Financials
- Fiscal year
- 2025
- Total assets
- €472,877
- Profit
- €9
- Solvency
- 11.0%
Total assets▼ 2.7%
Net result
20182025
HEILU
ActiveSummary
HEILU has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,909 and a net result of €9. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Activity not known
Size
€472,877total assets 2025
- Equity
- €51,909
- Profit
- €9
Turnover not published (abridged schema)
Structure
Accounts 32 d early0 of 3 deeds read
Why 81- 2 of the last 3 late- No establishment unit in the KBO+ Size: total assets €472,877+ No main activity registeredShow the evidence
Checked score
Score 2025
81
/ 100
Excellent
Probability in this band: under 0.55%
Better than 45% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
36=
equity 11.0% of total assets
Liquidity
64+3
short-term debt 2.4% · cash 11.2%
Profitability
69=
return on assets 0.0%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.0%highest value
12-2024: 1.0%▼ -67.2% vs 11-2024
01-2025: 0.8%▼ -15.5% vs 12-2024
02-2025: 0.9%▲ +2.6% vs 01-2025
03-2025: 0.8%▼ -3.0% vs 02-2025
04-2025: 0.9%▲ +6.9% vs 03-2025
05-2025: 1.0%▲ +8.3% vs 04-2025
06-2025: 1.0%▲ +4.5% vs 05-2025
07-2025: 1.0%▲ +0.7% vs 06-2025
08-2025: 1.3%▲ +30.0% vs 07-2025
09-2025: 1.7%▲ +27.2% vs 08-2025
10-2025: 2.7%▲ +61.9% vs 09-2025
11-2025: 0.7%▼ -73.0% vs 10-2025
12-2025: 0.7%● 0.0% vs 11-2025
01-2026: 0.7%▲ +1.7% vs 12-2025
02-2026: 0.8%▲ +4.3% vs 01-2026
03-2026: 0.7%▼ -3.0% vs 02-2026
04-2026: 0.6%▼ -16.6% vs 03-2026
05-2026: 0.7%▲ +7.9% vs 04-2026
06-2026: 0.7%▲ +10.0% vs 05-2026
07-2026: 0.5%▼ -34.3% vs 06-2026lowest value
08-2026: 0.5%● 0.0% vs 07-2026lowest value
09-2026: 0.5%● 0.0% vs 08-2026lowest value
10-2026: 0.5%● 0.0% vs 09-2026lowest value
- Size: total assets €472,877 lowers the probability for this profile
- 2 of the last 3 late raises the probability
- No establishment unit in the KBO raises the probability
- No main activity registered lowers the probability
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 4.78 against 4.04 in 2024; short-term debt: 2.4% and cash: 11.2% of total assets), but 89% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 23%, liquidity 61%, profitability 47%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
61 d late
2023
86 d late
2022
78 d late
2021
64 d late
2020
19 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 31 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet €9 ▼45.3%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2017
- Next accounts
- by 31-07-2027
- 29-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 30-09-2025Annual accounts filed
Company details
- Legal form
- Private limited company
- Founded
- 07-07-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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