HELIOTROPE SCRL
ActiveHELIOTROPE SCRL has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-4k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.54; short-term debt: 9.3% and cash: 15.1% of total assets), and 9.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.7%
Return on assets
-17.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
31 d early
2023
23 d early
2022
21 d late
2021
2 d early
2020
11 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2024 · €0
2023: €5k
2024: €0
2023 → 2025
EBIT margin
10.4%
Net result
€-4k▼ 8.9%
2024 · €-4k
2018: €-3k
2019: €-1k
2020: €-3k
2021: €-2k
2022: €-4k
2023: €483
2024: €-4k
2018 → 2025
Working capital
€4k▼ 38.1%
2024 · €6k
2022: €7k
2024: €6k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€5k€0▼ 100%€0
Equity€34k-€30k▼ 12.6%€30k▲ 1.6%€26k▼ 12.8%€22k▼ 16.0%
Operating result€-2k-€-4k▼ 78.2%€528€-4k€-4k▼ 9.4%
Net result€-2k-€-4k▼ 78.1%€483€-4k€-4k▼ 8.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €4k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€19k▼ 9.9%
Current assets
€6k▲ 1.1%
Equity and liabilities €24k
Equity
€22k▼ 16.0%
Debt
€2k▲ 4,262%
The debt ratio rises from 0.2% to 9.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €-2k
Cash flow
€-2k▼
2024 · €-2k
Solvency
90.7%▼
2024 · 99.8%
Current ratio
2.54
Quick ratio
2.54
Debt / equity
0.10▲
2024 · 0.00
ROE
-19.0%▼
2024 · -14.7%
ROA
-17.2%▼
2024 · -14.6%
Interest coverage
-71.60▼
2024 · -40.42
Debt
€2k▲
2024 · €52
Debt ≤ 1 year
€2k▲
2024 · €52
Income taxes
€1▲
2024 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€24k▼
Fixed assets21/28€21k€19k▼
Tangible fixed assets22/27€21k€19k▼
Land and buildings22€19k€17k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€6k€6k▲
Amounts receivable within one year40/41€1k€1k▲
Trade receivables40€460€474▲
Other amounts receivable41€622€622=
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€26k€24k▼
Equity10/15€26k€22k▼
Contributions10/11€50k€50k=
Reserves13€96€96=
Non-distributable reserves130/1€96€96=
Reserves not available under the articles1311€96€96=
Profit (loss) carried forward14€-24k€-28k▼
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Other liabilities and charges164/5€0-
Amounts payable17/49€52€2k▲
Amounts payable within one year42/48€52€2k▲
Trade debts44€52€54▲
Suppliers440/4€52€54▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Turnover70€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Provisions for liabilities and charges: additions (uses and reversals)635/8€-3k-
Other operating charges640/8€568€583▲
Gross operating margin9900€-4k€-2k▲
Operating profit (loss)9901€-4k€-4k▼
Financial income75/76B€4€8▲
Recurring financial income75€4€8▲
Financial charges65/66B€44€30▼
Recurring financial charges65€44€30▼
Profit (loss) for the period before taxes9903€-4k€-4k▼
Income taxes67/77€1€1▲
Profit (loss) for the period9904€-4k€-4k▼
Profit (loss) for the period to be appropriated9905€-4k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-28k▼
Profit (loss) brought forward from the previous period14P€-20k€-24k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €483
Net result €483 after 5 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 42 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Henri Dunant 1847000 MonsGround area
1,691 m²
Building footprint
147 m²
Volume, LiDAR
746 m³
Parcel 53404B0120/00M003, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0120/00M003 | Wallonia | 1,691 m² | 1 · 147 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WALTER & CO
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 4,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded03-03-1981
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.