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HEERLEIN

Active Risk: not assessed
Private limited companyfounded 2015active for 11 yearsRue du Village 130, 7390 Quaregnon, BelgiumKBO/BCE: BE 0641.662.918

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 28-07-2026 at the NBB all 10 filings

Equity
€498,958▲ 37.1%
2024 · €363,865
Net result
€135,093▲ 15.6%
2024 · €116,823
Total assets
€926,656▲ 10.0%
2024 · €842,703
Solvency
53.8%▲ 10.7pp
2024 · 43.2%
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is 9% higher than in 2024 and the highest since 2021. It is the fourth rise in a row.

Operating result€206,040 2025 Net result€135,093 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€30,460-€50,845▲ 66.9%€42,012▼ 17.4%€49,583▲ 18.0%€94,555▲ 90.7%€96,410▲ 2.0%€189,165▲ 96.2%€206,040▲ 8.9%
Net result€17,948-€32,253▲ 79.7%€25,353within the sector's middle half▼ 21.4%€31,299within the sector's middle half▲ 23.5%€65,109within the sector's middle half▲ 108%€55,781within the sector's middle half▼ 14.3%€116,823above the sector's middle half▲ 109%€135,093above the sector's middle half▲ 15.6%
Equity€61,489-€84,224▲ 37.0%€109,577within the sector's middle half▲ 30.1%€135,893within the sector's middle half▲ 24.0%€191,261within the sector's middle half▲ 40.7%€247,042within the sector's middle half▲ 29.2%€363,865above the sector's middle half▲ 47.3%€498,958above the sector's middle half▲ 37.1%
Total assets€457,145-€452,178▼ 1.1%€433,738within the sector's middle half▼ 4.1%€415,390within the sector's middle half▼ 4.2%€509,248within the sector's middle half▲ 22.6%€821,616above the sector's middle half▲ 61.3%€842,703above the sector's middle half▲ 2.6%€926,656above the sector's middle half▲ 10.0%
Debt€395,656-€367,953▼ 7.0%€324,161▼ 11.9%€279,497▼ 13.8%€317,987▲ 13.8%€574,574▲ 80.7%€478,838▼ 16.7%€427,698▼ 10.7%
Working capital€26,229-€43,603▲ 66.2%€60,267within the sector's middle half▲ 38.2%€85,568within the sector's middle half▲ 42.0%€127,910within the sector's middle half▲ 49.5%€75,147within the sector's middle half▼ 41.3%€241,048above the sector's middle half▲ 221%€408,981above the sector's middle half▲ 69.7%
Solvency13.5%-18.6%▲ 5.2pp25.3%within the sector's middle half▲ 6.6pp32.7%within the sector's middle half▲ 7.5pp37.6%within the sector's middle half▲ 4.8pp30.1%within the sector's middle half▼ 7.5pp43.2%within the sector's middle half▲ 13.1pp53.8%within the sector's middle half▲ 10.7pp
Current ratio1.28-1.39▲ 0.111.54within the sector's middle half▲ 0.151.81within the sector's middle half▲ 0.271.93within the sector's middle half▲ 0.131.41within the sector's middle half▼ 0.522.08within the sector's middle half▲ 0.663.02within the sector's middle half▲ 0.95
Return on assets (ROA)3.9%-7.1%▲ 3.2pp5.8%within the sector's middle half▼ 1.3pp7.5%within the sector's middle half▲ 1.7pp12.8%within the sector's middle half▲ 5.3pp6.8%within the sector's middle half▼ 6.0pp13.9%within the sector's middle half▲ 7.1pp14.6%within the sector's middle half▲ 0.7pp
Staff (FTE)1.6-1.8▲ 12.5%1.8below the sector's middle half=1.8=1.8=2.7▲ 50.0%5.1
above within below The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €926,656
Fixed assets €315,636 ▼ 16.5%
Current assets €611,020 ▲ 31.4%
Equity and liabilities €926,656
Equity €498,958 ▲ 37.1%
Debt €427,698 ▼ 10.7%
Debt's share of the balance-sheet total falls from 56.8% to 46.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
27.1%▼
2024 · 32.1%
Debt ≤ 1 year
€202,039▼
2024 · €223,867
Debt > 1 year
€219,846▼
2024 · €254,142
Income taxes
€60,268▲
2024 · €52,358
Staff costs
€249,320▲
2024 · €206,810
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202131-12-202231-12-202331-12-2025
Employees at the balance-sheet date2245
full-time1112
part-time1133
in full-time equivalents1.81.83.34.3
Average over the year, in full-time equivalents1.81.82.75.1
On a permanent contract2245
Joined--21
Left--01
Training hours---1,155

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets€1,388€51,049€36,950€2,085€5,553
Intangible fixed assets--€342,000--
Depreciation and write-downs of the year€28,772€30,635€58,904€68,051€67,704

