Financials
- Financial year
- 2025
- Total assets
- €35,112
- Profit
- €22,851
- Solvency
- 73.6%
Heart4Quality
ActiveSummary
Heart4Quality has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,851 and a net result of €22,851. Its solvency ranks better than 70% of 39,152 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200
1 site
Size
≈ €86,000turnover 2025, estimated
- Equity
- €25,851
- Profit
- €22,851
Turnover estimated from the gross margin
Why 97raises riskFounded in 2025lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 3.47, cash €18,672Equity €25,851 (73.6% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 79% of its sector peers (NACE 70, micro)
Financial strength
Strong
Solvency
99
equity 73.6% of total assets
Liquidity
90
short-term debt 26.4% · cash 53.2%
Profitability
100
return on assets 65.1%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 0.4%
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.47, above the usual 1.5; short-term debt: 26.4% and cash: 53.2% of total assets), and 26.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 70% on solvency, 83% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: HAVENEERS Els (sole director)…
Key points
By topic
Board & ownership
- Board
- 1 member
- HAVENEERS ElsDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 30-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 14
- Who signs
- Each director alone
- Annual meeting
- First Monday of June at 20:00
- Purpose
- “Ontwikkelen,opstellen,controleren,implementeren,evalueren,opvolgen en optimaliseren van…” (deed in Dutch)
Key facts about Heart4Quality
- What is the company number of Heart4Quality?
- 1022.870.443. In Belgium the VAT number is the company number with BE in front: BE 1022.870.443.
- Where is Heart4Quality based?
- The registered office is at Makelstraat 58, 2431 Laakdal.Company details
- What does Heart4Quality do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Heart4Quality?
- Private limited company (BV).
- When was Heart4Quality founded?
- On 30-04-2025.
- Is Heart4Quality still active?
- Yes, Heart4Quality is an active enterprise in the KBO register.
- What is the turnover of Heart4Quality?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Heart4Quality profitable?
- In financial year 2025, Heart4Quality made a profit of €22,851.
- Where can I find the annual accounts of Heart4Quality?
- Heart4Quality filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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