HDM Consulting
ActiveHDM Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €77k and a net result of €79k. Equity is growing by ~41.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency94▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 2.06 in 2023; short-term debt: 30.6% and cash: 72.6% of total assets), and 30.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-06-2025, 46 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
46 d early
2023
35 d early
2022
37 d early
2021
28 d early
2020
22 d early
2019
40 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€77k▲ 61.3%
2023 · €48k
2019: €14k
2020: €33k
2021: €9k
2022: €25k
2023: €48k
2019 → 2024
Total assets
€110k▲ 20.2%
2023 · €92k
2019: €51k
2020: €70k
2021: €53k
2022: €48k
2023: €92k
2019 → 2024
Net result
€79k▲ 9.6%
2023 · €72k
2019: €8k
2020: €19k
2021: €41k
2022: €41k
2023: €72k
2019 → 2024
Working capital
€77k▲ 61.9%
2023 · €47k
2019: €10k
2020: €29k
2021: €6k
2022: €23k
2023: €47k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€9k▼ 72.3%€25k▲ 178%€48k▲ 87.6%€77k▲ 61.3%
Operating result€24k-€53k▲ 118%€54k▲ 0.5%€98k▲ 83.0%€106k▲ 8.3%
Net result€19k-€41k▲ 113%€41k=€72k▲ 75.1%€79k▲ 9.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 8% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €110k
Fixed assets
€119▼ 52.0%
Current assets
€110k▲ 20.3%
Equity and liabilities €110k
Equity
€77k▲ 61.3%
Debt
€34k▼ 23.9%
The debt ratio falls from 48.3% to 30.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€106k▲
2023 · €105k
Cash flow
€79k▲
2023 · €79k
Solvency
69.4%▲
2023 · 51.7%
Current ratio
3.26▲
2023 · 2.06
Quick ratio
3.26▲
2023 · 2.06
Debt / equity
0.44▼
2023 · 0.93
ROE
103.3%▼
2023 · 151.9%
ROA
71.7%▼
2023 · 78.5%
Interest coverage
885.40▲
2023 · 233.87
Debt
€34k▼
2023 · €44k
Debt ≤ 1 year
€34k▼
2023 · €44k
Income taxes
€27k▲
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€92k€110k▲
Fixed assets21/28€247€119▼
Tangible fixed assets22/27€204€75▼
Furniture and vehicles24€204€75▼
Financial fixed assets28€43€43▲
Current assets29/58€92k€110k▲
Amounts receivable within one year40/41€12k€29k▲
Other amounts receivable41€12k€29k▲
Cash at bank and in hand54/58€79k€80k▲
Deferred charges and accrued income490/1€915€1k▲
Equity and liabilities
Total equity and liabilities10/49€92k€110k▲
Equity10/15€48k€77k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€42k€71k▲
Amounts payable17/49€44k€34k▼
Amounts payable within one year42/48€44k€34k▼
Current portion of amounts payable after more than one year42€5k-
Trade debts44-€68
Suppliers440/4-€68
Taxes, remuneration and social security45€21k€21k▼
Taxes450/3€21k€21k▼
Other amounts payable47/48€18k€13k▼
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€50k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€129▼
Other operating charges640/8€195-
Gross operating margin9900€105k€106k▲
Operating profit (loss)9901€98k€106k▲
Financial income75/76B-€72
Recurring financial income75-€72
Financial charges65/66B€450€120▼
Recurring financial charges65€450€120▼
Profit (loss) for the period before taxes9903€98k€106k▲
Income taxes67/77€26k€27k▲
Profit (loss) for the period9904€72k€79k▲
Profit (loss) for the period to be appropriated9905€72k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€121k▲
Profit (loss) brought forward from the previous period14P€19k€42k▲
Profit to be distributed694/7€50k€50k=
Directors or managers695€50k€50k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €79k ▲9.6%
Operating result €106k, net result €79k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bellaires, C.-W. 105380 FernelmontGround area
1,453 m²
Building footprint
188 m²
Parcel 92027B0390/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HDM Consulting
since 20192.291.364.781
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92027B0390/00G000 | Wallonia | 1,453 m² | 1 · 188 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SCHUPPEN
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Of 944 companies in sector 69203 we hold annual accounts for 659. 467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2019
Fiscal year end31-12
Activities, NACEBEL
69203Activities of company auditors
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.