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HELLO IMMO

Active
Private limited companyfounded 20233 yrs activeRue Henri Francotte(DAL) 59, 4607 Dalhem, BelgiumKBO/BCE: BE 0799.243.475
Summary

The computed 12-month bankruptcy probability of HELLO IMMO is 3.6% (moderate). The 2025 annual accounts show negative equity (-€40,423) and a net result of €1,388. Equity is growing by ~2.9% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability36▲+1
Solvency14=
Growth78=
Track record94
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.08 in 2024; short-term debt: 18.4% and cash: 0.9% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-11.1%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
25 d early
2024
31 d early
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (3 of the last 3 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 March 2023, HELLO IMMO was incorporated as a Private limited company.1 Total assets went from EUR 388,675 in 2023 to EUR 362,555 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€40,423▲ 3.3%
2024 · -€41,811
Total assets
€362,555▼ 3.5%
2024 · €375,713
Net result
€1,388▲ 32.8%
2024 · €1,045
Working capital
-€63,503▼ 4.0%
2024 · -€61,049
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€37,489-€14,379€14,187▼ 1.3%
Net result-€47,856-€1,045€1,388▲ 32.8%
Equity-€42,856--€41,811▲ 2.4%-€40,423▲ 3.3%
Total assets€388,675-€375,713▼ 3.3%€362,555▼ 3.5%
Debt€431,531-€417,524▼ 3.2%€402,978▼ 3.5%
Working capital-€58,774--€61,049▼ 3.9%-€63,503▼ 4.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0€20,000Operating result 2023: -€37,489-€37,489Net result 2023: -€47,856-€47,856Operating result 2024: €14,379€14,379Net result 2024: €1,045€1,045Operating result 2025: €14,187€14,187Net result 2025: €1,388€1,388202320242025-€60,000-€40,000-€20,000€0€20,000Operating result 2023: -€37,489-€37,500Net result 2023: -€47,856-€47,900Operating result 2024: €14,379€14,400Net result 2024: €1,045€1,050Operating result 2025: €14,187€14,200Net result 2025: €1,388€1,390202320242025
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €362,555
Fixed assets €359,293 ▼ 3.0%
Current assets €3,262 ▼ 37.2%
Key figures and ratios
2025 value · change against 2024
EBITDA
€25,413▼
2024 · €25,605
Cash flow
€12,614▲
2024 · €12,271
Solvency
-11.1%▼
2024 · -11.1%
Current ratio
0.05▼
2024 · 0.08
Debt to equity
-9.97▲
2024 · -9.99
ROA
0.4%▲
2024 · 0.3%
Interest coverage
1.99▲
2024 · 1.92
Debt ≤ 1 year
€66,765▲
2024 · €66,243
Debt > 1 year
€336,213▼
2024 · €351,281
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 516 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit under 5% of the balance sheet
4.5% went bankrupt
2.3% stopped otherwise
92% still going

A further 1.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 516 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€375,713€362,555▼
Fixed assets21/28€370,519€359,293▼
Tangible fixed assets22/27€370,519€359,293▼
Land and buildings22€370,519€359,293▼
Current assets29/58€5,194€3,262▼
Cash at bank and in hand54/58€5,194€3,262▼
Equity and liabilities
Total equity and liabilities10/49€375,713€362,555▼
Equity10/15-€41,811-€40,423▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€46,811-€45,423▲
Amounts payable17/49€417,524€402,978▼
Amounts payable after more than one year17€351,281€336,213▼
Financial debts170/4€351,281€336,213▼
Amounts payable within one year42/48€66,243€66,765▲
Current portion of amounts payable after more than one year42€14,546€15,068▲
Other amounts payable47/48€51,697€51,697=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,226€11,226=
Gross operating margin9900€25,605€25,413▼
Operating profit (loss)9901€14,379€14,187▼
Financial charges65/66B€13,334€12,799▼
Recurring financial charges65€13,334€12,799▼
Profit (loss) for the period before taxes9903€1,045€1,388▲
Profit (loss) for the period9904€1,045€1,388▲
Profit (loss) for the period to be appropriated9905€1,045€1,388▲
Appropriation of the result
Profit (loss) to be appropriated9906-€46,811-€45,423▲
Profit (loss) brought forward from the previous period14P-€47,856-€46,811▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,255€11,226€11,226=
Gross operating margin9900-€29,234€25,605€25,413▼ 0.8%
Operating profit (loss)9901-€37,489€14,379€14,187▼ 1.3%
Financial charges65/66B€10,367€13,334€12,799▼ 4.0%
Recurring financial charges65€10,367€13,334€12,799▼ 4.0%
Profit (loss) for the period before taxes9903-€47,856€1,045€1,388▲ 32.8%
Profit (loss) for the period9904-€47,856€1,045€1,388▲ 32.8%
Profit (loss) for the period to be appropriated9905-€47,856€1,045€1,388▲ 32.8%
Line202320242025Change
Assets
Total assets20/58€388,675€375,713€362,555▼ 3.5%
Fixed assets21/28€381,745€370,519€359,293▼ 3.0%
Tangible fixed assets22/27€381,745€370,519€359,293▼ 3.0%
Land and buildings22€381,745€370,519€359,293▼ 3.0%
Current assets29/58€6,929€5,194€3,262▼ 37.2%
Cash at bank and in hand54/58€6,929€5,194€3,262▼ 37.2%
Equity and liabilities
Total equity and liabilities10/49€388,675€375,713€362,555▼ 3.5%
Equity10/15-€42,856-€41,811-€40,423▲ 3.3%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14-€47,856-€46,811-€45,423▲ 3.0%
Amounts payable17/49€431,531€417,524€402,978▼ 3.5%
Amounts payable after more than one year17€365,827€351,281€336,213▼ 4.3%
Financial debts170/4€365,827€351,281€336,213▼ 4.3%
Amounts payable within one year42/48€65,703€66,243€66,765▲ 0.8%
Current portion of amounts payable after more than one year42€14,006€14,546€15,068▲ 3.6%
Other amounts payable47/48€51,697€51,697€51,697=
Line202320242025Change
Profit (loss) for the period9904-€47,856€1,045€1,388▲ 32.8%
+ Depreciation and write-downs630€8,255€11,226€11,226=
Operating cash flow (approximation)-€39,602€12,271€12,614▲ 2.8%
Investment in fixed assets (approximation)-€0€0-
Change in cash--€1,735-€1,932▼ 11.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €1,388 ▲32.8%
Net result €1,388, the highest in the series.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €1,045
Net result €1,045 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Identification & contact

Identification
Legal formPrivate limited company
Founded07-03-2023
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0799243475
Also 9925:BE0799243475
Registered 12-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.