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HELDING

Active
Private limited companyfounded 2024active for 1 yearSint-Baafskouterstraat 107, 9040 Gent, BelgiumKBO/BCE: BE 1016.731.432
Summary

HELDING has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,527 and a net result of €68,027. Its solvency ranks better than 15% of 11,742 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Activities of building architects
NACE 71111
1 site
Size
≈ €220,000turnover 2025, estimated
Equity
€71,527
Profit
€68,027
Turnover estimated from the gross margin
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Holdings
1
2025 accounts filed 31 days late
Why 85raises riskLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €714,701Figures for financial year 2025 (filed 08-09-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 28% of its sector peers (NACE 71, micro)
Financial strength
Average
Solvency 35
equity 10.0% of total assets
Liquidity 57
short-term debt 18.1% · cash 9.7%
Profitability 61
return on assets 9.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,820 companies, NACE 71, micro)
Last 24 months 12-2025: 0.5% 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -0.5 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.54, below 1; short-term debt: 18.1% and cash: 9.7% of total assets), and 90% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 15% on solvency, 43% on liquidity and 25% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Size: total assets €714,701
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Figures for financial year 2025 (filed 08-09-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 11742 sector peers (2025).
NBB · sector comparison
Position among 11742 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VAN HOECKE Hélène (statutory…

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00507129.

Turnover
≈ €220,000
Estimated: probably between €170,000 and €290,000
Total assets
€714,701
Net result
€68,027
Working capital
-€59,718

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €714,701
Fixed assets €645,000
Current assets €69,701
Equity and liabilities €714,701
Equity €71,527
Debt €643,174
Debt finances 90.0% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
0.54
Debt to equity
8.99
ROE
95.1%
ROA
9.5%
Debt ≤ 1 year
€129,419
Debt > 1 year
€513,726
Income taxes
€31,843
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€714,701
Fixed assets21/28€645,000
Financial fixed assets28€645,000
Current assets29/58€69,701
Amounts receivable within one year40/41€3
Other amounts receivable41€3
Cash at bank and in hand54/58€69,668
Deferred charges and accrued income490/1€30
Equity and liabilities
Total equity and liabilities10/49€714,701
Equity10/15€71,527
Contributions10/11€3,500
Reserves13€68,027
Distributable reserves133€68,027
Amounts payable17/49€643,174
Amounts payable after more than one year17€513,726
Financial debts170/4€513,726
Amounts payable within one year42/48€129,419
Current portion of amounts payable after more than one year42€65,530
Trade debts44€1,703
Suppliers440/4€1,703
Taxes, remuneration and social security45€43,112
Taxes450/3€43,112
Other amounts payable47/48€19,074
Accrued charges and deferred income492/3€29
Income statement Code2025
Other operating charges640/8€150
Gross operating margin9900€107,033
Operating profit (loss)9901€106,883
Financial charges65/66B€7,013
Recurring financial charges65€7,013
Profit (loss) for the period before taxes9903€99,870
Income taxes67/77€31,843
Profit (loss) for the period9904€68,027
Profit (loss) for the period to be appropriated9905€68,027
Appropriation of the result
Profit (loss) to be appropriated9906€68,027
Transfer to equity691/2€68,027
To other reserves6921€68,027

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€150
Gross operating margin9900€107,033
Operating profit (loss)9901€106,883
Financial charges65/66B€7,013
Recurring financial charges65€7,013
Profit (loss) for the period before taxes9903€99,870
Income taxes67/77€31,843
Profit (loss) for the period9904€68,027
Profit (loss) for the period to be appropriated9905€68,027
Line2025
Assets
Total assets20/58€714,701
Fixed assets21/28€645,000
Financial fixed assets28€645,000
Current assets29/58€69,701
Amounts receivable within one year40/41€3
Other amounts receivable41€3
Cash at bank and in hand54/58€69,668
Deferred charges and accrued income490/1€30
Equity and liabilities
Total equity and liabilities10/49€714,701
Equity10/15€71,527
Contributions10/11€3,500
Reserves13€68,027
Distributable reserves133€68,027
Amounts payable17/49€643,174
Amounts payable after more than one year17€513,726
Financial debts170/4€513,726
Amounts payable within one year42/48€129,419
Current portion of amounts payable after more than one year42€65,530
Trade debts44€1,703
Suppliers440/4€1,703
Taxes, remuneration and social security45€43,112
Taxes450/3€43,112
Other amounts payable47/48€19,074
Accrued charges and deferred income492/3€29
Line2025
Profit (loss) for the period9904€68,027
Operating cash flow (approximation)€68,027

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00507129

Similar companies · same sector, comparable size

Of the 18,227 active companies whose main activity is activities of building architects (NACE 71111), figures are known for 6,504. 5,585 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
VAN HOECKE Hélène
Statutory director · since 02-12-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VAN HOECKE Hélène
  • Statutory director, from 02-12-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 02-12-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 02-12-2024 Incorporation · €3,500

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2025 annual accounts of HELDING and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

1 current director
Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Board mandates elsewhere

1 board mandate
Board mandates of this companythis company sits on their board1
1 location

History

On 28 November 2024, HELDING was incorporated as a private limited company by one natural person, with a starting capital of €3,500.12 VAN HOECKE Hélène has served as statutory director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 02-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 31 days late
2024
02-12
Gazette deed Incorporation
Appointment: VAN HOECKE Hélène (statutory director) · Founder · Founding capital5 facts ▸
  • Incorporation, “HELDING” (deed in Dutch)
  • Founder, VAN HOECKE Hélène
  • Founding capital, €3,500
  • Director appointment, VAN HOECKE Hélène (statutory director)
  • Board composition, VAN HOECKE Hélène (bestuurder benoemd meteen in de statuten)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded28-11-2024
Financial year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
73110Advertising agencies
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016731432
Also 9925:BE1016731432
Registered 07-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
85 m²
Building footprint
85 m²
Building volume
515 m³
Parcel 44432C1012/00V007, Flanders · tallest building 11.0 m. Linked by address, not a title deed.
1 establishment unit
HELDING
Sint-Baafskouterstraat 107, 9040 GentActivities of building architects
since 2024unit no. 2.366.789.013
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44432C1012/00V007 Flanders 85 m² 1 · 85 m² 10.9 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
HELDING
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, 9040 Sint-Amandsberg(Gent),Sint-Baafskouterstraat 107” (deed in Dutch)

deed of 02-12-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Bij openval plaats collegiaal orgaan voor einde mandaat mogen overblijvenden coöpteren,eerstvolgende vergadering moet bevestigen,bij…” (deed in Dutch)

deed of 02-12-2024

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Betekeningen op straffe van nietigheid bij aangetekend schrijven of gewone brief of per e-mail mits wederzijds akkoord;termijnen vanaf…” (deed in Dutch)

deed of 02-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Friday of June

deed of 02-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Aandeelhouders hebben recht uit te treden ten laste van haar vermogen, uittreding ten laste van het vennootschapsvermogen” (deed in Dutch)
Other provision: “Uitsluiting ten laste van het vennootschapsvermogen, wettige reden” (deed in Dutch)
2 more provisions in the deed, see the deed of 02-12-2024

deed of 02-12-2024