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as HEERLEIN: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €905,000 and €1m, founded between 2014 and 2016.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
HEERLEIN Quaregnon2015€0.9m€0.5m€0.5m€0.1m-2025
Zakenkantoor Katleen Willems Halle2015€1.0m€0.7m€0.5m€0.1m-2025
Isabelle Hannes Geel2016€0.9m€0.4m€0.6m€0.1m3.12025
SCHEPERS Halen2015€1.0m€0.9m€0.5m€0.05m-2025
Nauwelaerts&Partners Duffel2014€1.0m€0.3m€0.5m€0.03m82025
Kantoor Janssens Aarschot2014€1.0m€0.4m€0.5m€0.2m2.22025
LEIEBAKEN Zulte2016€0.9m€0.02m€0.4m€913.82025

They were chosen from the 1,171 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines

Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€842,703€926,656▲
Fixed assets21/28€377,788€315,636▼
Intangible fixed assets21€309,243€252,143▼
Tangible fixed assets22/27€68,545€63,493▼
Land and buildings22€0-
Plant, machinery and equipment23€66,492€61,907▼
Furniture and vehicles24€2,052€1,586▼
Current assets29/58€464,915€611,020▲
Amounts receivable within one year40/41€58,119€75,601▲
Trade receivables40€57,737€66,966▲
Other amounts receivable41€382€8,636▲
Current investments50/53€295,000€2,100▼
Cash at bank and in hand54/58€89,132€514,482▲
Deferred charges and accrued income490/1€22,664€18,836▼
Equity and liabilities
Total equity and liabilities10/49€842,703€926,656▲
Equity10/15€363,865€498,958▲
Contributions10/11€45,000€45,000=
Reserves13€318,865€453,958▲
Distributable reserves133€318,865€453,958▲
Amounts payable17/49€478,838€427,698▼
Amounts payable after more than one year17€254,142€219,846▼
Financial debts170/4€254,142€219,846▼
Amounts payable within one year42/48€223,867€202,039▼
Current portion of amounts payable after more than one year42€106,329€90,210▼
Trade debts44€30,811€23,538▼
Suppliers440/4€30,811€23,538▼
Taxes, remuneration and social security45€55,763€69,653▲
Taxes450/3€12,409€25,645▲
Remuneration and social security454/9€43,353€44,008▲
Other amounts payable47/48€30,964€18,638▼
Accrued charges and deferred income492/3€829€5,812▲
Income statement Code20242025
Remuneration, social security and pensions62€206,810€249,320▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68,051€67,704▼
Other operating charges640/8€6,310€1,674▼
Gross operating margin9900€470,336€524,739▲
Operating profit (loss)9901€189,165€206,040▲
Financial income75/76B€2,452€8,942▲
Recurring financial income75€2,452€8,942▲
Financial charges65/66B€22,436€19,621▼
Recurring financial charges65€22,436€19,621▼
Profit (loss) for the period before taxes9903€169,181€195,361▲
Income taxes67/77€52,358€60,268▲
Profit (loss) for the period9904€116,823€135,093▲
Profit (loss) for the period to be appropriated9905€116,823€135,093▲
Appropriation of the result
Profit (loss) to be appropriated9906€116,823€135,093▲
Transfer to equity691/2€116,823€135,093▲
To other reserves6921€116,823€135,093▲

