Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for HDN DRIVERS according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-4k) and a net result of €-11k.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events03-04-2026
Bankruptcy
Opening
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsYoung company
Founded in 2023, under 3 years, statistically higher risk.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-11k
Working capital€-7k
Directors1
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 22-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -85.8% | 20.4% | |
| Net result | €-11k | €4k | |
| Equity | €-4k | €16k | |
| Gross operating margin | €-2k | €24k | |
| Staff costs | €9k | €33k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-11k |
| Net profit | €-11k |
| Cash flow | €-11k |
| Staff costs | €9k |
| Income taxes | - |
| Dividends | - |
| Total assets | €4k |
| Equity | €-4k |
| Debt | €8k |
| of which ≤ 1y | €8k |
| of which > 1y | - |
| Working capital | €-7k |
| Employees (FTE) | 1.5 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.19 |
| Quick ratio | 0.19 |
| Working capital ratio | -149.8% |
| Solvency | -85.8% |
| Debt / equity | -2.16 |
| Long-term debt ratio | - |
| Interest coverage | -56.20 |
| Gross margin | - |
| Net margin | - |
| ROA | -245.0% |
| ROE | 285.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €4k |
| Fixed assets | 21/28 | €3k |
| Tangible fixed assets | 22/27 | €3k |
| Current assets | 29/58 | €2k |
| Amounts receivable within one year | 40/41 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €4k |
| Equity | 10/15 | €-4k |
| Contributions / capital | 10/11 | €7k |
| Accumulated profits (losses) | 14 | €-11k |
| Amounts payable | 17/49 | €8k |
| Amounts payable within one year | 42/48 | €8k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-11k |
| Financial charges | 65 | €188 |
| Result before taxes | 9903 | €-11k |
| Net result for the period | 9904 | €-11k |
| Result to be appropriated | 9905 | €-11k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed0
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
indexingNo directors on record yet
Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | CHRISTOPHE BOURTEMBOURG AVENUE
LOUISE 283/19, 1050 IXELLES- christophe.bourtembourg@everest-
law.eu |
30-03-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 16-11-2023 |
| Status | Active |
| Postal code | 1190 |
| First BS signal | 03-04-2026 |
| Latest BS signal | 03-04-2026 |
Structure & network
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Establishment units
1 locationHDN DRIVERS
since 20232.352.049.466
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area116 m²
Buildings1
Building footprint86 m²
Volume (LiDAR)1,262 m³
Tallest building17.4 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0069/00S059 | Brussels | 116 m² | 1 · 86 m² | 17.4 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette03-04-2026
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Analysis
Snowflake analysis
financial profile on 5 axes37
/ 100
Fragile profile, watch health in particular.
Health
0
Profitability
100
Solvency
33
Growth
50
Stability
0
Ask AI about this company
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Overige niet-gespecialiseerde detailhandel47120Bemiddelingsactiviteiten in verband met de niet-gespecialiseerde detailhandel47910Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameFR | HDN DRIVERS |
Registered office
Eikelstraat 5 bus 2
1190 Vorst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.