HD invests
ActiveSummary
HD invests has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €35k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 30% of 898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+2
Solvency37▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.25 in 2024; short-term debt: 33.3% of total assets), and 88.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.5%
Return on assets
6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
9 d early
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€66k▲ 0.3%
2024 · €66k
2022: €66k
2023: €66k
2024: €66k
2022 → 2025
Total assets
€577k▼ 6.4%
2024 · €616k
2022: €620k
2023: €645k
2024: €616k
2022 → 2025
Net result
€35k▲ 44.4%
2024 · €24k
2022: €2k
2023: €56k
2024: €24k
2022 → 2025
Working capital
€-152k▼ 17.9%
2024 · €-129k
2022: €-223k
2023: €-282k
2024: €-129k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€66k-€66k=€66k=€66k▲ 0.3%
Operating result€8k-€68k▲ 760%€37k▼ 45.9%€48k▲ 29.4%
Net result€2k-€56k▲ 2,503%€24k▼ 57.3%€35k▲ 44.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €577k
Fixed assets
€537k ▼ 6.1%
Current assets
€40k ▼ 9.5%
Equity and liabilities €577k
Equity
€66k ▲ 0.3%
Debt
€511k ▼ 7.2%
Debt's share of the balance-sheet total falls from 89.3% to 88.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2024 · €76k
Cash flow
€76k▲
2024 · €64k
Current ratio
0.21▼
2024 · 0.25
Debt to equity
7.69▼
2024 · 8.31
ROE
52.3%▲
2024 · 36.3%
ROA
6.0%▲
2024 · 3.9%
Interest coverage
6.84▲
2024 · 6.49
Debt ≤ 1 year
€192k▲
2024 · €173k
Debt > 1 year
€315k▼
2024 · €377k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€616k€577k▼
Fixed assets21/28€572k€537k▼
Intangible fixed assets21€2k€965▼
Tangible fixed assets22/27€570k€536k▼
Land and buildings22€311k€311k=
Plant, machinery and equipment23€257k€223k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€44k€40k▼
Amounts receivable within one year40/41€37k€40k▲
Trade receivables40€36k€11k▼
Other amounts receivable41€517€29k▲
Cash at bank and in hand54/58€7k-
Deferred charges and accrued income490/1€272-
Equity and liabilities
Total equity and liabilities10/49€616k€577k▼
Equity10/15€66k€66k▲
Contributions10/11€64k€64k=
Reserves13€2k€2k▲
Distributable reserves133€2k€2k▲
Amounts payable17/49€550k€511k▼
Amounts payable after more than one year17€377k€315k▼
Financial debts170/4€377k€315k▼
Amounts payable within one year42/48€173k€192k▲
Current portion of amounts payable after more than one year42€58k€77k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€26k€28k▲
Suppliers440/4€26k€28k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48€85k€78k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€41k▲
Other operating charges640/8€628€589▼
Gross operating margin9900€77k€89k▲
Operating profit (loss)9901€37k€48k▲
Financial income75/76B€20-
Recurring financial income75€20-
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€25k€35k▲
Income taxes67/77€1k-
Profit (loss) for the period9904€24k€35k▲
Profit (loss) for the period to be appropriated9905€24k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€35k▲
Transfer to equity691/2€30€193▲
To other reserves6921€30€193▲
Profit to be distributed694/7€24k€35k▲
Directors or managers695€24k€35k▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2022net €56k ▲2503%
Operating result €68k, net result €56k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Augustijnenstraat 358900 IeperGround area
313 m²
Building footprint
122 m²
Volume, LiDAR
521 m³
Parcel 33303E0244/00C004, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Y-Padel
since 20222.334.175.831
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33303E0244/00C004 | Flanders | 313 m² | 1 · 122 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHOUETTE PADEL
BE 0793.793.263
Villers-le-Bouillet · Eq €66,594
BEHEERSMAATSCHAPPIJ ROOSENDAEL
BE 0466.704.909
Antwerpen · Eq €66,617
BARELHOF
BE 0436.893.938
Bornem · Eq €66,653
STUDIO PILATES - ESPACE FORME
BE 0567.756.539
Braives · Eq €66,831
Activ Kamp
BE 0826.466.922
Büllingen · Eq €65,823
Of 3,292 companies in sector 93110 we hold annual accounts for 1,495. 1,036 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
93110Operation of sports facilities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.