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HEALEY CORE

Active
Private limited companyfounded 2020active for 6 yearsRue des Prés 23, 4257 Berloz, BelgiumKBO/BCE: BE 0744.538.544

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HEALEY CORE has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,050 and a net result of -€12,203. Equity is growing by about 6.1% per year across the filed financial years. Its solvency ranks better than 33% of 39,218 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 27-02-2020 Normal situation
Legal form
Private limited company
Registered office
Rue des Prés 23, 4257 Berloz
Activity
Business and other management consultancy NACE 70200and 5 others
Establishment unit
2.300.508.913 4257 Berloz, since 27-02-2020
Financial year end
31 December
Peppol
Reachable since 31-05-2025

Who decides

Board
  • Healey AdrianDirector · since 27-02-2020
Holdings
Shares in 1 company DOTS

How it is doing

80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
-€10,714
Loss
€12,203
Equity
€45,050
▼ 24.2%
Total assets
€133,311
▲ 87.2%
Turnover not published (micro format)2025 accounts filed 28 days late
Filed on 28-08-2026at the National Bank
Why 80raises riskLoss of €12,203 (financial year 2025)Liquidity: current ratio 0.29, cash €3,162, halvedlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €133,311Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 18% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Weak
Solvency 59-41
equity 33.8% of total assets
Liquidity 18-56
short-term debt 66.2% · cash 2.4%
Profitability 7-92
return on assets -9.2%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.6 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.3 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.29, compared with 5.99 in 2024, below 1; short-term debt: 66.2% and cash: 2.4% of total assets), and 66.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 33% on solvency, 7% on liquidity, 10% on profitability and 20% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €133,311
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €12,203 (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.29, cash €3,162, halved
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
28 days late
2024
18 days late
2023
36 days late
2022
22 days late
2021
19 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 26 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Financials · financial year 2025, micro format

2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00449918.

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
28-08-2026
Format
micro format
Reference
2026-00449918
Equity
€45,050▼ 24.2%
2024 · €59,406
Total assets
€133,311▲ 87.2%
2024 · €71,195
Net result
-€12,203
2024 · €17,393
Working capital
-€63,081
2024 · €58,853
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

