HELAL
ActiveHELAL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €128k. Its solvency ranks better than 83% of 16619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 7.58), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
84.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€131k
Total assets
€151k
Net result
€128k
Working capital
€131k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €151k
Equity
€131k
Debt
€20k
Debt finances 13.2% of the balance-sheet total.
Key figures and ratios
Solvency
86.8%
Current ratio
7.58
Quick ratio
7.58
Debt / equity
0.15
ROE
97.6%
ROA
84.7%
Debt
€20k
Debt ≤ 1 year
€20k
Income taxes
€32k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€151k
Current assets
29/58€151k
Amounts receivable within one year
40/41€39k
Cash & bank
54/58€112k
Total equity & liabilities
10/49€151k
Equity
10/15€131k
Contributions / capital
10/11€4k
Reserves
13€127k
Amounts payable
17/49€20k
Amounts payable within one year
42/48€20k
Trade debts payable within one year
44€1k
Income statement
Code2025
Gross operating margin
9900€161k
Operating result
9901€161k
Financial income
75€4
Financial charges
65€390
Result before taxes
9903€160k
Income taxes
67/77€32k
Net result for the period
9904€128k
Result to be appropriated
9905€128k
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
NETIXIS
BE 0886.872.384
Lasne · Eq €131k
STRICKS
BE 0864.408.372
Schaarbeek · Eq €131k
LVDV-PROJECTS
BE 0886.311.269
Soignies · Eq €131k
VIRSYS
BE 0476.324.438
Antwerpen · Eq €131k
Ariamis
BE 0804.304.402
Beerse · Eq €131k
Of 29,956 companies in sector 62200 we hold annual accounts for 18,057. 15,217 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-08-2026. Scores and ratios are computed by Checked and are not a credit decision.