Checked.be · Company dossierhttps://checked.be/en/c/heart-deco-0698840161 · as of 26-10-2026
Heart & Deco
Active
Private limited company (pre-2019) · founded 2018 · active for 8 yearsVoshollei 2a, 2930 Brasschaat, BelgiumKBO/BCE: BE 0698.840.161
Summary
The computed 12-month bankruptcy probability of Heart & Deco is 12.1% (high). For Heart & Deco, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€10,772) and a net result of €6,281. Equity is shrinking by about 8.1% per year across the filed financial years. The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
2024 accounts not filed, 452 days past the deadline1 deed in the Belgian Official Gazette
Signalsraises riskFigures for financial year 2023 (filed 18-08-2024)No main activity registeredNo filing in 24 months (latest 18-08-2024)2 financial years not filed after the legal deadline; last filed accounts filed 18 days late; 1 of the last 3 lateTwo or more financial years not filed2023 accounts filed 18 days lateShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0=
equity -453.5% of total assets
Liquidity9+9
short-term debt 553.5% · cash 7.3%
Profitability100+100
return on assets 264.4%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
12.1%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 2.8%lowest value12-2024: 2.8%● unchanged vs 11-2024lowest value01-2025: 2.8%● unchanged vs 12-202402-2025: 2.9%▲ +0.1 percentage points vs 01-202503-2025: 2.9%● unchanged vs 02-202504-2025: 3.1%▲ +0.2 percentage points vs 03-202505-2025: 3.1%● unchanged vs 04-202506-2025: 2.9%▼ -0.2 percentage points vs 05-202507-2025: 3.0%▲ +0.1 percentage points vs 06-202508-2025: 3.8%▲ +0.8 percentage points vs 07-202509-2025: 4.1%▲ +0.3 percentage points vs 08-202510-2025: 6.1%▲ +2.0 percentage points vs 09-202511-2025: 6.3%▲ +0.2 percentage points vs 10-202512-2025: 7.6%▲ +1.3 percentage points vs 11-202501-2026: 10.3%▲ +2.7 percentage points vs 12-202502-2026: 10.3%● unchanged vs 01-202603-2026: 10.5%▲ +0.2 percentage points vs 02-202604-2026: 9.9%▼ -0.6 percentage points vs 03-202605-2026: 9.9%● unchanged vs 04-202606-2026: 9.8%▼ -0.1 percentage points vs 05-202607-2026: 8.4%▼ -1.4 percentage points vs 06-202608-2026: 8.4%● unchanged vs 07-202609-2026: 12.2%▲ +3.8 percentage points vs 08-2026highest value10-2026: 12.1%▼ -0.1 percentage points vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline26-10-2026 today
raises risk · 2023 accounts filed 18 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 18-08-2024, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
This company filed its last 4 accounts on average 23 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2023 · micro…
Back to profitnet €6,281
Annual accounts filedfinancial year 2022 · micro…
Key points
Risk: 2024 accounts not fileddeadline was 31-07-2025452 days past the deadlineView
Risk: Negative equityfinancial year 2023: debts exceed assets-€10,772View
Turnover 2023first financial year filed€10,000View