HC PLANET
ActiveSummary
The computed 12-month bankruptcy probability of HC PLANET is 1.9% (moderate). The 2025 annual accounts show equity of €126,034 and a net result of €24,461. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 7900 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability58▼-13
Solvency38▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 2.53 against 0.3 in 2024; short-term debt: 14% and cash: 7% of total assets), but 87.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.8%
Return on assets
2.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7900 sector peers (2025).
NBB · sector comparisonPosition among 7900 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
16 d early
2022
117 d late
2021
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€126,034▲ 24.1%
2024 · €101,573
Total assets
€987,638▲ 9.7%
2024 · €900,181
Net result
€24,461▲ 47.6%
2024 · €16,576
Working capital
€210,713
2024 · -€550,109
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,695-€16,951▲ 15.4%€64,855▲ 283%€26,071▼ 59.8%€54,530▲ 109%
Net result€8,847-€9,334▲ 5.5%€48,816▲ 423%€16,576▼ 66.0%€24,461▲ 47.6%
Equity€26,847-€36,181▲ 34.8%€84,997▲ 135%€101,573▲ 19.5%€126,034▲ 24.1%
Total assets€129,490-€140,131▲ 8.2%€202,237▲ 44.3%€900,181▲ 345%€987,638▲ 9.7%
Debt€102,643-€103,950▲ 1.3%€117,240▲ 12.8%€798,608▲ 581%€861,604▲ 7.9%
Working capital€47,126-€52,729▲ 11.9%€87,395▲ 65.7%-€550,109€210,713
Staff (FTE)1.42.8▲ 100%3▲ 7.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 109% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €987,638
Fixed assets
€639,005 ▼ 3.7%
Current assets
€348,633 ▲ 47.5%
Equity and liabilities €987,638
Equity
€126,034 ▲ 24.1%
Debt
€861,604 ▲ 7.9%
Debt's share of the balance-sheet total falls from 88.7% to 87.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€90,973▼
2024 · €108,137
Cash flow
€60,903▼
2024 · €98,642
Current ratio
2.53▲
2024 · 0.30
Quick ratio
2.47▲
2024 · 0.29
Debt to equity
6.84▼
2024 · 7.86
ROE
19.4%▲
2024 · 16.3%
ROA
2.5%▲
2024 · 1.8%
Interest coverage
4.37▼
2024 · 43.17
Debt ≤ 1 year
€137,920▼
2024 · €786,492
Debt > 1 year
€638,925▲
2024 · €12,116
Income taxes
€10,472▲
2024 · €8,821
Staff costs
€153,796▲
2024 · €140,779
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,270 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
2.1%
went bankrupt
2.5%
stopped otherwise
95%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,270 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €4,694 | €222 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €7,785 | €18,716 | €58,885 | €140,779 | €153,796 | ▲ 9.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €198 | €1,756 | €1,884 | €82,066 | €36,443 | ▼ 55.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €621 | €0 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €1,800 | - | - | - | - |
| Other operating charges640/8 | €3,248 | €6,404 | €10,137 | €6,156 | €4,374 | ▼ 28.9% |
| Gross operating margin9900 | €25,926 | €45,627 | €136,383 | €255,073 | €249,144 | ▼ 2.3% |
| Operating profit (loss)9901 | €14,695 | €16,951 | €64,855 | €26,071 | €54,530 | ▲ 109% |
| Financial income75/76B | €264 | €1,014 | €2,910 | €1,831 | €1,236 | ▼ 32.5% |
| Recurring financial income75 | €264 | €1,014 | €2,910 | €1,831 | €1,236 | ▼ 32.5% |
| Financial charges65/66B | €1,007 | €1,054 | €981 | €2,505 | €20,834 | ▲ 732% |
| Recurring financial charges65 | €1,007 | €1,054 | €981 | €2,505 | €20,834 | ▲ 732% |
| Profit (loss) for the period before taxes9903 | €13,952 | €16,910 | €66,785 | €25,397 | €34,933 | ▲ 37.5% |
| Income taxes67/77 | €5,105 | €7,576 | €17,969 | €8,821 | €10,472 | ▲ 18.7% |
| Profit (loss) for the period9904 | €8,847 | €9,334 | €48,816 | €16,576 | €24,461 | ▲ 47.6% |
| Profit (loss) for the period to be appropriated9905 | €8,847 | €9,334 | €48,816 | €16,576 | €24,461 | ▲ 47.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €129,490 | €140,131 | €202,237 | €900,181 | €987,638 | ▲ 9.7% |
| Fixed assets21/28 | €11,739 | €12,783 | €16,472 | €663,798 | €639,005 | ▼ 3.7% |
| Tangible fixed assets22/27 | €5,889 | €6,933 | €10,622 | €657,948 | €639,005 | ▼ 2.9% |
| Land and buildings22 | - | €2,261 | €1,701 | €651,141 | €622,534 | ▼ 4.4% |
| Plant, machinery and equipment23 | €2,250 | €1,790 | €6,796 | €5,439 | €13,022 | ▲ 139% |
| Furniture and vehicles24 | €3,640 | €2,882 | €2,125 | €1,367 | €3,450 | ▲ 152% |
| Financial fixed assets28 | €5,850 | €5,850 | €5,850 | €5,850 | €0 | ▼ 100% |
| Current assets29/58 | €117,751 | €127,347 | €185,765 | €236,383 | €348,633 | ▲ 47.5% |
