HELLO IMMO
ActiveSummary
HELLO IMMO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability26▲+18
Solvency60▲+8
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 4.71 in 2024; short-term debt: 34% and cash: 10.7% of total assets), and 65.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
-1.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
20 d early
2023
47 d early
2022
6 d early
2021
27 d early
2020
9 d early
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 3.8%
2024 · €40k
2019: €39k
2020: €-14k▼ -135% vs 2019lowest in 7 years
2021: €-1k▲ +92.0% vs 2020
2022: €56k▲ +5191% vs 2021highest in 7 years
2023: €53k▼ -5.9% vs 2022
2024: €40k▼ -23.8% vs 2023
2025: €39k▼ -3.8% vs 2024
2019 → 2025
Total assets
€111k▼ 26.5%
2024 · €151k
2019: €215k
2020: €111k▼ -48.3% vs 2019
2021: €232k▲ +109% vs 2020highest in 7 years
2022: €120k▼ -48.2% vs 2021
2023: €148k▲ +23.4% vs 2022
2024: €151k▲ +1.8% vs 2023
2025: €111k▼ -26.5% vs 2024lowest in 7 years
2019 → 2025
Net result
€-2k▲ 87.9%
2024 · €-13k
2019: €15k
2020: €-53k▼ -445% vs 2019lowest in 7 years
2021: €13k▲ +124% vs 2020
2022: €91k▲ +620% vs 2021highest in 7 years
2023: €-3k▼ -104% vs 2022
2024: €-13k▼ -282% vs 2023
2025: €-2k▲ +87.9% vs 2024
2019 → 2025
Working capital
€16k▼ 70.8%
2024 · €56k
2019: €28k
2020: €-18k▼ -165% vs 2019lowest in 7 years
2021: €-2k▲ +86.4% vs 2020
2022: €56k▲ +2359% vs 2021
2023: €63k▲ +13.7% vs 2022highest in 7 years
2024: €56k▼ -11.0% vs 2023
2025: €16k▼ -70.8% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-1k-€56k€53k▼ 5.9%€40k▼ 23.8%€39k▼ 3.8%
2021: €-1klowest in 5 years
2022: €56k▲ +5191% vs 2021highest in 5 years
2023: €53k▼ -5.9% vs 2022
2024: €40k▼ -23.8% vs 2023
2025: €39k▼ -3.8% vs 2024
Operating result€14k-€116k▲ 743%€-3k€-6k▼ 126%€5k
2021: €14k
2022: €116k▲ +743% vs 2021highest in 5 years
2023: €-3k▼ -102% vs 2022
2024: €-6k▼ -126% vs 2023lowest in 5 years
2025: €5k▲ +182% vs 2024
Net result€13k-€91k▲ 620%€-3k€-13k▼ 282%€-2k▲ 87.9%
2021: €13k
2022: €91k▲ +620% vs 2021highest in 5 years
2023: €-3k▼ -104% vs 2022
2024: €-13k▼ -282% vs 2023lowest in 5 years
2025: €-2k▲ +87.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€57k ▼ 28.5%
Current assets
€54k ▼ 24.3%
Equity and liabilities €111k
Equity
€39k ▼ 3.8%
Debt
€72k ▼ 34.8%
Debt's share of the balance-sheet total falls from 73.4% to 65.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▲
2024 · €-5k
Cash flow
€-244▲
2024 · €-11k
Current ratio
1.44▼
2024 · 4.71
Debt to equity
1.87▼
2024 · 2.76
ROE
-3.9%▲
2024 · -31.3%
ROA
-1.4%▲
2024 · -8.3%
Interest coverage
1.04▲
2024 · -0.79
Debt ≤ 1 year
€38k▲
2024 · €15k
Debt > 1 year
€34k▼
2024 · €95k
Income taxes
€472▲
2024 · €368
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€151k€111k▼
Formation expenses20€0€0=
Fixed assets21/28€79k€57k▼
Tangible fixed assets22/27€79k€57k▼
Land and buildings22€79k€57k▼
Furniture and vehicles24€0€0=
Financial fixed assets28€0-
Current assets29/58€72k€54k▼
Amounts receivable within one year40/41€65k€41k▼
Trade receivables40€39k€7k▼
Other amounts receivable41€26k€34k▲
Cash at bank and in hand54/58€4k€12k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€151k€111k▼
Equity10/15€40k€39k▼
Contributions10/11€19k€19k=
Reserves13€316€316=
Non-distributable reserves130/1€316€316=
Reserves not available under the articles1311€316€316=
Profit (loss) carried forward14€21k€20k▼
Amounts payable17/49€111k€72k▼
Amounts payable after more than one year17€95k€34k▼
Financial debts170/4€95k€34k▼
Amounts payable within one year42/48€15k€38k▲
Current portion of amounts payable after more than one year42€5k€2k▼
Trade debts44€961€17k▲
Suppliers440/4€961€17k▲
Taxes, remuneration and social security45€1k€840▼
Taxes450/3€1k€840▼
Other amounts payable47/48€8k€17k▲
Accrued charges and deferred income492/3€418€152▼
Income statement
Code20242025
Remuneration, social security and pensions62€44-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€1k€35k▲
Gross operating margin9900€-3k€42k▲
Operating profit (loss)9901€-6k€5k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€-12k€-1k▲
Income taxes67/77€368€472▲
Profit (loss) for the period9904€-13k€-2k▲
Profit (loss) for the period to be appropriated9905€-13k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€20k▼
Profit (loss) brought forward from the previous period14P€34k€21k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €32k | €27k | €0 | €44 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €3k | €11k | €2k | €1k | ▼ 24.4% |
| Other operating charges640/8 | €2k | €2k | €4k | €1k | €35k | ▲ 2,604% |
| Gross operating margin9900 | €52k | €147k | €13k | €-3k | €42k | ▲ 1,370% |
