HCTS
ActiveHCTS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €-792. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-54
Solvency92▲+5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.64 in 2024), and 48.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.5%
Return on assets
-1.1%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 d early
2024
20 d late
2023
37 d early
2022
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 2.1%
2024 · €38k
2022: €11k
2023: €34k
2024: €38k
2022 → 2025
Total assets
€73k▼ 4.1%
2024 · €76k
2022: €28k
2023: €59k
2024: €76k
2022 → 2025
Net result
€-792
2024 · €4k
2022: €9k
2023: €23k
2024: €4k
2022 → 2025
Working capital
€29k▲ 21.6%
2024 · €24k
2022: €-5k
2023: €19k
2024: €24k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€11k-€34k▲ 210%€38k▲ 12.1%€37k▼ 2.1%
Operating result€12k-€35k▲ 186%€7k▼ 80.7%€-335
Net result€9k-€23k▲ 171%€4k▼ 82.1%€-792
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €335 after €7k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€8k▼ 42.5%
Current assets
€65k▲ 4.7%
Equity and liabilities €73k
Equity
€37k▼ 2.1%
Debt
€35k▼ 6.2%
The debt ratio falls from 49.6% to 48.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€5k▼
2024 · €12k
Cash flow
€5k▼
2024 · €10k
Solvency
51.5%▲
2024 · 50.4%
Current ratio
1.83▲
2024 · 1.64
Quick ratio
0.53▲
2024 · 0.26
Debt / equity
0.94▼
2024 · 0.98
ROE
-2.1%▼
2024 · 10.8%
ROA
-1.1%▼
2024 · 5.4%
Interest coverage
25.25▼
2024 · 70.52
Debt
€35k▼
2024 · €38k
Debt ≤ 1 year
€35k▼
2024 · €38k
Income taxes
€258▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€73k▼
Fixed assets21/28€14k€8k▼
Tangible fixed assets22/27€14k€8k▼
Plant, machinery and equipment23€14k€8k▼
Current assets29/58€62k€65k▲
Stocks and contracts in progress3€52k€46k▼
Stocks30/36€52k€46k▼
Amounts receivable within one year40/41€7k€12k▲
Trade receivables40€4k€7k▲
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€2k€5k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€76k€73k▼
Equity10/15€38k€37k▼
Contributions10/11€6k€6k=
Reserves13€32k€32k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14-€-792
Amounts payable17/49€38k€35k▼
Amounts payable within one year42/48€38k€35k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€10k€2k▼
Taxes450/3€10k€2k▼
Other amounts payable47/48€25k€32k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€1k€5k▲
Gross operating margin9900€14k€10k▼
Operating profit (loss)9901€7k€-335▼
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€176€199▲
Recurring financial charges65€176€199▲
Profit (loss) for the period before taxes9903€7k€-534▼
Income taxes67/77€2k€258▼
Profit (loss) for the period9904€4k€-792▼
Profit (loss) for the period to be appropriated9905€4k€-792▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-792▼
Transfer to equity691/2€4k€0▼
To other reserves6921€4k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-792 ▼119%
Net result drops to €-792, the lowest in the series.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €23k ▲171%
Operating result €35k, net result €23k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.76
Current ratio from 0.68 to 1.76.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
STEENHAUT Peggy
CurrentDirector · since 29-08-2022
29-08-2022
Appointed as Director
29-08-2022
Resigned as Chair
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenbergstraat 30+9340 LedeGround area
594 m²
Building footprint
171 m²
Volume, LiDAR
806 m³
Parcel 41034D0840/00N002, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HCTS
since 20182.275.241.995
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41034D0840/00N002 | Flanders | 594 m² | 1 · 171 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Honoris
BE 0755.890.217
Sint-Gillis (bij-Brussel) · Eq €37k
EVI DE GREVE
BE 0677.905.779
Aalst · Eq €37k
Walkiers & Wauthier
BE 0736.911.572
Sint-Pieters-Woluwe · Eq €37k
Alilo
BE 0798.997.215
Antwerpen · Eq €37k
JAVAMO
BE 0800.366.103
Roeselare · Eq €37k
Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,317 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
01430Raising of horses and other equines
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
93127Equestrian clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.