67/77-€5€523€1,297€9,709€3,996▼ 58.8%
Profit (loss) for the period9904-€950-€3,694€1,507€1,203€34,070€11,909▼ 65.0%
Profit (loss) for the period to be appropriated9905-€950-€3,694€1,507€1,203€34,070€11,909▼ 65.0%
Line202020212022202320242025Change
Assets
Total assets20/58€7,852€11,258€12,612€19,759€56,237€66,956▲ 19.1%
Fixed assets21/28-€974€565€2,708€22,170€20,593▼ 7.1%
Intangible fixed assets21----€14,712€11,612▼ 21.1%
Tangible fixed assets22/27-€974€565€2,708€7,458€8,981▲ 20.4%
Furniture and vehicles24-€974€565€2,708€7,458€8,981▲ 20.4%
Current assets29/58€7,852€10,284€12,046€17,051€34,066€46,363▲ 36.1%
Stocks and contracts in progress3-€3,717-----
Stocks30/36-€3,717-----
Amounts receivable within one year40/41€5,695€3,630€8,216€13,489€9,379€43,647▲ 365%
Trade receivables40-€3,630€8,200€13,489€8,088€38,352▲ 374%
Other amounts receivable41--€16-€1,291€5,296▲ 310%
Cash at bank and in hand54/58€2,157€2,789€3,650€2,834€23,496€2,197▼ 90.7%
Deferred charges and accrued income490/1-€149€181€729€1,191€519▼ 56.4%
Equity and liabilities
Total equity and liabilities10/49€7,852€11,258€12,612€19,759€56,237€66,956▲ 19.1%
Equity10/15€550-€3,145-€1,637-€435€33,635€16,132▼ 52.0%
Contributions10/11-€1,500€1,500€1,500€1,500€1,500=
Profit (loss) carried forward14-€950-€4,645-€3,137-€1,935€32,135€14,632▼ 54.5%
Amounts payable17/49€7,303€14,403€14,249€20,194€22,601€50,824▲ 125%
Amounts payable within one year42/48€7,303€11,900€14,222€20,166€22,572€50,593▲ 124%
Trade debts44€1,888€4,663€2,519€6,833€8,341€2,978▼ 64.3%
Suppliers440/4-€4,663€2,519€6,833€8,341€2,978▼ 64.3%
Taxes, remuneration and social security45-€2,333€4,581€6,211€8,854€12,881▲ 45.5%
Taxes450/3-€2,333€4,581€6,211€8,854€10,381▲ 17.3%
Remuneration and social security454/9-----€2,500-
Other amounts payable47/48-€4,903€7,122€7,122€5,378€34,734▲ 546%
Accrued charges and deferred income492/3-€2,503€27€28€29€231▲ 689%
Line202020212022202320242025Change
Profit (loss) for the period9904-€950-€3,694€1,507€1,203€34,070€11,909▼ 65.0%
+ Depreciation and write-downs630-€252€409€721€3,395€6,840▲ 101%
Operating cash flow (approximation)-€950-€3,442€1,916€1,923€37,465€18,749▼ 50.0%
Investment in fixed assets (approximation)--€0-€2,863-€22,858-€5,263▲ 77.0%
Change in cash-€631€861-€816€20,662-€21,299-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference Document
31-12-2025 micro format 30-08-2026 2026-00455167 NBB
31-12-2024 micro format 27-08-2025 2025-00412597 PDF
31-12-2023 micro format 27-08-2024 2024-00377854 PDF
31-12-2022 micro format 30-08-2023 2023-00378456 PDF
31-12-2021 micro format 27-08-2022 2022-20328575 PDF
31-12-2020 micro format 30-08-2021 2021-55700183 PDF

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