| Operating profit (loss)9901 | €14k | €116k | €-3k | €-6k | €5k | ▲ 182% |
| Financial income75/76B | - | €892 | €687 | €0 | €0 | ▼ 47.1% |
| Recurring financial income75 | - | €892 | €687 | €0 | €0 | ▼ 47.1% |
| Financial charges65/66B | €792 | €699 | €819 | €6k | €6k | ▲ 6.1% |
| Recurring financial charges65 | €792 | €699 | €819 | €6k | €6k | ▲ 6.1% |
| Profit (loss) for the period before taxes9903 | €13k | €116k | €-3k | €-12k | €-1k | ▲ 91.4% |
| Income taxes67/77 | €306 | €25k | €355 | €368 | €472 | ▲ 28.2% |
| Profit (loss) for the period9904 | €13k | €91k | €-3k | €-13k | €-2k | ▲ 87.9% |
| Profit (loss) for the period to be appropriated9905 | €13k | €91k | €-3k | €-13k | €-2k | ▲ 87.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €232k | €120k | €148k | €151k | €111k | ▼ 26.5% |
| Formation expenses20 | €0 | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €2k | €816 | €81k | €79k | €57k | ▼ 28.5% |
| Intangible fixed assets21 | €0 | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €2k | €816 | €81k | €79k | €57k | ▼ 28.5% |
| Land and buildings22 | €795 | €636 | €81k | €79k | €57k | ▼ 28.5% |
| Furniture and vehicles24 | €792 | €180 | €0 | €0 | €0 | - |
| Leasing and similar rights25 | €0 | €0 | - | - | - | - |
| Financial fixed assets28 | - | €0 | - | €0 | - | - |
| Current assets29/58 | €230k | €119k | €67k | €72k | €54k | ▼ 24.3% |
| Amounts receivable within one year40/41 | €45k | €77k | €65k | €65k | €41k | ▼ 36.9% |
| Trade receivables40 | €43k | €45k | €55k | €39k | €7k | ▼ 81.8% |
| Other amounts receivable41 | €2k | €32k | €10k | €26k | €34k | ▲ 29.5% |
| Cash at bank and in hand54/58 | €182k | €42k | €2k | €4k | €12k | ▲ 211% |
| Deferred charges and accrued income490/1 | €3k | €616 | €425 | €3k | €1k | ▼ 52.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €232k | €120k | €148k | €151k | €111k | ▼ 26.5% |
| Equity10/15 | €-1k | €56k | €53k | €40k | €39k | ▼ 3.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €5k | €316 | €316 | €316 | €316 | = |
| Non-distributable reserves130/1 | €316 | €316 | €316 | €316 | €316 | = |
| Reserves not available under the articles1311 | €316 | €316 | €316 | €316 | €316 | = |
| Distributable reserves133 | €4k | €0 | - | - | - | - |
| Profit (loss) carried forward14 | €-24k | €37k | €34k | €21k | €20k | ▼ 7.1% |
| Amounts payable17/49 | €233k | €64k | €96k | €111k | €72k | ▼ 34.8% |
| Amounts payable after more than one year17 | €219 | €0 | €92k | €95k | €34k | ▼ 63.9% |
| Financial debts170/4 | €219 | €0 | €92k | €95k | €34k | ▼ 63.9% |
| Amounts payable within one year42/48 | €233k | €64k | €4k | €15k | €38k | ▲ 148% |
| Current portion of amounts payable after more than one year42 | €640 | €0 | - | €5k | €2k | ▼ 59.8% |
| Trade debts44 | €7k | €2k | €4k | €961 | €17k | ▲ 1,707% |
| Suppliers440/4 | €7k | €2k | €4k | €961 | €17k | ▲ 1,707% |
| Advances received on contracts in progress46 | €151k | €2k | €0 | - | - | - |
| Taxes, remuneration and social security45 | €18k | €35k | €355 | €1k | €840 | ▼ 30.6% |
| Taxes450/3 | €8k | €35k | €355 | €1k | €840 | ▼ 30.6% |
| Remuneration and social security454/9 | €10k | €0 | - | - | - | - |
| Other amounts payable47/48 | €57k | €25k | €0 | €8k | €17k | ▲ 130% |
| Accrued charges and deferred income492/3 | - | €542 | €0 | €418 | €152 | ▼ 63.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €91k | €-3k | €-13k | €-2k | ▲ 87.9% |
| + Depreciation and write-downs630 | €4k | €3k | €11k | €2k | €1k | ▼ 24.4% |
| Operating cash flow (approximation) | €16k | €94k | €8k | €-11k | €-244 | ▲ 97.8% |
| Investment in fixed assets (approximation) | - | €-2k | €-92k | €0 | €21k | - |
| Change in cash | - | €-140k | €-39k | €2k | €8k | ▲ 399% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 9current ratio 17.12
Current ratio from 1.88 to 17.12; short-term debt falls from €64k to €4k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €91k ▲620%
Operating result €116k, net result €91k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2007
Ground area
767 m²
Building footprint
199 m²
Volume, LiDAR
1,623 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue de la Clef 65, 4621 Fléron
since 20072.204.408.736
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62084B0465/00B002 | Wallonia | 386 m² | 1 · 98 m² | 7.8 m · 2 fl. |
| 62010A0206/00S002 | Wallonia | 381 m² | 1 · 101 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 4,629 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-11-2007
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Contact
E-mail
emmanuelancion@outlook.com
Phone
0495843035
Scores and ratios are computed by Checked and are not a credit decision.