Summary
HD CONSULT & ENGINEERING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €190,575 and a net result of €30,374. Equity is growing by ~29% per year across the filed fiscal years. Its solvency ranks better than 79% of 8094 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
9 d early
2024
19 d early
2023
27 d late
2022
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€190,575▲ 19.0%
2024 · €160,201
Net result
€30,374▼ 27.6%
2024 · €41,981
Total assets
€233,089▲ 13.3%
2024 · €205,813
Solvency
81.8%▲ 3.9pp
2024 · 77.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€102,326-€62,904▼ 38.5%€61,314▼ 2.5%€45,896▼ 25.1%
Net result€69,445within the sector's middle half-€43,775within the sector's middle half▼ 37.0%€41,981within the sector's middle half▼ 4.1%€30,374within the sector's middle half▼ 27.6%
Equity€74,445within the sector's middle half-€118,220within the sector's middle half▲ 58.8%€160,201within the sector's middle half▲ 35.5%€190,575within the sector's middle half▲ 19.0%
Total assets€102,209below the sector's middle half-€163,149within the sector's middle half▲ 59.6%€205,813within the sector's middle half▲ 26.2%€233,089within the sector's middle half▲ 13.3%
Debt€27,764-€44,929▲ 61.8%€45,612▲ 1.5%€42,514▼ 6.8%
Working capital€72,006within the sector's middle half-€115,532within the sector's middle half▲ 60.4%€157,422within the sector's middle half▲ 36.3%€185,602above the sector's middle half▲ 17.9%
Solvency72.8%within the sector's middle half-72.5%within the sector's middle half▼ 0.4pp77.8%within the sector's middle half▲ 5.4pp81.8%above the sector's middle half▲ 3.9pp
Current ratio3.59within the sector's middle half-3.57within the sector's middle half▼ 0.024.45above the sector's middle half▲ 0.885.37above the sector's middle half▲ 0.91
Return on assets (ROA)67.9%above the sector's middle half-26.8%above the sector's middle half▼ 41.1pp20.4%within the sector's middle half▼ 6.4pp13.0%within the sector's middle half▼ 7.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 25% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233,089
Fixed assets
€4,973 ▲ 79.0%
Current assets
€228,115 ▲ 12.4%
Equity and liabilities €233,089
Equity
€190,575 ▲ 19.0%
Debt
€42,514 ▼ 6.8%
Debt's share of the balance-sheet total falls from 22.2% to 18.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
15.9%▼
2024 · 26.2%
Debt ≤ 1 year
€42,514▼
2024 · €45,612
Income taxes
€14,246▼
2024 · €17,679
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,224 | €829 | €1,096 | €1,767 | ▲ 61.3% |
| Other operating charges640/8 | €1,738 | €499 | €513 | €639 | ▲ 24.4% |
| Non-recurring operating charges66A | €3,846 | €0 | - | - | - |
| Gross operating margin9900 | €112,134 | €64,233 | €62,923 | €48,302 | ▼ 23.2% |
| Operating profit (loss)9901 | €102,326 | €62,904 | €61,314 | €45,896 | ▼ 25.1% |
| Financial income75/76B | €101 | €41 | €36 | €209 | ▲ 479% |
| Recurring financial income75 | €101 | €41 | €36 | €209 | ▲ 479% |
| Financial charges65/66B | €2,285 | €1,209 | €1,690 | €1,486 | ▼ 12.1% |
| Recurring financial charges65 | €2,285 | €1,209 | €1,690 | €1,486 | ▼ 12.1% |
| Profit (loss) for the period before taxes9903 | €100,142 | €61,736 | €59,660 | €44,620 | ▼ 25.2% |
| Income taxes67/77 | €30,697 | €17,961 | €17,679 | €14,246 | ▼ 19.4% |
| Profit (loss) for the period9904 | €69,445 | €43,775 | €41,981 | €30,374 | ▼ 27.6% |
