Hello Julie

Active

Private limited companyfounded 20251 yr activeNijverheidsstraat 11, 9070 Destelbergen, BelgiumKBO/BCE: BE 1021.442.662

Hello Julie has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €9k. Its solvency ranks better than 23% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

48 / 100

Fair

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency22

Growth-

Stability67

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.94), and 81% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31545 sector peers (2025).

NBB · sector comparison

Position among 31545 sector peers

Solvency

better than 23%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

50 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€12k

Total assets

€62k

Net result

€9k

Working capital

€-1k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €62k

69.5%

30.5%

Fixed assets €43k

Current assets €19k

Equity and liabilities €62k

19.0%

81.0%

Equity €12k

Debt €50k

Debt finances 81.0% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€15k

Cash flow

€11k

Solvency

19.0%

Current ratio

0.94

Quick ratio

0.94

Debt / equity

4.26

ROE

78.7%

ROA

15.0%

Interest coverage

35.11

Debt

€50k

Debt ≤ 1 year

€20k

Debt > 1 year

€30k

Income taxes

€4k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€62k

Fixed assets21/28€43k

Tangible fixed assets22/27€43k

Furniture and vehicles24€2k

Leasing and similar rights25€41k

Current assets29/58€19k

Amounts receivable within one year40/41€17k

Trade receivables40€14k

Other amounts receivable41€4k

Cash at bank and in hand54/58€1k

Deferred charges and accrued income490/1€117

Equity and liabilities

Total equity and liabilities10/49€62k

Equity10/15€12k

Contributions10/11€3k

Reserves13€9k

Distributable reserves133€9k

Amounts payable17/49€50k

Amounts payable after more than one year17€30k

Financial debts170/4€30k

Amounts payable within one year42/48€20k

Current portion of amounts payable after more than one year42€8k

Trade debts44€3k

Suppliers440/4€3k

Taxes, remuneration and social security45€7k

Taxes450/3€7k

Other amounts payable47/48€3k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k

Other operating charges640/8€180

Gross operating margin9900€15k

Operating profit (loss)9901€13k

Financial charges65/66B€431

Recurring financial charges65€431

Profit (loss) for the period before taxes9903€13k

Income taxes67/77€4k

Profit (loss) for the period9904€9k

Profit (loss) for the period to be appropriated9905€9k

Appropriation of the result

Profit (loss) to be appropriated9906€9k

Transfer to equity691/2€9k

To other reserves6921€9k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2025

12-12

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Destelbergen · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nijverheidsstraat 119070 Destelbergen

Ground area

836 m²

Building footprint

93 m²

Volume, LiDAR

721 m³

Parcel 44013A0091/00M002, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Hello Julie

Nijverheidsstraat 11, 9070 DestelbergenActivities of head offices

since 20252.372.947.424

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44013A0091/00M002	Flanders	836 m²	1 · 93 m²	11.9 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

64883B71O2WO57TIK497

live in the LEI register

Similar companies · same sector, comparable size

Of 5,691 companies in sector 70100 we hold annual accounts for 3,491. 1,274 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-03-2025

Fiscal year end30-06

Activities, NACEBEL

70100Activities of head offices

70200Business and other management consultancy

73300Public relations and communication consultancy

78100Employment placement agencies

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.