HBS Services
ActiveSummary
The computed 12-month bankruptcy probability of HBS Services is 2.5% (moderate). The 2025 annual accounts show negative equity (€-5k) and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 4621 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75; short-term debt: 133.6% and cash: 88.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-33.6%
Return on assets
-25%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
58 d early
2023
27 d late
2022
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k▼ 293%
2024 · €-1k
2022: €169
2023: €2k
2024: €-1k
2022 → 2025
Total assets
€14k▲ 486%
2024 · €2k
2022: €1k
2023: €9k
2024: €2k
2022 → 2025
Net result
€-3k▲ 0.5%
2024 · €-3k
2022: €-3k
2023: €2k
2024: €-3k
2022 → 2025
Working capital
€-5k▼ 293%
2024 · €-1k
2022: €169
2023: €2k
2024: €-1k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€169-€2k▲ 1,268%€-1k€-5k▼ 293%
Operating result€-3k-€2k€-3k€-3k▼ 0.9%
Net result€-3k-€2k€-3k€-3k▲ 0.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Solvency
-33.6%
Current ratio
0.75
Quick ratio
0.66
Debt / equity
-3.98
ROA
-25.0%
Debt
€19k▲
2024 · €4k
Debt ≤ 1 year
€19k▲
2024 · €4k
Staff costs
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2k€14k▲
Current assets29/58€2k€14k▲
Stocks and contracts in progress3€244€2k▲
Stocks30/36€244€2k▲
Cash at bank and in hand54/58€2k€12k▲
Equity and liabilities
Total equity and liabilities10/49€2k€14k▲
Equity10/15€-1k€-5k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-4k€-8k▼
Amounts payable17/49€4k€19k▲
Amounts payable within one year42/48€4k€19k▲
Trade debts44€1k€13k▲
Suppliers440/4€1k€13k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€630-
Income statement
Code20242025
Remuneration, social security and pensions62-€11k
Other operating charges640/8€995€1k▲
Gross operating margin9900€-2k€9k▲
Operating profit (loss)9901€-3k€-3k▼
Financial charges65/66B€250€205▼
Recurring financial charges65€250€205▼
Profit (loss) for the period before taxes9903€-3k€-3k▲
Profit (loss) for the period9904€-3k€-3k▲
Profit (loss) for the period to be appropriated9905€-3k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-8k▼
Profit (loss) brought forward from the previous period14P€-691€-4k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼263%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Pont 65300 AndenneGround area
98 m²
Building footprint
125 m²
Parcel 92003H0007/00Y000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HBS Services
since 20212.319.317.312
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92003H0007/00Y000 | Wallonia | 98 m² | 1 · 125 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HAS SERVICES
BE 1014.621.879
Oudergem · Eq €2k
HEVI ELEGANCE
BE 0777.680.870
Kelmis · Eq €2k
AGIT BEY
BE 0784.336.951
Wanze · Eq €2k
TANGER COIF
BE 0668.741.061
Brussel · Eq €2k
LOGIXX
BE 0810.441.730
Raeren · Eq €2k
Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 1,539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2021
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.