Summary
HEB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €74,407 and a net result of €42,475. Its solvency ranks better than 47% of 8061 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€74,407▲ 133%
2024 · €31,931
Net result
€42,475▲ 44.3%
2024 · €29,431
Total assets
€154,119▲ 199%
2024 · €51,529
Solvency
48.3%▼ 13.7pp
2024 · 62.0%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€40,527-€63,175▲ 55.9%
Net result€29,431-€42,475▲ 44.3%
Equity€31,931-€74,407▲ 133%
Total assets€51,529-€154,119▲ 199%
Debt€19,598-€41,912▲ 114%
Working capital€25,107-€106,754▲ 325%
Solvency62.0%-48.3%▼ 13.7pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 56% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154,119
Fixed assets
€6,824 =
Current assets
€147,295 ▲ 229%
Equity and liabilities €154,119
Equity
€74,407 ▲ 133%
Provisions
€37,800
Debt
€41,912 ▲ 114%
Debt's share of the balance-sheet total falls from 38.0% to 27.2%. Equity and debt are higher.
Key figures and ratios
ROE
57.1%▼
2024 · 92.2%
ROA
27.6%▼
2024 · 57.1%
Debt ≤ 1 year
€40,541▲
2024 · €19,598
Income taxes
€20,676▲
2024 · €11,095
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €37,800 | - |
| Other operating charges640/8 | - | €20 | - |
| Gross operating margin9900 | €40,527 | €100,995 | ▲ 149% |
| Operating profit (loss)9901 | €40,527 | €63,175 | ▲ 55.9% |
| Financial income75/76B | - | €136 | - |
| Recurring financial income75 | - | €136 | - |
| Financial charges65/66B | - | €160 | - |
| Recurring financial charges65 | - | €160 | - |
| Profit (loss) for the period before taxes9903 | €40,527 | €63,151 | ▲ 55.8% |
| Income taxes67/77 | €11,095 | €20,676 | ▲ 86.3% |
| Profit (loss) for the period9904 | €29,431 | €42,475 | ▲ 44.3% |
| Profit (loss) for the period to be appropriated9905 | €29,431 | €42,475 | ▲ 44.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €51,529 | €154,119 | ▲ 199% |
| Fixed assets21/28 | €6,824 | €6,824 | = |
| Financial fixed assets28 | €6,824 | €6,824 | = |
| Current assets29/58 | €44,705 | €147,295 | ▲ 229% |
| Amounts receivable within one year40/41 | €18,729 | €85,768 | ▲ 358% |
| Trade receivables40 | €18,729 | €22,732 | ▲ 21.4% |
| Other amounts receivable41 | - | €63,036 | - |
| Cash at bank and in hand54/58 | €25,976 | €61,526 | ▲ 137% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €51,529 | €154,119 | ▲ 199% |
| Equity10/15 | €31,931 | €74,407 | ▲ 133% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Reserves13 | €29,430 | €29,430 | = |
| Distributable reserves133 | €29,430 | €29,430 | = |
| Profit (loss) carried forward14 | €1 | €42,477 | ▲ 3,371,056% |
| Provisions and deferred taxes16 | - | €37,800 | - |
| Provisions for liabilities and charges160/5 | - | €37,800 | - |
| Other liabilities and charges164/5 | - | €37,800 | - |
| Amounts payable17/49 | €19,598 | €41,912 | ▲ 114% |
| Amounts payable within one year42/48 | €19,598 | €40,541 | ▲ 107% |
| Trade debts44 | €1,708 | €4,081 | ▲ 139% |
| Suppliers440/4 | €1,708 | €4,081 | ▲ 139% |
| Taxes, remuneration and social security45 | €17,604 | €34,541 | ▲ 96.2% |
| Taxes450/3 | €17,604 | €34,541 | ▲ 96.2% |
| Other amounts payable47/48 | €286 | €1,919 | ▲ 571% |
| Accrued charges and deferred income492/3 | - | €1,371 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €29,431 | €42,475 | ▲ 44.3% |
| Operating cash flow (approximation) | €29,431 | €42,475 | ▲ 44.3% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €35,550 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Ground area
813 m²
Building footprint
344 m²
Volume, LiDAR
2,376 m³
Parcel 44809I0585/00E002, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
HEB
since 20232.354.352.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0585/00E002 | Flanders | 813 m² | 1 · 344 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845006389D4F7CF6038
Similar companies · same sector, comparable size
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,771. 11,564 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-12-2023
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
63920Other information service activities
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.