Helderheid
ActiveHelderheid has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €30k. Its solvency ranks better than 63% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+16
Growth78
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 1.49 in 2024), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
52.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 225%
2024 · €12k
2024: €12k
2024 → 2025
Total assets
€57k▲ 128%
2024 · €25k
2024: €25k
2024 → 2025
Net result
€30k▲ 166%
2024 · €11k
2024: €11k
2024 → 2025
Working capital
€31k▲ 418%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€12k-€41k▲ 225%
Operating result€15k-€38k▲ 158%
Net result€11k-€30k▲ 166%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 158% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€10k▲ 45.8%
Current assets
€47k▲ 158%
Equity and liabilities €57k
Equity
€41k▲ 225%
Debt
€16k▲ 29.9%
The debt ratio falls from 49.6% to 28.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€41k▲
2024 · €16k
Cash flow
€33k▲
2024 · €12k
Solvency
71.7%▲
2024 · 50.4%
Current ratio
2.94▲
2024 · 1.49
Quick ratio
2.94▲
2024 · 1.49
Debt / equity
0.39▼
2024 · 0.99
ROE
73.3%▼
2024 · 89.7%
ROA
52.6%▲
2024 · 45.2%
Interest coverage
704.32▲
2024 · 457.34
Debt
€16k▲
2024 · €12k
Debt ≤ 1 year
€16k▲
2024 · €12k
Income taxes
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€57k▲
Fixed assets21/28€7k€10k▲
Tangible fixed assets22/27€7k€10k▲
Plant, machinery and equipment23€905€5k▲
Furniture and vehicles24€6k€4k▼
Current assets29/58€18k€47k▲
Amounts receivable within one year40/41€12k€9k▼
Trade receivables40€11k€9k▼
Other amounts receivable41€512-
Cash at bank and in hand54/58€5k€37k▲
Deferred charges and accrued income490/1€807€843▲
Equity and liabilities
Total equity and liabilities10/49€25k€57k▲
Equity10/15€12k€41k▲
Contributions10/11€3k€3k=
Reserves13€9k€38k▲
Distributable reserves133€9k€38k▲
Amounts payable17/49€12k€16k▲
Amounts payable within one year42/48€12k€16k▲
Financial debts43-€142
Credit institutions430/8-€142
Trade debts44€169€191▲
Suppliers440/4€169€191▲
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€10k€13k▲
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3€48-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8-€46
Gross operating margin9900€16k€41k▲
Operating profit (loss)9901€15k€38k▲
Financial charges65/66B€35€58▲
Recurring financial charges65€35€58▲
Profit (loss) for the period before taxes9903€15k€38k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€11k€30k▲
Profit (loss) for the period to be appropriated9905€11k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€30k▲
Transfer to equity691/2€9k€28k▲
To other reserves6921€9k€28k▲
Profit to be distributed694/7€2k€2k▼
Return on contributions (dividend)694€2k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 261980 ZemstGround area
594 m²
Building footprint
97 m²
Volume, LiDAR
658 m³
Parcel 23096C0633/00A002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Helderheid
since 20242.356.699.528
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096C0633/00A002 | Flanders | 594 m² | 1 · 97 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BZH SOLUTIONS
BE 0795.657.544
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Kilian Vincke
BE 0760.550.274
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HYBRIT
BE 0885.543.385
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PSYGNOSIS CONSULTING
BE 0473.040.195
Lier · Eq €41k
Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 14,936 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.