HDV 2.0
ActiveThe computed 12-month bankruptcy probability of HDV 2.0 is 4.2% (elevated). The 2025 annual accounts show equity of €38k and a net result of €7k. Its solvency ranks better than 55% of 13204 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-20
Solvency61▲+7
Growth52
Track record82
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.15 against 1.02 in 2024; short-term debt: 64.4% and cash: 67.5% of total assets), and 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
21 d late
2024
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 22.5%
2024 · €31k
2024: €31k
2024 → 2025
Total assets
€106k▼ 0.9%
2024 · €107k
2024: €107k
2024 → 2025
Net result
€7k▼ 71.6%
2024 · €24k
2024: €24k
2024 → 2025
Working capital
€10k▲ 806%
2024 · €1k
2024: €1k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€31k-€38k▲ 22.5%
Operating result€34k-€12k▼ 63.7%
Net result€24k-€7k▼ 71.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€27k▼ 11.8%
Current assets
€79k▲ 4.5%
Equity and liabilities €106k
Equity
€38k▲ 22.5%
Debt
€69k▼ 10.3%
The debt ratio falls from 71.2% to 64.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €37k
Cash flow
€11k▼
2024 · €27k
Solvency
35.6%▲
2024 · 28.8%
Current ratio
1.15▲
2024 · 1.02
Quick ratio
1.08▲
2024 · 0.95
Debt / equity
1.81▼
2024 · 2.47
ROE
18.0%▼
2024 · 77.4%
ROA
6.4%▼
2024 · 22.3%
Interest coverage
6.51▼
2024 · 19.53
Debt
€69k▼
2024 · €76k
Debt ≤ 1 year
€69k▼
2024 · €74k
Income taxes
€3k▼
2024 · €8k
Staff costs
€159k▲
2024 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€106k▼
Formation expenses20€805€135▼
Fixed assets21/28€31k€27k▼
Intangible fixed assets21€28k€25k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Financial fixed assets28€780€780=
Current assets29/58€76k€79k▲
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€886-
Trade receivables40€886-
Cash at bank and in hand54/58€68k€72k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€107k€106k▼
Equity10/15€31k€38k▲
Contributions10/11€7k€7k=
Reserves13€15k€20k▲
Distributable reserves133€15k€20k▲
Profit (loss) carried forward14€9k€11k▲
Amounts payable17/49€76k€69k▼
Amounts payable within one year42/48€74k€69k▼
Trade debts44€14k€18k▲
Suppliers440/4€14k€18k▲
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€25k€25k▲
Taxes450/3€4k€9k▲
Remuneration and social security454/9€21k€16k▼
Other amounts payable47/48€35k€23k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€153k€159k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€98€745▲
Gross operating margin9900€190k€176k▼
Operating profit (loss)9901€34k€12k▼
Financial income75/76B€14€38▲
Recurring financial income75€14€38▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€32k€10k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€24k€7k▼
Profit (loss) for the period to be appropriated9905€24k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€16k▼
Profit (loss) brought forward from the previous period14P-€9k
Transfer to equity691/2€15k€5k▼
To other reserves6921€15k€5k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Henri Hallet 28/24280 HannutGround area
808 m²
Building footprint
202 m²
Volume, LiDAR
2,007 m³
Parcel 64034B0863/02E000, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HDV Hannut
since 20242.357.547.485
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64034B0863/02E000 | Wallonia | 808 m² | 1 · 202 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHannut2.357.547.485
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 9,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2024
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.