Equity
-€16,739
Debts exceed assets in financial year 2025.
HDP-Terra
Lifetime
5 annual accounts with figures on one time axispeak €36,521 (2025)
€36,521▲ €42,179
lowest -€31,993 (2023)
€27,131▲ €33,502
peak -€1,204 (2021)
-€16,739▲ €27,131
€1.1m▼ 31.7%
Board3 names since 2020
3 directorsAMMAX and 2 others
Documentsfilings and deeds
16-07-202615 days before the deadline
2025micro format
Gross margin from -€5,657 to €36,521Back to profit: €27,131Equity from -€43,870 to -€16,739Debts from €1.6m to €1.1mCash from €59,169 to €14,889
Key points
from the 2025 annual accountsChecked score
55
Fair
Financially stronger than 37% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.3%▲ +0.1 percentage points vs 01-2025
03-2025: 0.2%▼ -0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.2%▼ -0.1 percentage points vs 12-2025
02-2026: 0.3%▲ +0.1 percentage points vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.2%▼ -0.1 percentage points vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.3%▼ -0.1 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€16,739
Founded in 2020
lowers risk
Size: total assets €1.0m
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 15% of them on solvency, 10% on liquidity, 33% on profitability and 88% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 457 companies had the same profile as HDP-Terra has now. Each dot is one company, two years later.
97.2%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of HDP-Terra itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 457 companies, not a prediction for HDP-Terra. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is tight, with a current ratio of 1.43 (1.44 in 2024), below the usual 1.5. Short-term debt is 70% and cash 1.4% of total assets. Equity is negative.
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
15 days early
2024
49 days early
2023
5 days early
2022
35 days early
2021
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 5 accounts on average 27 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Hallemeesch,Geert Herman Wouter 250 sharesdeed of 08-05-2020
- Peeters,Wim Paul Stefan 250 sharesdeed of 08-05-2020
- De Ley,Joshua Maria Frans Marcel 250 sharesdeed of 08-05-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0746710255
Incorporation
Founding capital of €3,750, 750 shares · Founders: Hallemeesch, Geert Herman Wouter; Peeters, Wim Paul Stefan; De Ley, Joshua Maria Frans Marcel · Appointments: Ammax, Investate Projects and Wim Peeters · published on 08-05-2020 · Gazette deed
First establishment
Kromvelde 2, Evergem
Official details
Source: KBO- Status
- Active since 06-05-2020Normal situation
- Activity
- “Het bouwen en verbouwen van onroerende goederen zoals gronden, woningen, bedrijfsgebouwen, kantoorgebouwen, appartementsgebouwen, hotels…” (deed in Dutch)From the articles, 6 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.303.630.7299940 Evergem, since 06-05-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 02-01-2026
Annual accounts 2025
- €1.0m▼ 30.8%
- Filing
- Filed on 16-07-2026, 15 days before the end of the filing period
Insights on HDP-Terra
HDP-Terra files the micro format. That format states no turnover. The gross margin rose from -€2,503 in 2021 to €36,521 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HDP-Terra
- What is the company number of HDP-Terra?
- The company number of HDP-Terra is 0746.710.255. The VAT number is the same number with BE in front: BE 0746.710.255.
- Where is HDP-Terra based?
- The registered office is at Kromvelde 2, 9940 Evergem.Company details
- What is the legal form of HDP-Terra?
- HDP-Terra is a private limited company (BV).
- When was HDP-Terra founded?
- HDP-Terra was founded on 06-05-2020.
- Is HDP-Terra still active?
- Yes, HDP-Terra is an active enterprise in the KBO register.
- What is the turnover of HDP-Terra?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €36,521 and 2,934 comparable companies of the same size. It probably lies between €88,000 and €260,000. It is a rough estimate.Financials
- Is HDP-Terra profitable?
- In financial year 2025, HDP-Terra made a profit of €27,131.
- Where can I find the annual accounts of HDP-Terra?
- HDP-Terra filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HDP-Terra due?
- HDP-Terra must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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