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Hello Jo

Active
Private limited companyfounded 20251 yr activeVogelsanck 3, 2970 Schilde, BelgiumKBO/BCE: BE 1018.200.288
Summary

Hello Jo has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €68k. Its solvency ranks better than 79% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 5.73; short-term debt: 17.5% and cash: 27.5% of total assets), and 17.5% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.5%
Return on assets
80.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€70k
Total assets
€84k
Net result
€68k
Working capital
€70k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €84k
Equity €70k
Debt €15k
Debt finances 17.5% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
5.73
Debt to equity
0.21
ROE
97.1%
ROA
80.2%
Debt ≤ 1 year
€15k
Income taxes
€26k
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€84k
Current assets29/58€84k
Amounts receivable within one year40/41€61k
Other amounts receivable41€61k
Cash at bank and in hand54/58€23k
Equity and liabilities
Total equity and liabilities10/49€84k
Equity10/15€70k
Contributions10/11€2k
Reserves13€68k
Distributable reserves133€68k
Amounts payable17/49€15k
Amounts payable within one year42/48€15k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Income statement Code2025
Other operating charges640/8€400
Gross operating margin9900€93k
Operating profit (loss)9901€92k
Financial income75/76B€1k
Recurring financial income75€1k
Financial charges65/66B€86
Recurring financial charges65€86
Profit (loss) for the period before taxes9903€94k
Income taxes67/77€26k
Profit (loss) for the period9904€68k
Profit (loss) for the period to be appropriated9905€68k
Appropriation of the result
Profit (loss) to be appropriated9906€68k
Transfer to equity691/2€68k
To other reserves6921€68k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2025
Other operating charges640/8€400
Gross operating margin9900€93k
Operating profit (loss)9901€92k
Financial income75/76B€1k
Recurring financial income75€1k
Financial charges65/66B€86
Recurring financial charges65€86
Profit (loss) for the period before taxes9903€94k
Income taxes67/77€26k
Profit (loss) for the period9904€68k
Profit (loss) for the period to be appropriated9905€68k
Line2025
Assets
Total assets20/58€84k
Current assets29/58€84k
Amounts receivable within one year40/41€61k
Other amounts receivable41€61k
Cash at bank and in hand54/58€23k
Equity and liabilities
Total equity and liabilities10/49€84k
Equity10/15€70k
Contributions10/11€2k
Reserves13€68k
Distributable reserves133€68k
Amounts payable17/49€15k
Amounts payable within one year42/48€15k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Line2025
Profit (loss) for the period9904€68k
Operating cash flow (approximation)€68k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
4,040 m²
Building footprint
416 m²
Volume, LiDAR
2,348 m³
Parcel 11041C0190/00X000, Flanders · tallest building 18.4 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Hello Jo
Vogelsanck 3, 2970 SchildeBuying and selling of own real estate
since 20252.368.526.501
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11041C0190/00X000 Flanders 4,040 m² 1 · 416 m² 18.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,626 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.