Summary
Heinmade is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2,594 and a net result of €94. Its solvency ranks better than 15% of 8074 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 8074 sector peers (2025).
NBB · sector comparisonPosition among 8074 sector peers
Solvency
better than 15%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€2,594
Net result
€94
Total assets
€32,335
Solvency
8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €32,335
Fixed assets
€645
Current assets
€31,690
Equity and liabilities €32,335
Equity
€2,594
Debt
€29,741
Debt finances 92.0% of the balance-sheet total.
Key figures and ratios
ROE
3.6%
ROA
0.3%
Debt ≤ 1 year
€29,741
Income taxes
€2,655
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €528 |
| Other operating charges640/8 | €562 |
| Gross operating margin9900 | €6,330 |
| Operating profit (loss)9901 | €5,240 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €2,491 |
| Recurring financial charges65 | €2,491 |
| Profit (loss) for the period before taxes9903 | €2,749 |
| Income taxes67/77 | €2,655 |
| Profit (loss) for the period9904 | €94 |
| Profit (loss) for the period to be appropriated9905 | €94 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €32,335 | |
| Fixed assets21/28 | €645 | |
| Tangible fixed assets22/27 | €645 | |
| Furniture and vehicles24 | €645 | |
| Current assets29/58 | €31,690 | |
| Amounts receivable within one year40/41 | €21,805 | |
| Trade receivables40 | €21,805 | |
| Cash at bank and in hand54/58 | €6,852 | |
| Deferred charges and accrued income490/1 | €3,033 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €32,335 | |
| Equity10/15 | €2,594 | |
| Contributions10/11 | €2,500 | |
| Reserves13 | €94 | |
| Distributable reserves133 | €94 | |
| Amounts payable17/49 | €29,741 | |
| Amounts payable within one year42/48 | €29,741 | |
| Trade debts44 | €2,500 | |
| Suppliers440/4 | €2,500 | |
| Taxes, remuneration and social security45 | €9,215 | |
| Taxes450/3 | €9,215 | |
| Other amounts payable47/48 | €18,026 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €94 |
| + Depreciation and write-downs630 | €528 |
| Operating cash flow (approximation) | €622 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2024
Ground area
711 m²
Building footprint
80 m²
Volume, LiDAR
406 m³
Parcel 13006B0543/00N000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heinmade
since 20242.363.799.730
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006B0543/00N000 | Flanders | 711 m² | 1 · 79 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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JUCHA
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GLOBAL PHARMA GROUP
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BMC INVEST
BE 1001.917.750
Deinze · Eq €2,600
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 2,080 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:1012499064
Also
9925:BE1012499064
Registered
28-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.