HC Vloerwerken

Active

Private limited companyfounded 2023active for 3 yearsTuinweg 12, 2290 Vorselaar, BelgiumKBO/BCE: BE 0797.130.063

Summary

The computed 12-month bankruptcy probability of HC Vloerwerken is 4.9% (elevated). The 2025 annual accounts show negative equity (-€33,267) and a net result of -€44,177. Equity is shrinking by about 6.9% per year across the filed financial years. Its solvency ranks better than 5% of 34,699 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

HC VloerwerkenActiveChecked score 34/100

Risk analysis Report Compare

Activity

Floor and wall tiling

NACE 43331

1 site

Size

€41,548total assets 2025

Equity: -€33,267
Loss: -€44,177

Turnover not published (micro format)

Financial health

34 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.9%

Structure

2025 accounts filed 56 days late1 deed in the Belgian Official Gazette

Why 34raises riskLast filed accounts filed 56 days late; 3 of the last 3 lateLoss of €44,177, the second in a row (financial year 2025)Negative equity -€33,267lowers riskSize: total assets €41,548Show the evidence

Checked score

Score 2025

34 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 3% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0-46

equity -80.1% of total assets

Liquidity 5-2

short-term debt 95.8% · cash 3.8%

Profitability 0-6

return on assets -106.3%

Bankruptcy probability, 12 months

4.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)

Last 24 months 11-2024: 8.3% 12-2024: 8.3%● unchanged vs 11-2024 01-2025: 8.6%▲ +0.3 percentage points vs 12-2024 02-2025: 8.7%▲ +0.1 percentage points vs 01-2025 03-2025: 8.6%▼ -0.1 percentage points vs 02-2025 04-2025: 8.6%● unchanged vs 03-2025 05-2025: 8.6%● unchanged vs 04-2025 06-2025: 8.3%▼ -0.3 percentage points vs 05-2025 07-2025: 8.2%▼ -0.1 percentage points vs 06-2025 08-2025: 8.6%▲ +0.4 percentage points vs 07-2025 09-2025: 8.8%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 5.8%▼ -3.0 percentage points vs 09-2025 11-2025: 5.8%● unchanged vs 10-2025 12-2025: 5.8%● unchanged vs 11-2025 01-2026: 5.8%● unchanged vs 12-2025 02-2026: 5.8%● unchanged vs 01-2026 03-2026: 5.9%▲ +0.1 percentage points vs 02-2026 04-2026: 5.9%● unchanged vs 03-2026 05-2026: 5.9%● unchanged vs 04-2026 06-2026: 5.8%▼ -0.1 percentage points vs 05-2026 07-2026: 5.7%▼ -0.1 percentage points vs 06-2026 08-2026: 6.5%▲ +0.8 percentage points vs 07-2026 09-2026: 6.4%▼ -0.1 percentage points vs 08-2026 10-2026: 4.9%▼ -1.5 percentage points vs 09-2026lowest value

No credit on open account

Liquidity insufficient (current ratio 0.83, compared with 1.12 in 2024, below 1; short-term debt: 95.8% and cash: 3.8% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 4% on liquidity, 4% on profitability and 1% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Last filed accounts filed 56 days late; 3 of the last 3 late

NBB · filings

Size: total assets €41,548

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Loss of €44,177, the second in a row (financial year 2025)

NBB · annual accounts

Negative equity -€33,267

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

232425

2023 to 2025 · latest year -€33,267

2025 accounts filed 56 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 3 filings

Deviation from the deadline

2025

56 days late

2024

57 days late

2023

331 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 148 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 September (3 of the last 3 filed years within 275 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

25-09-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€44,177
26-09-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€33,267 View
Risk: 3 loss-making years in a rowloss financial year 2025 -€44,177 View
Caution: Among the weakest 5% on solvencysector median 46.8% · 34,699 companies -80.1% View

By topic

Financials

Financial year: 2025
Total assets: €41,548
Loss: -€44,177
Solvency: -80.1%

Total assets▼ 19.0%

Net result

20232025

Go to Financials

Timeline

Events: 5
Since: 2024
Next accounts: by 31-07-2027

27-06-2025Annual accounts filed
31-12-2024Liquidity more than doubled

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Floor and wall tilingNACE 43331
Founded: 13-01-2023
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about HC Vloerwerken

What is the company number of HC Vloerwerken?: 0797.130.063. In Belgium the VAT number is the company number with BE in front: BE 0797.130.063.
Where is HC Vloerwerken based?: The registered office is at Tuinweg 12, 2290 Vorselaar.Company details
What does HC Vloerwerken do?: According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
What is the legal form of HC Vloerwerken?: Private limited company (BV).
When was HC Vloerwerken founded?: On 13-01-2023.
Is HC Vloerwerken still active?: Yes, HC Vloerwerken is an active enterprise in the KBO register.
What is the turnover of HC Vloerwerken?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is HC Vloerwerken profitable?: In financial year 2025, HC Vloerwerken made a loss of €44,177.
Where can I find the annual accounts of HC Vloerwerken?: HC Vloerwerken filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HC Vloerwerken due?: By 31-07-2027, for financial year 2026.Timeline