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HEJO FRUIT

Active
Public limited companyfounded 200223 yrs activeSt.-Truidersteenweg 347, 3840 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0478.972.934
Summary

HEJO FRUIT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€77,462) and a net result of €30,624. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 6% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+99
Solvency0=
Growth85=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 0.11 in 2024; short-term debt: 191.7% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-91.7%
Return on assets
36.3%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 3163 sector peers (2025).
NBB · sector comparison
Position among 3163 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
21 d late
2023
26 d late
2022
46 d late
2021
30 d late
2020
30 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HEJO FRUIT was incorporated on 9 December 2002.1 Total assets went from EUR 91,886 in 2018 to EUR 84,429 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€38,674▲ 108%
2018 · €18,621
EBIT margin
91.2%▲ 155.6pp
2018 · -64.4%
Net result
€30,624
2024 · -€11,658
Working capital
-€130,575▲ 22.4%
2024 · -€168,202
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result-€20,295€1,219€24,822▲ 1,936%-€9,514€32,610
Net result-€23,741below the sector's middle half-€2,323within the sector's middle half▲ 90.2%€21,784within the sector's middle half-€11,658below the sector's middle half€30,624above the sector's middle half
EBIT margin
Equity-€115,889below the sector's middle half▼ 25.8%-€118,212below the sector's middle half▼ 2.0%-€96,428below the sector's middle half▲ 18.4%-€108,087below the sector's middle half▼ 12.1%-€77,462below the sector's middle half▲ 28.3%
Total assets€122,081below the sector's middle half▲ 4.1%€122,485below the sector's middle half▲ 0.3%€98,557below the sector's middle half▼ 19.5%€80,918below the sector's middle half▼ 17.9%€84,429below the sector's middle half▲ 4.3%
Debt€237,970▲ 13.6%€240,697▲ 1.1%€194,985▼ 19.0%€189,004▼ 3.1%€161,891▼ 14.3%
Working capital-€195,557below the sector's middle half▼ 17.1%-€192,333below the sector's middle half▲ 1.6%-€163,546below the sector's middle half▲ 15.0%-€168,202below the sector's middle half▼ 2.8%-€130,575below the sector's middle half▲ 22.4%
Solvency-94.9%below the sector's middle half▼ 16.4pp-96.5%below the sector's middle half▼ 1.6pp-97.8%below the sector's middle half▼ 1.3pp-133.6%below the sector's middle half▼ 35.7pp-91.7%below the sector's middle half▲ 41.8pp
Current ratio0.18below the sector's middle half▼ 0.020.20below the sector's middle half▲ 0.020.16below the sector's middle half▼ 0.040.11below the sector's middle half▼ 0.050.19below the sector's middle half▲ 0.08
Return on assets (ROA)-19.4%below the sector's middle half▼ 25.5pp-1.9%within the sector's middle half▲ 17.6pp22.1%above the sector's middle half▲ 24.0pp-14.4%below the sector's middle half▼ 36.5pp36.3%above the sector's middle half▲ 50.7pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000Operating result 2021: -€20,295-€20,295Net result 2021: -€23,741-€23,741Operating result 2022: €1,219€1,219Net result 2022: -€2,323-€2,323Operating result 2023: €24,822€24,822Net result 2023: €21,784€21,784Operating result 2024: -€9,514-€9,514Net result 2024: -€11,658-€11,658Operating result 2025: €32,610€32,610Net result 2025: €30,624€30,62420212022202320242025-€20,000€0€20,000€40,000Operating result 2023: €24,822€24,800Net result 2023: €21,784€21,800Operating result 2024: -€9,514-€9,510Net result 2024: -€11,658-€11,700Operating result 2025: €32,610€32,600Net result 2025: €30,624€30,600202320242025
The operating result returns to profit in 2025: €32,610 after a loss of €9,514 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84,429
Fixed assets €53,113 ▼ 11.6%
Current assets €31,316 ▲ 50.5%
Key figures and ratios
2025 value · change against 2024
EBITDA
€39,612▲
2024 · -€2,512
Cash flow
€37,627▲
2024 · -€4,656
Debt to equity
-2.09▼
2024 · -1.75
Interest coverage
19.95▲
2024 · -1.17
Debt ≤ 1 year
€161,891▼
2024 · €189,004
Staff costs
€1,962
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more
2.7% went bankrupt
5.3% stopped otherwise
92% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€80,918€84,429▲
Fixed assets21/28€60,115€53,113▼
Tangible fixed assets22/27€53,865€46,863▼
Land and buildings22€7,895€6,579▼
Other tangible fixed assets26€45,970€40,283▼
Financial fixed assets28€6,250€6,250=
Current assets29/58€20,802€31,316▲
Amounts receivable within one year40/41€20,802€21,686▲
Trade receivables40€17,554€19,896▲
Other amounts receivable41€3,249€1,790▼
Deferred charges and accrued income490/1-€9,630
Equity and liabilities
Total equity and liabilities10/49€80,918€84,429▲
Equity10/15-€108,087-€77,462▲
Contributions10/11€313,000€313,000=
Profit (loss) carried forward14-€421,087-€390,462▲
Amounts payable17/49€189,004€161,891▼
Amounts payable within one year42/48€189,004€161,891▼
Financial debts43€8,036-
Credit institutions430/8€8,036-
Trade debts44€11,635€14,360▲
Suppliers440/4€11,635€14,360▲