The operating result turns negative in 2025: a loss of €11,986 after €17,495 in 2024, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€11,986 2025 Net result-€12,203 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€37,040-€17,866▼ 51.8%€14,972▼ 16.2%-€11,698€17,495-€11,986
Net result€26,442within the sector's middle half-€13,006within the sector's middle half▼ 50.8%€9,551within the sector's middle half▼ 26.6%-€11,986below the sector's middle half€17,393within the sector's middle half-€12,203below the sector's middle half
Equity€31,442within the sector's middle half-€44,448within the sector's middle half▲ 41.4%€53,999within the sector's middle half▲ 21.5%€42,013within the sector's middle half▼ 22.2%€59,406within the sector's middle half▲ 41.4%€45,050within the sector's middle half▼ 24.2%
Total assets€48,348below the sector's middle half-€74,486below the sector's middle half▲ 54.1%€79,361below the sector's middle half▲ 6.5%€54,199below the sector's middle half▼ 31.7%€71,195below the sector's middle half▲ 31.4%€133,311within the sector's middle half▲ 87.2%
Debt€16,906-€30,038▲ 77.7%€25,363▼ 15.6%€12,186▼ 52.0%€11,788▼ 3.3%€88,261▲ 649%
Working capital€27,729within the sector's middle half-€39,222within the sector's middle half▲ 41.4%€50,605within the sector's middle half▲ 29.0%€40,211within the sector's middle half▼ 20.5%€58,853within the sector's middle half▲ 46.4%-€63,081below the sector's middle half
Solvency65.0%within the sector's middle half-59.7%within the sector's middle half▼ 5.4pp68.0%within the sector's middle half▲ 8.4pp77.5%within the sector's middle half▲ 9.5pp83.4%above the sector's middle half▲ 5.9pp33.8%within the sector's middle half▼ 49.6pp
Current ratio2.64within the sector's middle half-2.31within the sector's middle half▼ 0.333.00within the sector's middle half▲ 0.694.30within the sector's middle half▲ 1.315.99above the sector's middle half▲ 1.690.29below the sector's middle half▼ 5.71
Return on assets (ROA)54.7%above the sector's middle half-17.5%within the sector's middle half▼ 37.2pp12.0%within the sector's middle half▼ 5.4pp-22.1%below the sector's middle half▼ 34.1pp24.4%within the sector's middle half▲ 46.5pp-9.2%below the sector's middle half▼ 33.6pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133,311
Fixed assets €108,132 ▲ 265×
Current assets €25,179 ▼ 64.4%
Equity and liabilities €133,311
Equity €45,050 ▼ 24.2%
Debt €88,261 ▲ 649%
Debt's share of the balance-sheet total rises from 16.6% to 66.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€11,564▼
2024 · €18,752
Cash flow
-€11,781▼
2024 · €18,649
Debt to equity
1.96▲
2024 · 0.20
ROE
-27.1%▼
2024 · 29.3%
Interest coverage
-164.73▼
2024 · over 100
Debt ≤ 1 year
€88,261▲
2024 · €11,788
Income taxes
€160▲
2024 · €18
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 28-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€71,195€133,311▲
Formation expenses20€145-
Fixed assets21/28€408€108,132▲
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€357€81▼
Furniture and vehicles24€357€81▼
Financial fixed assets28€50€108,050▲
Current assets29/58€70,642€25,179▼
Amounts receivable after more than one year29€23,387-
Other amounts receivable291€23,387-
Amounts receivable within one year40/41€13,193€4,588▼
Trade receivables40€9,148€3,949▼
Other amounts receivable41€4,045€639▼
Current investments50/53€11,024€17,024▲
Cash at bank and in hand54/58€16,227€3,162▼
Deferred charges and accrued income490/1€6,811€405▼
Equity and liabilities
Total equity and liabilities10/49€71,195€133,311▲
Equity10/15€59,406€45,050▼
Contributions10/11€5,000€5,000=
Reserves13€48,999€48,999=
Distributable reserves133€48,999€48,999=
Profit (loss) carried forward14€5,407-€8,949▼
Amounts payable17/49€11,788€88,261▲
Amounts payable within one year42/48€11,788€88,261▲
Trade debts44€3,873€8,813▲
Suppliers440/4€3,873€8,813▲
Taxes, remuneration and social security45€170€4,347▲
Taxes450/3€170€4,347▲
Other amounts payable47/48€7,745€75,101▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,256€421▼
Other operating charges640/8€680€850▲
Gross operating margin9900€19,432-€10,714▼
Operating profit (loss)9901€17,495-€11,986▼
Financial income75/76B€21€13▼
Recurring financial income75€21€13▼
Financial charges65/66B€104€70▼
Recurring financial charges65€104€70▼
Profit (loss) for the period before taxes9903€17,411-€12,042▼
Income taxes67/77€18€160▲
Profit (loss) for the period9904€17,393-€12,203▼
Profit (loss) for the period to be appropriated9905€17,393-€12,203▼
Appropriation of the result
Profit (loss) to be appropriated9906€5,407-€8,949▼
Profit (loss) brought forward from the previous period14P-€11,986€3,254▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line202020212022202320242025Change
Remuneration, social security and pensions62--€67,039----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€812€1,483€1,829€1,587€1,256€421▼ 66.5%
Other operating charges640/8-€306€107€382€680€850▲ 25.1%
Gross operating margin9900€37,970€19,654€83,947-€9,730€19,432-€10,714-
Operating profit (loss)9901€37,040€17,866€14,972-€11,698€17,495-€11,986-
Financial income75/76B-€424€177€14€21€13▼ 34.8%
Recurring financial income75-€424€177€14€21€13▼ 34.8%
Financial charges65/66B--€65€137€104€70▼ 32.7%
Recurring financial charges65€30-€65€137€104€70▼ 32.7%
Profit (loss) for the period before taxes9903€37,010€18,290€15,083-€11,822€17,411-€12,042-
Income taxes67/77€10,568€5,284€5,532€164€18€160▲ 769%
Profit (loss) for the period9904€26,442€13,006€9,551-€11,986€17,393-€12,203-
Profit (loss) for the period to be appropriated9905€26,442€13,006€9,551-€11,986€17,393-€12,203-
Line202020212022202320242025Change
Assets
Total assets20/58€48,348€74,486€79,361€54,199€71,195€133,311▲ 87.2%
Formation expenses20€3,004€2,290€1,575€860€145--
Fixed assets21/28€708€2,936€1,821€949€408€108,132▲ 265×
Intangible fixed assets21€1€1€1€1€1€1=
Tangible fixed assets22/27€657€2,885€1,770€898€357€81▼ 77.4%
Furniture and vehicles24-€2,885€1,770€898€357€81▼ 77.4%
Financial fixed assets28€50€50€50€50€50€108,050▲ 2,161×
Current assets29/58€44,636€69,261€75,965€52,390€70,642€25,179▼ 64.4%
Amounts receivable after more than one year29-€27,000€27,000€27,000€23,387--
Other amounts receivable291-€27,000€27,000€27,000€23,387--
Amounts receivable within one year40/41€17,099€11,805€9,488€15,580€13,193€4,588▼ 65.2%
Trade receivables40-€11,160€8,843€12,913€9,148€3,949▼ 56.8%
Other amounts receivable41-€645€645€2,667€4,045€639▼ 84.2%
Current investments50/53-€18,000€31,424€4,011€11,024€17,024▲ 54.4%
Cash at bank and in hand54/58€27,537€10,667€7,042€1,355€16,227€3,162▼ 80.5%
Deferred charges and accrued income490/1-€1,789€1,012€4,444€6,811€405▼ 94.1%
Equity and liabilities
Total equity and liabilities10/49€48,348€74,486€79,361€54,199€71,195€133,311▲ 87.2%
Equity10/15€31,442€44,448€53,999€42,013€59,406€45,050▼ 24.2%
Contributions10/11-€5,000€5,000€5,000€5,000€5,000=
Reserves13€26,442€39,448€48,999€48,999€48,999€48,999=
Distributable reserves133-€39,448€48,999€48,999€48,999€48,999=
Profit (loss) carried forward14----€11,986€5,407-€8,949-
Amounts payable17/49€16,906€30,038€25,363€12,186€11,788€88,261▲ 649%
Amounts payable within one year42/48€16,906€30,038€25,361€12,179€11,788€88,261▲ 649%
Trade debts44€1,825€6,833€7,040€3,018€3,873€8,813▲ 128%
Suppliers440/4-€6,833€7,040€3,018€3,873€8,813▲ 128%
Taxes, remuneration and social security45-€22,070€17,408€9,162€170€4,347▲ 26×
Taxes450/3-€22,070€17,408€9,162€170€4,347▲ 26×
Other amounts payable47/48-€1,135€912-€7,745€75,101▲ 870%
Accrued charges and deferred income492/3--€2€7---
Line202020212022202320242025Change
Profit (loss) for the period9904€26,442€13,006€9,551-€11,986€17,393-€12,203-
+ Depreciation and write-downs630€812€1,483€1,829€1,587€1,256€421▼ 66.5%
Operating cash flow (approximation)€27,254€14,489€11,380-€10,399€18,649-€11,781-
Investment in fixed assets (approximation)--€3,711-€715-€715-€715-€108,145▼ 15,029%
Change in cash--€16,870-€3,625-€5,687€14,872-€13,065-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference Document
31-12-2025 micro format 28-08-2026 2026-00449918 NBB
31-12-2024 micro format 18-08-2025 2025-00381530 PDF
31-12-2023 micro format 05-09-2024 2024-00450402 PDF
31-12-2022 micro format 22-08-2023 2023-00340535 PDF
31-12-2021 micro format 19-08-2022 2022-20296909 PDF
31-12-2020 micro format 31-08-2021 2021-63700271 PDF

