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HEIKO

Active
Private limited companyfounded 20242 yrs activeKleine Breedstraat 30, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1013.283.378
Summary

The computed 12-month bankruptcy probability of HEIKO is 1.6% (moderate). The 2025 annual accounts show negative equity (-€774) and a net result of -€3,774. Its solvency ranks better than 10% of 7814 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency17
Growth-
Track record67
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18; short-term debt: 108% and cash: 12.6% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-8%
Return on assets
-39%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 September 2024, HEIKO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€774
Total assets
€9,667
Net result
-€3,774
Working capital
-€8,569

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €9,667
Fixed assets €7,795
Current assets €1,872
Key figures and ratios
2025 value
EBITDA
-€1,807
Cash flow
-€2,259
Solvency
-8.0%
Current ratio
0.18
ROA
-39.0%
Interest coverage
-10.71
Debt
€10,441
Debt ≤ 1 year
€10,441
Income taxes
€301
Equity ratios withheld: equity of -€774 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€9,667
Fixed assets21/28€7,795
Tangible fixed assets22/27€7,795
Plant, machinery and equipment23€7,795
Current assets29/58€1,872
Amounts receivable within one year40/41€658
Other amounts receivable41€658
Cash at bank and in hand54/58€1,214
Equity and liabilities
Total equity and liabilities10/49€9,667
Equity10/15-€774
Contributions10/11€3,000
Profit (loss) carried forward14-€3,774
Amounts payable17/49€10,441
Amounts payable within one year42/48€10,441
Trade debts44€1,152
Suppliers440/4€1,152
Taxes, remuneration and social security45€4,011
Taxes450/3€338
Remuneration and social security454/9€3,673
Other amounts payable47/48€5,278
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,515
Other operating charges640/8€387
Gross operating margin9900-€1,420
Operating profit (loss)9901-€3,322
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€169
Recurring financial charges65€169
Profit (loss) for the period before taxes9903-€3,473
Income taxes67/77€301
Profit (loss) for the period9904-€3,774
Profit (loss) for the period to be appropriated9905-€3,774
Appropriation of the result
Profit (loss) to be appropriated9906-€3,774

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,515
Other operating charges640/8€387
Gross operating margin9900-€1,420
Operating profit (loss)9901-€3,322
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€169
Recurring financial charges65€169
Profit (loss) for the period before taxes9903-€3,473
Income taxes67/77€301
Profit (loss) for the period9904-€3,774
Profit (loss) for the period to be appropriated9905-€3,774
Line2025
Assets
Total assets20/58€9,667
Fixed assets21/28€7,795
Tangible fixed assets22/27€7,795
Plant, machinery and equipment23€7,795
Current assets29/58€1,872
Amounts receivable within one year40/41€658
Other amounts receivable41€658
Cash at bank and in hand54/58€1,214
Equity and liabilities
Total equity and liabilities10/49€9,667
Equity10/15-€774
Contributions10/11€3,000
Profit (loss) carried forward14-€3,774
Amounts payable17/49€10,441
Amounts payable within one year42/48€10,441
Trade debts44€1,152
Suppliers440/4€1,152
Taxes, remuneration and social security45€4,011
Taxes450/3€338
Remuneration and social security454/9€3,673
Other amounts payable47/48€5,278
Line2025
Profit (loss) for the period9904-€3,774
+ Depreciation and write-downs630€1,515
Operating cash flow (approximation)-€2,259

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
969 m²
Building footprint
261 m²
Volume, LiDAR
1,588 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HEIKO
Pastoor De Meerleerstraat 112, 9100 Sint-NiklaasRetail trade
since 20242.363.632.256
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46442C0570/00F003 Flanders 687 m² 1 · 105 m² 9.9 m · 2 fl.
46444D0748/00Z007 Flanders 282 m² 1 · 156 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
79120Travel agency, tour operator and other reservation service and related activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013283378
Also 9925:BE1013283378
Registered 08-09-2024

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.