Taxes, remuneration and social security45€81-
Remuneration and social security454/9€81-
Other amounts payable47/48€169,252€147,531▼
Income statement Code20242025
Remuneration, social security and pensions62-€1,962
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,003€7,003=
Other operating charges640/8€570€1,077▲
Gross operating margin9900-€1,942€42,651▲
Operating profit (loss)9901-€9,514€32,610▲
Financial charges65/66B€2,144€1,985▼
Recurring financial charges65€2,144€1,985▼
Profit (loss) for the period before taxes9903-€11,658€30,624▲
Profit (loss) for the period9904-€11,658€30,624▲
Profit (loss) for the period to be appropriated9905-€11,658€30,624▲
Appropriation of the result
Profit (loss) to be appropriated9906-€421,087-€390,462▲
Profit (loss) brought forward from the previous period14P-€409,428-€421,087▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€760€4,415€11,042-€1,962-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,316€5,547€7,003€7,003€7,003=
Other operating charges640/8€271€489€1,017€570€1,077▲ 88.9%
Gross operating margin9900-€17,947€11,670€43,884-€1,942€42,651▲ 2,297%
Operating profit (loss)9901-€20,295€1,219€24,822-€9,514€32,610▲ 443%
Financial charges65/66B€3,446€3,542€3,038€2,144€1,985▼ 7.4%
Recurring financial charges65€3,446€3,542€3,038€2,144€1,985▼ 7.4%
Profit (loss) for the period before taxes9903-€23,741-€2,323€21,784-€11,658€30,624▲ 363%
Profit (loss) for the period9904-€23,741-€2,323€21,784-€11,658€30,624▲ 363%
Profit (loss) for the period to be appropriated9905-€23,741-€2,323€21,784-€11,658€30,624▲ 363%
Line20212022202320242025Change
Assets
Total assets20/58€122,081€122,485€98,557€80,918€84,429▲ 4.3%
Fixed assets21/28€79,667€74,121€67,118€60,115€53,113▼ 11.6%
Tangible fixed assets22/27€73,417€67,871€60,868€53,865€46,863▼ 13.0%
Land and buildings22€11,843€10,527€9,211€7,895€6,579▼ 16.7%
Other tangible fixed assets26€61,575€57,344€51,657€45,970€40,283▼ 12.4%
Financial fixed assets28€6,250€6,250€6,250€6,250€6,250=
Current assets29/58€42,413€48,364€31,439€20,802€31,316▲ 50.5%
Amounts receivable within one year40/41€42,413€48,364€31,439€20,802€21,686▲ 4.2%
Trade receivables40€39,689€42,706€30,254€17,554€19,896▲ 13.3%
Other amounts receivable41€2,725€5,658€1,185€3,249€1,790▼ 44.9%
Deferred charges and accrued income490/1----€9,630-
Equity and liabilities
Total equity and liabilities10/49€122,081€122,485€98,557€80,918€84,429▲ 4.3%
Equity10/15-€115,889-€118,212-€96,428-€108,087-€77,462▲ 28.3%
Contributions10/11€313,000€313,000€313,000€313,000€313,000=
Capital10€313,000€313,000----
Issued capital100€313,000€313,000----
Profit (loss) carried forward14-€428,889-€431,212-€409,428-€421,087-€390,462▲ 7.3%
Amounts payable17/49€237,970€240,697€194,985€189,004€161,891▼ 14.3%
Amounts payable within one year42/48€237,970€240,697€194,985€189,004€161,891▼ 14.3%
Current portion of amounts payable after more than one year42€0-----
Financial debts43€25,700€24,367€7,993€8,036--
Credit institutions430/8€25,700€24,367€7,993€8,036--
Trade debts44€32,340€30,815€29,109€11,635€14,360▲ 23.4%
Suppliers440/4€32,340€30,815€29,109€11,635€14,360▲ 23.4%
Taxes, remuneration and social security45€615€2,873€853€81--
Taxes450/3€615€2,740€772---
Remuneration and social security454/9-€133€81€81--
Other amounts payable47/48€179,315€182,641€157,030€169,252€147,531▼ 12.8%
Line20212022202320242025Change
Profit (loss) for the period9904-€23,741-€2,323€21,784-€11,658€30,624▲ 363%
+ Depreciation and write-downs630€1,316€5,547€7,003€7,003€7,003=
Operating cash flow (approximation)-€22,425€3,224€28,786-€4,656€37,627▲ 908%
Investment in fixed assets (approximation)-€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €30,624
Net result €30,624 after one loss-making year.
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial Back to profitnet €21,784
Net result €21,784 after 2 loss-making years.
15-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial Weakest financial yearnet -€23,741
Net result drops to -€23,741, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Back to profitnet €32,586
Net result €32,586 after one loss-making year.
22-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
10-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
943 m²
Building footprint
180 m²
Volume, LiDAR
925 m³
Parcel 73031C0303/00M000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
St.-Truidersteenweg 347, 3840 Tongeren-Borgloon
NACE 0112102
since 20032.126.562.375
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73031C0303/00M000 Flanders 943 m² 1 · 180 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Tongeren-Borgloon2.126.562.375
2 permissions
Loonwerker - gebruik gewasbeschermingsmiddelen · since 20-03-2024
Fruitteeltbedrijf · since 01-01-2006

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,341 companies in sector 01240 we hold annual accounts for 322. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded09-12-2002
Fiscal year end31-12
Activities, NACEBEL 2025
01240Growing of pome and stone fruits
E-invoicing
Reachable via Peppol
Peppol ID 0208:0478972934
Also 9925:BE0478972934
Registered 30-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.