HEDIPA
ActiveSummary
HEDIPA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€132,050) and a net result of -€529. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.65 against 0.65 in 2024; short-term debt: 153.4% and cash: 0.3% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-53.4%
Return on assets
-0.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€132,050
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
140 d late
2023
230 d late
2022
84 d late
2021
113 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 103 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
-€132,050▼ 0.4%
2024 · -€131,521
Total assets
€247,157▲ 0.4%
2024 · €246,250
Net result
-€529▼ 130%
2024 · -€230
Working capital
-€132,050▼ 0.4%
2024 · -€131,521
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€6,772▼ 635%-€4,648▲ 31.4%-€8,919▼ 91.9%-€180▲ 98.0%-€529▼ 194%
Net result-€7,142below the sector's middle half▼ 334%-€4,689below the sector's middle half▲ 34.3%-€8,980below the sector's middle half▼ 91.5%-€230within the sector's middle half▲ 97.4%-€529within the sector's middle half▼ 130%
Equity-€117,622below the sector's middle half▼ 6.5%-€122,311below the sector's middle half▼ 4.0%-€131,291below the sector's middle half▼ 7.3%-€131,521below the sector's middle half▼ 0.2%-€132,050below the sector's middle half▼ 0.4%
Total assets€285,643within the sector's middle half▼ 32.1%€248,118within the sector's middle half▼ 13.1%€246,021within the sector's middle half▼ 0.8%€246,250within the sector's middle half▲ 0.1%€247,157within the sector's middle half▲ 0.4%
Debt€403,265▼ 24.1%€370,429▼ 8.1%€377,312▲ 1.9%€377,771▲ 0.1%€379,207▲ 0.4%
Working capital-€127,119▼ 1.8%-€127,059=-€131,291▼ 3.3%-€131,521▼ 0.2%-€132,050▼ 0.4%
Solvency-41.2%below the sector's middle half▼ 14.9pp-49.3%below the sector's middle half▼ 8.1pp-53.4%below the sector's middle half▼ 4.1pp-53.4%below the sector's middle half=-53.4%below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €529 in 2025 against €180 in 2024; the loss grows.
Key figures and ratios
Current ratio
0.65=
2024 · 0.65
Quick ratio
0.02▲
2024 · 0.02
Debt to equity
-2.87=
2024 · -2.87
ROA
-0.2%▼
2024 · -0.1%
Debt ≤ 1 year
€379,207▲
2024 · €377,771
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,799 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
5.9%
stopped otherwise
90%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €35 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,841 | €4,749 | €4,749 | - | - | - |
| Other operating charges640/8 | €3,815 | €348 | €384 | - | - | - |
| Gross operating margin9900 | €1,884 | €448 | -€3,786 | -€180 | -€529 | ▼ 194% |
| Operating profit (loss)9901 | -€6,772 | -€4,648 | -€8,919 | -€180 | -€529 | ▼ 194% |
| Financial income75/76B | €13 | €2 | - | - | - | - |
| Recurring financial income75 | €13 | €2 | - | - | - | - |
| Financial charges65/66B | €36 | €43 | €61 | €50 | €0 | ▼ 99.3% |
| Recurring financial charges65 | €36 | €43 | €61 | €50 | €0 | ▼ 99.3% |
| Profit (loss) for the period before taxes9903 | -€6,796 | -€4,689 | -€8,980 | -€230 | -€529 | ▼ 130% |
| Income taxes67/77 | €346 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€7,142 | -€4,689 | -€8,980 | -€230 | -€529 | ▼ 130% |
| Profit (loss) for the period to be appropriated9905 | -€7,142 | -€4,689 | -€8,980 | -€230 | -€529 | ▼ 130% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €285,643 | €248,118 | €246,021 | €246,250 | €247,157 | ▲ 0.4% |
| Fixed assets21/28 | €9,497 | €4,749 | - | - | - | - |
| Tangible fixed assets22/27 | €9,497 | €4,749 | - | - | - | - |
| Furniture and vehicles24 | €9,497 | €4,749 | - | - | - | - |
| Current assets29/58 | €276,145 | €243,370 | €246,021 | €246,250 | €247,157 | ▲ 0.4% |
| Stocks and contracts in progress3 | €239,754 | €239,754 | €239,754 | €239,754 | €239,754 | = |
| Stocks30/36 | €239,754 | €239,754 | €239,754 | €239,754 | €239,754 | = |
| Amounts receivable within one year40/41 | €1,335 | €3,591 | €6,208 | €6,387 | €6,773 | ▲ 6.0% |
| Trade receivables40 | - | €1,956 | €4,171 | €4,171 | €4,171 | = |
| Other amounts receivable41 | €1,335 | €1,635 | €2,037 | €2,216 | €2,602 | ▲ 17.4% |
| Cash at bank and in hand54/58 | €35,057 | €25 | €59 | €109 | €629 | ▲ 478% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €285,643 | €248,118 | €246,021 | €246,250 | €247,157 | ▲ 0.4% |
| Equity10/15 | -€117,622 | -€122,311 | -€131,291 | -€131,521 | -€132,050 | ▼ 0.4% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €914 | €914 | €914 | €914 | €914 | = |
| Non-distributable reserves130/1 | €914 | €914 | €914 | €914 | €914 | = |
| Reserves not available under the articles1311 | €914 | €914 | €914 | €914 | €914 | = |
| Profit (loss) carried forward14 | -€137,128 | -€141,817 | -€150,797 | -€151,027 | -€151,557 | ▼ 0.4% |
| Amounts payable17/49 | €403,265 | €370,429 | €377,312 | €377,771 | €379,207 | ▲ 0.4% |
| Amounts payable within one year42/48 | €403,265 | €370,429 | €377,312 | €377,771 | €379,207 | ▲ 0.4% |
| Trade debts44 | - | €1,871 | €5,019 | €5,038 | €4,924 | ▼ 2.3% |
| Suppliers440/4 | - | €1,871 | €5,019 | €5,038 | €4,924 | ▼ 2.3% |
| Taxes, remuneration and social security45 | €636 | €327 | - | - | - | - |
| Taxes450/3 | €636 | €327 | - | - | - | - |
| Other amounts payable47/48 | €402,629 | €368,232 | €372,293 | €372,733 | €374,283 | ▲ 0.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,142 | -€4,689 | -€8,980 | -€230 | -€529 | ▼ 130% |
| + Depreciation and write-downs630 | €4,841 | €4,749 | €4,749 | - | - | - |
| Operating cash flow (approximation) | -€2,301 | €60 | -€4,232 | -€230 | -€529 | ▼ 130% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | -€35,032 | €34 | €50 | €520 | ▲ 941% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 140 days late
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 230 days late
2023
31-12
Financial
Weakest financial yearnet -€8,980
Net result drops to -€8,980, the lowest in the series; recovery starts the following year.
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 84 days late
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 113 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 77 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 133 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aiseau-Presles · 1 establishment unit since 2002
Ground area
3,419 m²
Building footprint
380 m²
Volume, LiDAR
2,497 m³
2 parcels, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Sablières 252, 6200 Châtelet
since 20022.113.011.079
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52012B0247/02E002 | Wallonia | 2,330 m² | 1 · 201 m² | 10.4 m · 3 fl. |
| 52002B0464/00N000 | Wallonia | 1,089 m² | 1 · 178 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,664 companies in sector 47811 we hold annual accounts for 5,226. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-12-1993
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0451819862
Also
9925:BE0451819862
Registered
23-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.