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20182019202020212022202320242025Change
Non-recurring operating income76A---€17,456-----
Remuneration, social security and pensions62---€53,720€78,749€170,984€206,810€249,320▲ 20.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41,733€39,423€39,603€28,772€30,635€58,904€68,051€67,704▼ 0.5%
Other operating charges640/8---€5,933€3,729€5,018€6,310€1,674▼ 73.5%
Gross operating margin9900€150,440€185,530€153,068€138,007€207,668€331,316€470,336€524,739▲ 11.6%
Operating profit (loss)9901€30,460€50,845€42,012€49,583€94,555€96,410€189,165€206,040▲ 8.9%
Financial income75/76B---€5--€2,452€8,942▲ 265%
Recurring financial income75€63€94€25€5--€2,452€8,942▲ 265%
Financial charges65/66B---€6,373€6,094€18,226€22,436€19,621▼ 12.5%
Recurring financial charges65€5,517€4,905€4,506€6,373€6,094€18,226€22,436€19,621▼ 12.5%
Profit (loss) for the period before taxes9903€25,006€46,034€37,532€43,215€88,461€78,184€169,181€195,361▲ 15.5%
Income taxes67/77€7,058€13,781€12,179€11,916€23,352€22,403€52,358€60,268▲ 15.1%
Profit (loss) for the period9904€17,948€32,253€25,353€31,299€65,109€55,781€116,823€135,093▲ 15.6%
Profit (loss) for the period to be appropriated9905€17,948€32,253€25,353€31,299€65,109€55,781€116,823€135,093▲ 15.6%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€457,145€452,178€433,738€415,390€509,248€821,616€842,703€926,656▲ 10.0%
Fixed assets21/28€336,803€297,380€261,701€223,773€244,187€564,234€377,788€315,636▼ 16.5%
Intangible fixed assets21€160,300€137,400€114,500€91,600€68,700€366,343€309,243€252,143▼ 18.5%
Tangible fixed assets22/27€176,503€159,980€147,201€132,173€175,487€197,891€68,545€63,493▼ 7.4%
Land and buildings22---€126,818€122,955€119,091€0--
Plant, machinery and equipment23---€2,959€44,600€73,861€66,492€61,907▼ 6.9%
Furniture and vehicles24---€2,396€7,932€4,938€2,052€1,586▼ 22.7%
Current assets29/58€120,342€154,798€172,038€191,617€265,061€257,382€464,915€611,020▲ 31.4%
Amounts receivable within one year40/41€25,284€32,674€29,517€30,512€29,313€52,439€58,119€75,601▲ 30.1%
Trade receivables40---€29,372€25,973€49,942€57,737€66,966▲ 16.0%
Other amounts receivable41---€1,140€3,341€2,497€382€8,636▲ 23×
Current investments50/53------€295,000€2,100▼ 99.3%
Cash at bank and in hand54/58€94,131€122,123€142,521€161,105€216,579€181,813€89,132€514,482▲ 477%
Deferred charges and accrued income490/1----€19,168€23,130€22,664€18,836▼ 16.9%
Equity and liabilities
Total equity and liabilities10/49€457,145€452,178€433,738€415,390€509,248€821,616€842,703€926,656▲ 10.0%
Equity10/15€61,489€84,224€109,577€135,893€191,261€247,042€363,865€498,958▲ 37.1%
Contributions10/11€45,000€45,000-€45,000€45,000€45,000€45,000€45,000=
Reserves13€16,489€39,224€64,577€90,893€146,261€202,042€318,865€453,958▲ 42.4%
Non-distributable reserves130/1---€4,500€4,500€0---
Reserves not available under the articles1311---€4,500€4,500€0---
Distributable reserves133---€86,393€141,761€202,042€318,865€453,958▲ 42.4%
Profit (loss) carried forward14---€0-€0---
Amounts payable17/49€395,656€367,953€324,161€279,497€317,987€574,574€478,838€427,698▼ 10.7%
Amounts payable after more than one year17€301,543€256,759€211,890€172,948€180,337€391,838€254,142€219,846▼ 13.5%
Financial debts170/4---€172,948€180,337€391,838€254,142€219,846▼ 13.5%
Amounts payable within one year42/48€94,113€111,195€111,771€106,049€137,150€182,235€223,867€202,039▼ 9.8%
Current portion of amounts payable after more than one year42---€46,311€63,473€83,180€106,329€90,210▼ 15.2%
Trade debts44€14,765€10,369€11,376€14,274€14,526€22,417€30,811€23,538▼ 23.6%
Suppliers440/4---€14,274€14,526€22,417€30,811€23,538▼ 23.6%
Taxes, remuneration and social security45---€19,635€27,050€45,458€55,763€69,653▲ 24.9%
Taxes450/3---€5,725€9,252€9,383€12,409€25,645▲ 107%
Remuneration and social security454/9---€13,910€17,797€36,076€43,353€44,008▲ 1.5%
Other amounts payable47/48---€25,829€32,102€31,180€30,964€18,638▼ 39.8%
Accrued charges and deferred income492/3---€500€500€500€829€5,812▲ 601%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€17,948€32,253€25,353€31,299€65,109€55,781€116,823€135,093▲ 15.6%
+ Depreciation and write-downs630€41,733€39,423€39,603€28,772€30,635€58,904€68,051€67,704▼ 0.5%
Operating cash flow (approximation)€59,682€71,676€64,956€60,070€95,744€114,685€184,873€202,797▲ 9.7%
Investment in fixed assets (approximation)-€0-€3,923€9,156-€51,049-€378,950€118,395-€5,553-
Change in cash-€27,992€20,398€18,584€55,474-€34,766-€92,681€425,350-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (10)
Financial year Type Filed Reference Document
31-12-2025 micro format 28-07-2026 2026-00339821 NBB
31-12-2024 micro format 23-06-2025 2025-00161872 PDF
31-12-2023 micro format 17-07-2024 2024-00252317 PDF
31-12-2022 micro format 19-07-2023 2023-00248757 PDF
31-12-2021 micro format 14-07-2022 2022-20192588 PDF
31-12-2020 full format 05-08-2021 2021-46500142 PDF
31-12-2019 full format 28-07-2020 2020-36100555 PDF
31-12-2018 full format 05-07-2019 2019-29600489 PDF
31-12-2017 full format 06-08-2018 2018-43800252 PDF
31-12-2016 full format 12-07-2017 2017-30600412 PDF

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