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HDD MANAGEMENT

Active
Private limited companyfounded 200125 yrs activeFred De Bruynestraat(B) 41, 9290 Berlare, BelgiumKBO/BCE: BE 0475.313.064

HDD MANAGEMENT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €399k and a net result of €48k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
83 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+11
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.93 against 3.84 in 2023; short-term debt: 15% and cash: 0.1% of total assets), and 16.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
83.2%
Return on assets
10.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
76 d late
2023
61 d late
2022
125 d late
2021
164 d late
2020
104 d late
2019
31 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€399k▲ 13.8%
2023 · €351k
2018: €217k 2019: €271k 2020: €299k 2021: €305k 2022: €331k 2023: €351k
2018 → 2024
Total assets
€480k▲ 5.9%
2023 · €453k
2018: €269k 2019: €306k 2020: €338k 2021: €365k 2022: €396k 2023: €453k
2018 → 2024
Net result
€48k▲ 151%
2023 · €19k
2018: €63k 2019: €54k 2020: €29k 2021: €22k 2022: €39k 2023: €19k
2018 → 2024
Working capital
€356k▲ 25.1%
2023 · €284k
2018: €203k 2019: €221k 2020: €259k 2021: €258k 2022: €286k 2023: €284k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€299k-€305k▲ 2.1%€331k▲ 8.5%€351k▲ 5.8%€399k▲ 13.8%
Operating result€40k-€18k▼ 54.6%€36k▲ 97.7%€20k▼ 44.0%€56k▲ 182%
Net result€29k-€22k▼ 22.2%€39k▲ 74.2%€19k▼ 50.4%€48k▲ 151%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2020: €40k€40kNet result 2020: €29k€29kOperating result 2021: €18k€18kNet result 2021: €22k€22kOperating result 2022: €36k€36kNet result 2022: €39k€39kOperating result 2023: €20k€20kNet result 2023: €19k€19kOperating result 2024: €56k€56kNet result 2024: €48k€48k20202021202220232024
The operating result recovers in 2024; 2024 is 182% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €480k
Fixed assets €52k▼ 24.2%
Current assets €428k▲ 11.3%
Equity and liabilities €480k
Equity €399k▲ 13.8%
Debt €81k▼ 21.2%
The debt ratio falls from 22.6% to 16.8%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€57k
2023 · €21k
Cash flow
€49k
2023 · €21k
Solvency
83.2%
2023 · 77.4%
Current ratio
5.93
2023 · 3.84
Quick ratio
5.93
2023 · 3.84
Debt / equity
0.20
2023 · 0.29
ROE
12.1%
2023 · 5.5%
ROA
10.1%
2023 · 4.3%
Interest coverage
8.32
2023 · 5.53
Debt
€81k
2023 · €103k
Debt ≤ 1 year
€72k
2023 · €100k
Debt > 1 year
€7k
2023 · €227
Income taxes
€15k
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€453k€480k
Fixed assets21/28€69k€52k
Tangible fixed assets22/27€19k€2k
Land and buildings22€419€116
Plant, machinery and equipment23€400€240
Furniture and vehicles24€18k€2k
Other tangible fixed assets26€0-
Financial fixed assets28€50k€50k=
Current assets29/58€384k€428k
Amounts receivable after more than one year29€134k€134k=
Trade receivables290€0-
Other amounts receivable291€134k€134k=
Amounts receivable within one year40/41€249k€286k
Trade receivables40€17k€13k
Other amounts receivable41€232k€273k
Cash at bank and in hand54/58€1k€437
Deferred charges and accrued income490/1€159€7k
Equity and liabilities
Total equity and liabilities10/49€453k€480k
Equity10/15€351k€399k
Contributions10/11€19k€19k=
Reserves13€47k€47k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€15k€15k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€285k€334k
Amounts payable17/49€103k€81k
Amounts payable after more than one year17€227€7k
Financial debts170/4€227€7k
Amounts payable within one year42/48€100k€72k
Current portion of amounts payable after more than one year42€3k€5k
Financial debts43€32k€16k
Credit institutions430/8€32k€16k
Trade debts44€18k€23k
Suppliers440/4€18k€23k
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€2k€8k
Taxes450/3€2k€8k
Remuneration and social security454/9€0-
Other amounts payable47/48€45k€15k
Accrued charges and deferred income492/3€2k€2k
Income statement Code20232024
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k
Other operating charges640/8€916€949
Non-recurring operating charges66A€13k€0
Gross operating margin9900€35k€58k
Operating profit (loss)9901€20k€56k
Financial income75/76B€11k€14k
Recurring financial income75€11k€14k
Financial charges65/66B€4k€7k
Recurring financial charges65€4k€7k
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€27k€64k
Income taxes67/77€7k€15k
Profit (loss) for the period9904€19k€48k
Profit (loss) for the period to be appropriated9905€19k€48k
Appropriation of the result
Profit (loss) to be appropriated9906€285k€334k
Profit (loss) brought forward from the previous period14P€266k€285k
Profit to be distributed694/7€0-
Directors or managers695€0-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
15-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 76 days late
2024
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial Weakest financial yearnet €19k ▼50.4%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
03-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 125 days late
11-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 164 days late
2021
12-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 104 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
23-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2016
01-09
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 32 days late
2014
25-08
NBB filing Annual accounts filed
fiscal year 2013 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fred De Bruynestraat(B) 419290 Berlare
Ground area
715 m²
Building footprint
120 m²
Volume, LiDAR
700 m³
Parcel 42003B0184/00K000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fred De Bruynestraat(B) 41, 9290 Berlare
NACE 5114002
since 20012.094.487.445
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42003B0184/00K000 Flanders 715 m² 1 · 120 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 36,388 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-07-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46140Agents in the wholesale of industrial machinery, ships and aircraft
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:dimitri.fack@icloud.be
Enterprise