HEALING GRACE
ActiveHEALING GRACE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €35k. Its solvency ranks better than 54% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency92
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.05; short-term debt: 32.8% and cash: 50% of total assets), and 32.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
67.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€35k
Total assets
€52k
Net result
€35k
Working capital
€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €52k
Equity
€35k
Debt
€17k
Debt finances 32.8% of the balance-sheet total.
Key figures and ratios
Solvency
67.2%
Current ratio
3.05
Quick ratio
3.05
Debt / equity
0.49
ROE
100.0%
ROA
67.2%
Debt
€17k
Debt ≤ 1 year
€17k
Income taxes
€17k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€52k
Current assets29/58€52k
Amounts receivable within one year40/41€26k
Other amounts receivable41€26k
Cash at bank and in hand54/58€26k
Equity and liabilities
Total equity and liabilities10/49€52k
Equity10/15€35k
Reserves13€34k
Distributable reserves133€34k
Profit (loss) carried forward14€976
Amounts payable17/49€17k
Amounts payable within one year42/48€17k
Taxes, remuneration and social security45€17k
Taxes450/3€17k
Income statement
Code2025
Gross operating margin9900€51k
Operating profit (loss)9901€51k
Financial income75/76B€1k
Recurring financial income75€1k
Financial charges65/66B€15
Recurring financial charges65€15
Profit (loss) for the period before taxes9903€52k
Income taxes67/77€17k
Profit (loss) for the period9904€35k
Profit (loss) for the period to be appropriated9905€35k
Appropriation of the result
Profit (loss) to be appropriated9906€35k
Transfer to equity691/2€34k
To other reserves6921€34k
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Croisiers 85000 NamurGround area
1,127 m²
Building footprint
428 m²
Volume, LiDAR
9,400 m³
Parcel 92094C0018/00M005, Wallonia · tallest building 24.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
HEALING GRACE
since 20242.369.634.972
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C0018/00M005 | Wallonia | 1,127 m² | 1 · 428 m² | 24.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,985 companies in sector 86940 we hold annual accounts for 1,809. 1,563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2024
Fiscal year end31-12
Activities, NACEBEL
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.