Similar companies · same sector, comparable size

Of the 82,504 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,656. 39,217 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director
Healey Adrian
Director · since 27-02-2020 · in the 2025 annual accounts, filed on 28-08-2026
Current

Mandate history

1 person, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Healey Adrian
  • Director, from 27-02-2020 to date
See the board, name and registered office on a given date →

Owners and capital

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 27 February 2020, HEALEY CORE was incorporated as a private limited company.1 Total assets went from €48,348 in 2020 to €133,311 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filedNBB
financial year 2025 · micro format · 28 days late
2025
31-12
Financial Weakest financial yearnet -€12,203
Net result drops to -€12,203, the lowest in the series.
18-08
NBB filing Annual accounts filedPDF
financial year 2024 · micro format · 18 days late
2024
31-12
Financial Back to profitnet €17,393
Net result €17,393 after one loss-making year.
05-09
NBB filing Annual accounts filedPDF
financial year 2023 · micro format · 36 days late
2023
22-08
NBB filing Annual accounts filedPDF
financial year 2022 · micro format · 22 days late
2022
19-08
NBB filing Annual accounts filedPDF
financial year 2021 · micro format · 19 days late
2021
31-08
NBB filing Annual accounts filedPDF
financial year 2020 · micro format · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name HEALEY CORE in French
Enterprise number 0744.538.544
Legal form Private limited company
Status Active, normale toestand
Founded 27-02-2020
Type Legal entity

Where it is based

Registered office Rue des Prés 23, 4257 Berloz, Belgium
Establishments 1 establishment unit since 2020

What it does

NACEBEL 2025
70200 Business and other management consultancy main activity
62900 Other information technology and computer services
62200 Computer consultancy and computer facilities management
73300 Public relations and communication consultancy
82100 Office administrative and support services
82990 Other business support services

Invoicing and payment

VAT number BE 0744.538.544
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0744538544
Registered 31-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here
1 establishment unit
Healey Core
Rue des Prés 23, 4257 BerlozBusiness and other management consultancy
since 2020unit no. 2.300.508.913

Buildings and parcels at the address

Ground area
1,682 m²
Building footprint
121 m²
Building volume
799 m³
Parcel 64018B0298/00C000, Wallonia · tallest building 8.0 m.
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
64018B0298/00C000 Wallonia 1,682 m² 1 · 120 m² 8.0 m · 2