HCTech Software
ActiveHCTech Software has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €28k. Its solvency ranks better than 77% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+34
Growth78
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 5.11 against 1.62 in 2024; short-term debt: 19.1% and cash: 64.7% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
59.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-12-2025, 61 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
61 d early
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 273%
2024 · €10k
2024: €10k
2024 → 2025
Total assets
€47k▲ 87.1%
2024 · €25k
2024: €25k
2024 → 2025
Net result
€28k▲ 240%
2024 · €8k
2024: €8k
2024 → 2025
Working capital
€37k▲ 300%
2024 · €9k
2024: €9k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€10k-€38k▲ 273%
Operating result€12k-€39k▲ 221%
Net result€8k-€28k▲ 240%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 221% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€991▲ 6.3%
Current assets
€46k▲ 90.2%
Equity and liabilities €47k
Equity
€38k▲ 273%
Debt
€9k▼ 39.7%
The debt ratio falls from 59.4% to 19.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €12k
Cash flow
€28k▲
2024 · €8k
Solvency
80.9%▲
2024 · 40.6%
Current ratio
5.11▲
2024 · 1.62
Quick ratio
5.11▲
2024 · 1.62
Debt / equity
0.24▼
2024 · 1.46
ROE
73.2%▼
2024 · 80.3%
ROA
59.2%▲
2024 · 32.6%
Interest coverage
15.75▲
2024 · 11.03
Debt
€9k▼
2024 · €15k
Debt ≤ 1 year
€9k▼
2024 · €15k
Income taxes
€9k▲
2024 · €3k
Staff costs
€829▲
2024 · €484
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€47k▲
Fixed assets21/28€932€991▲
Tangible fixed assets22/27€932€991▲
Furniture and vehicles24€932€991▲
Current assets29/58€24k€46k▲
Amounts receivable after more than one year29-€3k
Trade receivables290-€3k
Amounts receivable within one year40/41€12k€12k▲
Trade receivables40€11k€11k▲
Other amounts receivable41€564€600▲
Cash at bank and in hand54/58€12k€30k▲
Equity and liabilities
Total equity and liabilities10/49€25k€47k▲
Equity10/15€10k€38k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€8k€36k▲
Amounts payable17/49€15k€9k▼
Amounts payable within one year42/48€15k€9k▼
Trade debts44€117-
Suppliers440/4€117-
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€9k▲
Other amounts payable47/48€12k€244▼
Income statement
Code20242025
Remuneration, social security and pensions62€484€829▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€181€441▲
Other operating charges640/8€159€159=
Gross operating margin9900€13k€40k▲
Operating profit (loss)9901€12k€39k▲
Financial income75/76B-€163
Recurring financial income75-€163
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€11k€36k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€8k€28k▲
Profit (loss) for the period to be appropriated9905€8k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€36k▲
Profit (loss) brought forward from the previous period14P-€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 5.11
Current ratio from 1.62 to 5.11; short-term debt falls from €15k to €9k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herrmann-Debrouxlaan 40-421160 OudergemGround area
5,192 m²
Building footprint
2,419 m²
Volume, LiDAR
41,930 m³
Parcel 21332B0424/00D008, Brussels · tallest building 27.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
HCTech Software
since 20232.354.037.075
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0424/00D008 | Brussels | 5,192 m² | 1 · 2,419 m² | 27.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 36,294 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2023
Fiscal year end30-06
Abbreviation FR
HCTech
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.