Heins Metaalconstructies
ActiveThe computed 12-month bankruptcy probability of Heins Metaalconstructies is 1.7% (moderate). The 2025 annual accounts show equity of €39k and a net result of €24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 1902 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-6
Solvency52▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.19 in 2024; short-term debt: 51.4% and cash: 17.2% of total assets), but 73% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27%
Return on assets
16.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €39k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
20 d late
2023
1 d early
2022
on the day
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 74.4%
2024 · €23k
2021: €11k
2022: €4k
2023: €749
2024: €23k
2021 → 2025
Total assets
€145k▲ 41.8%
2024 · €103k
2021: €33k
2022: €51k
2023: €51k
2024: €103k
2021 → 2025
Net result
€24k▲ 9.1%
2024 · €22k
2021: €8k
2022: €-7k
2023: €-3k
2024: €22k
2021 → 2025
Working capital
€43k▲ 307%
2024 · €11k
2021: €6k
2022: €588
2023: €749
2024: €11k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€4k▼ 66.3%€749▼ 79.8%€23k▲ 2,908%€39k▲ 74.4%
Operating result€11k-€-7k€-2k▲ 76.6%€29k€32k▲ 11.4%
Net result€8k-€-7k€-3k▲ 59.5%€22k€24k▲ 9.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€28k▼ 24.6%
Current assets
€118k▲ 78.7%
Equity and liabilities €145k
Equity
€39k▲ 74.4%
Debt
€106k▲ 32.7%
The debt ratio falls from 78.0% to 73.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €37k
Cash flow
€33k▲
2024 · €30k
Solvency
27.0%▲
2024 · 22.0%
Current ratio
1.58▲
2024 · 1.19
Quick ratio
1.58▲
2024 · 1.19
Debt / equity
2.70▼
2024 · 3.55
ROE
60.5%▼
2024 · 96.7%
ROA
16.3%▼
2024 · 21.2%
Interest coverage
14.34▲
2024 · 11.40
Debt
€106k▲
2024 · €80k
Debt ≤ 1 year
€75k▲
2024 · €55k
Debt > 1 year
€31k▲
2024 · €25k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€145k▲
Fixed assets21/28€37k€28k▼
Tangible fixed assets22/27€37k€28k▼
Leasing and similar rights25€37k€28k▼
Current assets29/58€66k€118k▲
Amounts receivable after more than one year29€34k€48k▲
Other amounts receivable291€34k€48k▲
Amounts receivable within one year40/41€28k€45k▲
Trade receivables40€21k€40k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€4k€25k▲
Equity and liabilities
Total equity and liabilities10/49€103k€145k▲
Equity10/15€23k€39k▲
Contributions10/11€3k€3k=
Reserves13€20k€36k▲
Distributable reserves133€20k€36k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€80k€106k▲
Amounts payable after more than one year17€25k€31k▲
Financial debts170/4€25k€31k▲
Amounts payable within one year42/48€55k€75k▲
Current portion of amounts payable after more than one year42€6k€60k▲
Financial debts43€47k€0▼
Credit institutions430/8€2k€0▼
Other loans439€45k€0▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€347€5k▲
Taxes450/3€347€5k▲
Other amounts payable47/48€184€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€798€1k▲
Gross operating margin9900€38k€42k▲
Operating profit (loss)9901€29k€32k▲
Financial income75/76B€841€2k▲
Recurring financial income75€841€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€26k€31k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€22k€24k▲
Profit (loss) for the period to be appropriated9905€22k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€24k▲
Profit (loss) brought forward from the previous period14P€-10k€0▲
Transfer to equity691/2€12k€17k▲
To other reserves6921€12k€17k▲
Profit to be distributed694/7-€7k
Directors or managers695-€7k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €24k ▲9.1%
Operating result €32k, net result €24k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-7k ▼191%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koutermolenstraat 549111 Sint-NiklaasGround area
976 m²
Building footprint
238 m²
Volume, LiDAR
1,568 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heins Metaalconstructies
since 20212.316.797.983
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002C0509/00C002 | Flanders | 571 m² | 1 · 162 m² | 9.5 m · 2 fl. |
| 46002A0972/00S000 | Flanders | 405 m² | 1 · 76 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Amaxia
BE 0429.618.344
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A. ANTOINE
BE 0449.402.978
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Of 557 companies in sector 25999 we hold annual accounts for 351. 160 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2021
Fiscal year end31-12
Activities, NACEBEL
25999Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.