| Amounts receivable after more than one year29 | €10,335 | €20,909 | €19,165 | €21,894 | €22,810 | ▲ 4.2% |
| Other amounts receivable291 | €10,335 | €20,909 | €19,165 | €21,894 | €22,810 | ▲ 4.2% |
| Stocks and contracts in progress3 | €60,875 | €15,025 | €12,025 | €8,025 | €8,025 | = |
| Stocks30/36 | €60,875 | €15,025 | €12,025 | €8,025 | €8,025 | = |
| Amounts receivable within one year40/41 | €23,509 | €56,042 | €30,964 | €83,492 | €226,136 | ▲ 171% |
| Trade receivables40 | €19,410 | €41,515 | €25,654 | €81,756 | €225,507 | ▲ 176% |
| Other amounts receivable41 | €4,099 | €14,526 | €5,309 | €1,736 | €629 | ▼ 63.8% |
| Current investments50/53 | - | - | €44,088 | €0 | - | - |
| Cash at bank and in hand54/58 | €17,548 | €26,977 | €74,865 | €113,864 | €69,374 | ▼ 39.1% |
| Deferred charges and accrued income490/1 | €5,484 | €8,395 | €4,658 | €9,109 | €22,288 | ▲ 145% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €129,490 | €140,131 | €202,237 | €900,181 | €987,638 | ▲ 9.7% |
| Equity10/15 | €26,847 | €36,181 | €84,997 | €101,573 | €126,034 | ▲ 24.1% |
| Contributions10/11 | €18,000 | €18,000 | €18,000 | €18,000 | €18,000 | = |
| Reserves13 | €8,847 | €8,847 | €66,997 | €83,573 | €108,034 | ▲ 29.3% |
| Distributable reserves133 | €8,847 | €8,847 | €66,997 | €83,573 | €108,034 | ▲ 29.3% |
| Profit (loss) carried forward14 | - | €9,334 | - | - | - | - |
| Amounts payable17/49 | €102,643 | €103,950 | €117,240 | €798,608 | €861,604 | ▲ 7.9% |
| Amounts payable after more than one year17 | €32,019 | €25,504 | €18,870 | €12,116 | €638,925 | ▲ 5,173% |
| Financial debts170/4 | €32,019 | €25,504 | €18,870 | €12,116 | €638,925 | ▲ 5,173% |
| Amounts payable within one year42/48 | €70,624 | €74,618 | €98,370 | €786,492 | €137,920 | ▼ 82.5% |
| Current portion of amounts payable after more than one year42 | €6,399 | €6,402 | €6,520 | €6,641 | €36,813 | ▲ 454% |
| Financial debts43 | - | - | - | - | €22 | - |
| Credit institutions430/8 | - | - | - | - | €22 | - |
| Trade debts44 | €59,121 | €55,288 | €56,962 | €735,841 | €73,891 | ▼ 90.0% |
| Suppliers440/4 | €59,121 | €55,288 | €56,962 | €735,841 | €73,891 | ▼ 90.0% |
| Taxes, remuneration and social security45 | €5,105 | €9,229 | €34,888 | €44,010 | €27,194 | ▼ 38.2% |
| Taxes450/3 | €5,105 | €7,576 | €31,159 | €27,720 | €4,416 | ▼ 84.1% |
| Remuneration and social security454/9 | - | €1,653 | €3,729 | €16,290 | €22,779 | ▲ 39.8% |
| Other amounts payable47/48 | - | €3,699 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €3,828 | - | - | €84,760 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,847 | €9,334 | €48,816 | €16,576 | €24,461 | ▲ 47.6% |
| + Depreciation and write-downs630 | €198 | €1,756 | €1,884 | €82,066 | €36,443 | ▼ 55.6% |
| Operating cash flow (approximation) | €9,045 | €11,090 | €50,700 | €98,642 | €60,903 | ▼ 38.3% |
| Investment in fixed assets (approximation) | - | -€2,800 | -€5,573 | -€729,392 | -€11,650 | ▲ 98.4% |
| Change in cash | - | €9,429 | €47,888 | €38,999 | -€44,491 | ▼ 214% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 8current ratio 2.53
Current ratio from 0.30 to 2.53; short-term debt falls from €786,492 to €137,920.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Equity above €100,000Eq €101,573 ▲19.5%
4 profitable years in a row build equity to €101,573.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €48,816 ▲423%
Operating result €64,855, net result €48,816, both a record.
25-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 117 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2020
Ground area
278 m²
Building footprint
166 m²
Volume, LiDAR
1,376 m³
Parcel 12342C0339/00R000, Flanders · tallest building 14.5 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
HC PLANET
since 20202.308.939.696
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342C0339/00R000 | Flanders | 278 m² | 1 · 166 m² | 14.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 959 EUR awarded · 734 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 959 EUR | 734 EUR |
Similar companies · same sector, comparable size
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Benoit SIMON
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EDDY METS
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Of 9,536 companies in sector 43222 we hold annual accounts for 5,667. 4,932 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
46842Wholesale trade
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0754855879
Also
9925:BE0754855879
Registered
09-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.