| Profit (loss) for the period to be appropriated9905 | €69,445 | €43,775 | €41,981 | €30,374 | ▼ 27.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €102,209 | €163,149 | €205,813 | €233,089 | ▲ 13.3% |
| Fixed assets21/28 | €2,439 | €2,688 | €2,779 | €4,973 | ▲ 79.0% |
| Tangible fixed assets22/27 | €2,439 | €2,688 | €2,779 | €4,973 | ▲ 79.0% |
| Furniture and vehicles24 | €2,439 | €2,688 | €2,779 | €4,973 | ▲ 79.0% |
| Current assets29/58 | €99,770 | €160,461 | €203,034 | €228,115 | ▲ 12.4% |
| Amounts receivable within one year40/41 | €49,694 | €53,139 | €43,557 | €35,187 | ▼ 19.2% |
| Trade receivables40 | €39,926 | €35,448 | €31,031 | €29,356 | ▼ 5.4% |
| Other amounts receivable41 | €9,768 | €17,691 | €12,526 | €5,831 | ▼ 53.5% |
| Current investments50/53 | €5,186 | €5,772 | €6,000 | €6,000 | = |
| Cash at bank and in hand54/58 | €43,738 | €98,846 | €147,816 | €176,469 | ▲ 19.4% |
| Deferred charges and accrued income490/1 | €1,152 | €2,705 | €5,661 | €10,459 | ▲ 84.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €102,209 | €163,149 | €205,813 | €233,089 | ▲ 13.3% |
| Equity10/15 | €74,445 | €118,220 | €160,201 | €190,575 | ▲ 19.0% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €69,445 | €113,220 | €155,201 | €185,575 | ▲ 19.6% |
| Distributable reserves133 | €69,445 | €113,220 | €155,201 | €185,575 | ▲ 19.6% |
| Amounts payable17/49 | €27,764 | €44,929 | €45,612 | €42,514 | ▼ 6.8% |
| Amounts payable within one year42/48 | €27,764 | €44,929 | €45,612 | €42,514 | ▼ 6.8% |
| Trade debts44 | €259 | €4,170 | €2,338 | €5,087 | ▲ 118% |
| Suppliers440/4 | €259 | €4,170 | €2,338 | €5,087 | ▲ 118% |
| Taxes, remuneration and social security45 | €12,197 | €15,828 | €17,081 | €10,996 | ▼ 35.6% |
| Taxes450/3 | €12,197 | €15,828 | €17,081 | €10,996 | ▼ 35.6% |
| Other amounts payable47/48 | €15,309 | €24,931 | €26,193 | €26,431 | ▲ 0.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69,445 | €43,775 | €41,981 | €30,374 | ▼ 27.6% |
| + Depreciation and write-downs630 | €4,224 | €829 | €1,096 | €1,767 | ▲ 61.3% |
| Operating cash flow (approximation) | €73,668 | €44,604 | €43,077 | €32,141 | ▼ 25.4% |
| Investment in fixed assets (approximation) | - | -€1,079 | -€1,186 | -€3,961 | ▼ 234% |
| Change in cash | - | €55,108 | €48,970 | €28,653 | ▼ 41.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €30,374 ▼27.6%
Net result drops to €30,374, the lowest in the series.
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150,000Eq €160,201 ▲35.5%
3 profitable years in a row build equity to €160,201.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €100,000Eq €118,220 ▲58.8%
2 profitable years in a row build equity to €118,220.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2021
Ground area
588 m²
Building footprint
208 m²
Volume, LiDAR
920 m³
Parcel 35007D0300/00R003, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HD CONSULT & ENGINEERING
since 20212.319.828.343
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007D0300/00R003 | Flanders | 588 m² | 1 · 208 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BlueAlp Oostende Holding
BE 0687.682.488
Oostende · Eq €190,573
FEBOLAM
BE 0784.625.377
Kruisem · Eq €190,590
OLLIE Consulting
BE 0803.548.394
Schoten · Eq €190,602
Chrimfin
BE 0759.888.991
Heist-op-den-Berg · Eq €190,623
RCA X NIGHTINGALE
BE 0783.987.751
Hasselt · Eq €190,473
Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,505 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID
0208:0770963126
Also
9925:BE0770963126
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.