HELLO IMMO
ActiveSummary
HELLO IMMO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €453k and a net result of €-32k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 31% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+14
Solvency44▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.03 against 1.86 in 2024; short-term debt: 18.4% and cash: 0.4% of total assets), and 81.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-32k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
31 d early
2023
8 d late
2022
14 d early
2021
17 d early
2020
17 d late
2019
53 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-32k▼ 17.1%
2024 · €-27k
2018: €9k
2019: €50k
2020: €261k
2021: €-23k
2022: €-23k
2023: €2k
2024: €-27k
2018 → 2025
Working capital
€-438k
2024 · €54k
2018: €190k
2019: €-216k
2020: €427k
2021: €412k
2022: €205k
2023: €174k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€726k-€510k▼ 29.8%€512k▲ 0.5%€485k▼ 5.3%€453k▼ 6.5%
Operating result€-22k-€-23k▼ 1.5%€2k€-17k€16k
Net result€-23k-€-23k▼ 1.7%€2k€-27k€-32k▼ 17.1%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €17k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.44M
Fixed assets
€2.43M ▲ 47.0%
Current assets
€12k ▼ 89.6%
Equity and liabilities €2.44M
Equity
€453k ▼ 6.5%
Provisions
€58k ▼ 5.1%
Debt
€1.93M ▲ 57.6%
Debt's share of the balance-sheet total rises from 69.2% to 79.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€123k▲
2024 · €12k
Cash flow
€75k▲
2024 · €2k
Current ratio
0.03▼
2024 · 1.86
Debt to equity
4.26▲
2024 · 2.53
ROE
-7.0%▼
2024 · -5.6%
ROA
-1.3%▲
2024 · -1.5%
Interest coverage
2.36▲
2024 · 0.78
Debt ≤ 1 year
€450k▲
2024 · €63k
Debt > 1 year
€1.48M▲
2024 · €1.16M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.77M€2.44M▲
Fixed assets21/28€1.65M€2.43M▲
Tangible fixed assets22/27€1.65M€2.43M▲
Land and buildings22€1.65M€2.43M▲
Financial fixed assets28€6k€0▼
Current assets29/58€118k€12k▼
Amounts receivable within one year40/41€9k€709▼
Other amounts receivable41€9k€709▼
Cash at bank and in hand54/58€106k€10k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.77M€2.44M▲
Equity10/15€485k€453k▼
Contributions10/11€37k€37k=
Reserves13€448k€416k▼
Tax-exempt reserves132€226k€216k▼
Distributable reserves133€222k€200k▼
Provisions and deferred taxes16€61k€58k▼
Deferred taxes168€61k€58k▼
Amounts payable17/49€1.23M€1.93M▲
Amounts payable after more than one year17€1.16M€1.48M▲
Financial debts170/4€1.16M€1.47M▲
Other amounts payable178/9-€7k
Amounts payable within one year42/48€63k€450k▲
Current portion of amounts payable after more than one year42€61k€94k▲
Trade debts44€2k€11k▲
Suppliers440/4€2k€11k▲
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Other amounts payable47/48-€335k
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€106k▲
Other operating charges640/8€490€454▼
Gross operating margin9900€13k€123k▲
Operating profit (loss)9901€-17k€16k▲
Financial income75/76B€4k€640▼
Recurring financial income75€4k€640▼
Financial charges65/66B€15k€52k▲
Recurring financial charges65€15k€52k▲
Profit (loss) for the period before taxes9903€-28k€-35k▼
Transfer from deferred taxes780€1k€3k▲
Profit (loss) for the period9904€-27k€-32k▼
Transfer from tax-exempt reserves789€4k€9k▲
Profit (loss) for the period to be appropriated9905€-23k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-22k▲
Transfer from equity791/2€23k€22k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 8 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity times 45current ratio 311.64
Current ratio from 6.86 to 311.64; short-term debt falls from €73k to €1k.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
31-12
Financial
Highest result since 2018net €261k ▲421%
Operating result €356k, net result €261k, both a record.
31-12
Financial
Liquidity times 11current ratio 6.86
Current ratio from 0.64 to 6.86; short-term debt falls from €594k to €73k.
31-12
Financial
Equity above €500kEq €749k ▲53.5%
3 profitable years in a row build equity to €749k.
Show earlier events
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 53 days late
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 108 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pecq · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de l'Anglée(HER) 5257742 PecqGround area
4,290 m²
Building footprint
246 m²
Volume, LiDAR
1,278 m³
Parcel 57037B0200/00_000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HELLO IMMO
since 19912.051.874.949
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57037B0200/00_000 | Wallonia | 4,290 m² | 1 · 246 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CKX Investments
BE 0880.403.177
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Grisli
BE 0746.826.061
Merksplas · Eq €454,149
CITA BELGIQUE
BE 0830.839.939
Arlon · Eq €452,682
AUROBAT
BE 0444.058.377
Binche · Eq €452,620
MEAT - IMPEX
BE 0421.228.636
Kapellen · Eq €452,479
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,429 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-1991
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.