HCamp

Active

Private limited companyfounded 20251 yr activeSteenweg op Turnhout 11, 2360 Oud-Turnhout, BelgiumKBO/BCE: BE 1022.521.045

Summary

HCamp has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,506 and a net result of €30,006. The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch Report Compare

HCampActiveChecked score 86/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€47,715total assets 2025

Equity: €32,506
Profit: €30,006

Turnover not published (abridged schema)

Financial health

86 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Accounts 11 d early0 of 1 deed read

Why 86- Founded in 2025- No main activity registered+ Liquidity: current ratio 3.14, cash €47,715+ Equity €32,506 (68.1% of total assets)Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Better than 75% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 93

equity 68.1% of total assets

Liquidity 86

short-term debt 31.9% · cash 100.0%

Profitability 100

return on assets 62.9%

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 05-2026: 2.4% 06-2026: 2.4%● 0.0% vs 05-2026 07-2026: 2.5%▲ +4.5% vs 06-2026highest value 08-2026: 0.5%▼ -82.0% vs 07-2026 09-2026: 0.5%● 0.0% vs 08-2026 10-2026: 0.5%▼ -0.9% vs 09-2026lowest value

Liquidity: current ratio 3.14, cash €47,715 lowers the probability
Founded in 2025 raises the probability for this profile
No main activity registered raises the probability
Equity €32,506 (68.1% of total assets) lowers the probability

Credit up to €2,500 at 30 days acceptable

Liquidity ample (current ratio 3.14; short-term debt: 31.9% and cash: 100% of total assets), and 31.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 57%, liquidity 78%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.