HEBELEX has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.70M and a net result of €676. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 95% of 8636 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
35 d early
2023
34 d early
2022
32 d late
2021
18 d early
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.70M=
2024 · €1.70M
2018: €1.58M
2019: €1.61M
2020: €1.58M
2021: €1.55M
2022: €1.63M
2023: €1.72M
2024: €1.70M
2018 → 2025
Total assets
€1.70M▼ 0.4%
2024 · €1.71M
2018: €1.60M
2019: €1.62M
2020: €1.59M
2021: €1.56M
2022: €1.65M
2023: €1.73M
2024: €1.71M
2018 → 2025
Net result
€676
2024 · €-26k
2018: €-1k
2019: €22k
2020: €-30k
2021: €-23k
2022: €75k
2023: €96k
2024: €-26k
2018 → 2025
Working capital
€391k▲ 2.6%
2024 · €381k
2018: €262k
2019: €298k
2020: €281k
2021: €271k
2022: €304k
2023: €409k
2024: €381k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.55M-€1.63M▲ 4.8%€1.72M▲ 5.9%€1.70M▼ 1.5%€1.70M=
Operating result€-23k-€25k€-29k€-25k▲ 11.6%€-29k▼ 14.6%
Net result€-23k-€75k€96k▲ 29.2%€-26k€676
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29k in 2025 against €25k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.70M
Fixed assets
€1.31M▼ 0.7%
Current assets
€391k▲ 0.7%
Equity and liabilities €1.70M
Equity
€1.70M=
Debt
€293▼ 96.1%
The debt ratio falls from 0.4% to 0.0%. Debt is lower.
Key figures and ratios
Solvency
100.0%▲
2024 · 99.6%
ROE
0.0%▲
2024 · -1.5%
ROA
0.0%▲
2024 · -1.5%
Debt
€293▼
2024 · €8k
Debt ≤ 1 year
€293▼
2024 · €8k
Income taxes
€176▲
2024 · €174
Staff costs
€27k▼
2024 · €27k
A ratio outside any meaningful range has been withheld (balance sheet total €1.70M, equity €1.70M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.71M€1.70M▼
Fixed assets21/28€1.32M€1.31M▼
Tangible fixed assets22/27€35k€26k▼
Furniture and vehicles24€35k€26k▼
Financial fixed assets28€1.28M€1.28M=
Current assets29/58€389k€391k▲
Amounts receivable within one year40/41€17k€59k▲
Trade receivables40€15k€27k▲
Other amounts receivable41€2k€32k▲
Current investments50/53€295k€295k=
Cash at bank and in hand54/58€77k€36k▼
Deferred charges and accrued income490/1€363€380▲
Equity and liabilities
Total equity and liabilities10/49€1.71M€1.70M▼
Equity10/15€1.70M€1.70M=
Contributions10/11€12k€12k=
Reserves13€1.69M€1.69M=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.68M€1.69M=
Amounts payable17/49€8k€293▼
Amounts payable within one year42/48€8k€293▼
Trade debts44€257€117▼
Suppliers440/4€257€117▼
Taxes, remuneration and social security45€7k€177▼
Taxes450/3€4k€176▼
Remuneration and social security454/9€3k€1▼
Income statement
Code20242025
Remuneration, social security and pensions62€27k€27k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€9k▲
Other operating charges640/8€180€404▲
Non-recurring operating charges66A€5k-
Gross operating margin9900€9k€7k▼
Operating profit (loss)9901€-25k€-29k▼
Financial income75/76B-€30k
Recurring financial income75-€30k
Financial charges65/66B€44€45▲
Recurring financial charges65€44€45▲
Profit (loss) for the period before taxes9903€-25k€852▲
Income taxes67/77€174€176▲
Profit (loss) for the period9904€-26k€676▲
Profit (loss) for the period to be appropriated9905€-26k€676▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€676▲
Transfer from equity791/2€26k-
Transfer to equity691/2-€676
To other reserves6921-€676
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €676
Net result €676 after one loss-making year.
31-12
Financial
Liquidity times 26current ratio 1333.15
Current ratio from 51.69 to 1333.15; short-term debt falls from €8k to €293.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €96k ▲29.2%
Net result €96k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 40.01
Current ratio from 18.45 to 40.01; short-term debt falls from €17k to €10k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €75k
Net result €75k after 2 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-30k ▼234%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Merodelaan 743620 LanakenGround area
1,728 m²
Building footprint
764 m²
Volume, LiDAR
8,317 m³
Parcel 73042D0495/00P004, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
de Merodelaan 74, 3620 Lanaken
since 19992.090.692.666
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73042D0495/00P004 | Flanders | 1,728 m² | 1 · 764 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 22,019 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-1998
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74142
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.